Quick charity verification for Rumford Polar Bears Snowmobile Club (EIN: 10519114)
Verdict: Rumford Polar Bears Snowmobile Club appears trustworthy
90/100Mission Score
$50KRevenue
$277KAssets
1Red Flags
4Strengths
Red Flags
Expenses exceeded revenue in recent periods (202306 and 202406), leading to asset reduction.
Strengths
Zero officer compensation reported across all filings, indicating a volunteer-driven model.
No reported liabilities in any filing, demonstrating strong financial health and prudence.
Substantial asset base ($296,509 in 202406) provides financial stability.
High program spending ratio due to minimal administrative and fundraising overhead.
Spending Breakdown
How Rumford Polar Bears Snowmobile Club allocates its funds across programs, administration, and fundraising.
95%
Program Spending
Healthy — majority goes to mission
5%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Rumford Polar Bears Snowmobile Club
Is Rumford Polar Bears Snowmobile Club a legitimate charity?
Based on AI analysis of IRS 990 filings, Rumford Polar Bears Snowmobile Club (EIN: 10519114) appears trustworthy. Mission Score: 90/100. 1 red flag identified, 4 strengths noted.
Is Rumford Polar Bears Snowmobile Club a good charity to donate to?
Rumford Polar Bears Snowmobile Club has a Mission Score of 90/100. Revenue: $50K. Assets: $277K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Rumford Polar Bears Snowmobile Club?
The Employer Identification Number (EIN) for Rumford Polar Bears Snowmobile Club is 10519114. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Rumford Polar Bears Snowmobile Club spend its money?
Rumford Polar Bears Snowmobile Club allocates 95% to programs, 5% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Rumford Polar Bears Snowmobile Club's tax-exempt status?
You can verify Rumford Polar Bears Snowmobile Club's tax-exempt status using EIN 10519114 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Rumford Polar Bears Snowmobile Club demonstrates consistent financial transparency with publicly available IRS 990 filings. The organization's financial health shows some volatility in revenue and expenses, with recent periods (202306 and 202406) reporting expenses exceeding revenue, leading to a decrease in assets from a high of $385,062 in 202206 to $296,509 in 202406. However, the club maintains a strong asset base relative to its annual revenue, indicating financial stability despite operational deficits in some years. The consistent reporting of zero liabilities across all available filings is a significant positive indicator of financial prudence.
Spending efficiency appears to be focused almost entirely on program services, given the nature of a snowmobile club and the absence of reported officer compensation. This suggests that the vast majority of funds are directed towards trail maintenance, grooming, and other activities directly supporting the club's mission. The lack of reported officer compensation also implies a volunteer-driven operational model, which inherently maximizes the proportion of funds available for program delivery.
Overall, the club exhibits strong transparency through its regular filings and appears to be efficiently managed with a clear focus on its program activities. While recent years show operational deficits, the substantial asset base provides a buffer, and the absence of liabilities and officer compensation are strong indicators of a well-managed, mission-focused organization.