Stable financial operations with revenues generally covering expenses
Low liabilities reported in recent years (e.g., $748 in 202406)
Long history of IRS 990 filings demonstrating compliance
Spending Breakdown
How River Valley Chamber Of Commerce allocates its funds across programs, administration, and fundraising.
80%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about River Valley Chamber Of Commerce
Is River Valley Chamber Of Commerce a legitimate charity?
Based on AI analysis of IRS 990 filings, River Valley Chamber Of Commerce (EIN: 10241354) appears trustworthy. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.
Is River Valley Chamber Of Commerce a good charity to donate to?
River Valley Chamber Of Commerce has a Mission Score of 85/100. Revenue: $68K. Assets: $26K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for River Valley Chamber Of Commerce?
The Employer Identification Number (EIN) for River Valley Chamber Of Commerce is 10241354. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does River Valley Chamber Of Commerce spend its money?
River Valley Chamber Of Commerce allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify River Valley Chamber Of Commerce's tax-exempt status?
You can verify River Valley Chamber Of Commerce's tax-exempt status using EIN 10241354 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The River Valley Chamber Of Commerce demonstrates consistent financial activity, with revenues and expenses generally in a similar range over the past decade. In the latest filing (202406), the organization reported revenue of $51,486 against expenses of $51,097, indicating a near break-even operation. Assets have shown some fluctuation but generally remain modest, with $37,618 reported in 202406. The organization consistently reports 0% officer compensation, which is a positive indicator of volunteer leadership and efficient use of funds for its stated purpose.
Spending efficiency appears to be reasonable given the nature of a chamber of commerce, which typically focuses on community and business support rather than direct program delivery in the traditional sense. The consistent reporting of minimal liabilities and the absence of officer compensation suggest a fiscally conservative approach. However, without a detailed breakdown of expenses beyond the summary 990-EZ data, it's challenging to precisely assess the allocation between program, administrative, and fundraising costs.
Transparency is high regarding executive compensation, as it consistently reports no officer compensation. The consistent filing of IRS Form 990-EZ over many years also indicates a commitment to regulatory compliance. While the NTEE code is unknown, which can sometimes hinder categorization, the organization's name clearly defines its purpose. The modest asset base and consistent operational scale suggest a focus on immediate community benefit rather than significant asset accumulation.