Significant revenue decline in 2022 (from $14,579 to $2,997)
Expenses exceeding revenue in multiple recent years (e.g., 2022, 2019, 2017)
Fluctuating revenue history, making financial planning potentially challenging
Strengths
Consistent reporting of zero liabilities across all filings
No executive compensation reported, indicating high efficiency in leadership costs
Long history of IRS 990 filings (14 periods), demonstrating transparency and compliance
Spending Breakdown
How Crossroads Ministries Incorporated allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Crossroads Ministries Incorporated
Is Crossroads Ministries Incorporated a legitimate charity?
Based on AI analysis of IRS 990 filings, Crossroads Ministries Incorporated (EIN: 10478109) appears trustworthy. Mission Score: 70/100. 3 red flags identified, 3 strengths noted.
Is Crossroads Ministries Incorporated a good charity to donate to?
Crossroads Ministries Incorporated has a Mission Score of 70/100. Revenue: $3K. Assets: $16K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Crossroads Ministries Incorporated?
The Employer Identification Number (EIN) for Crossroads Ministries Incorporated is 10478109. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Crossroads Ministries Incorporated spend its money?
Crossroads Ministries Incorporated allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Crossroads Ministries Incorporated's tax-exempt status?
You can verify Crossroads Ministries Incorporated's tax-exempt status using EIN 10478109 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Crossroads Ministries Incorporated appears to be a very small organization with fluctuating financial activity. In 2022, the organization reported revenue of $2,997 against expenses of $8,355, indicating a deficit for the year. This continues a trend of expenses exceeding revenue in several recent years, such as 2019, 2017, and 2016. The organization's assets are modest, standing at $16,180 in 2022, with no reported liabilities, which is a positive indicator of financial stability in terms of debt.
The spending efficiency is difficult to fully assess without a detailed breakdown of expenses, which is not provided in the summary data. However, the consistent reporting of zero officer compensation across all available filings suggests that the organization is likely volunteer-run or has very low administrative overhead related to executive salaries. This can be a sign of efficiency, as resources are not being diverted to high executive pay. The significant drop in revenue from $14,579 in 2021 to $2,997 in 2022 warrants further investigation to understand the cause and its impact on program delivery.
Transparency is generally good given the consistent filing of IRS Form 990s over 14 periods, demonstrating compliance with reporting requirements. The absence of officer compensation is a transparent detail that speaks to the organization's operational model. However, the lack of detailed expense categories (program, admin, fundraising) in the provided data limits a deeper analysis of how funds are allocated, which is a common challenge with smaller organizations that may file simpler forms.