Quick charity verification for Tamworth Village Association (EIN: 20513543)
Verdict: Tamworth Village Association shows mixed signals
45/100Mission Score
$18KRevenue
$10KAssets
4Red Flags
2Strengths
Red Flags
Extreme financial volatility with significant year-over-year changes in revenue, expenses, and assets.
Substantial deficit of $474,628 in 2019, with expenses ($492,571) far exceeding revenue ($17,943).
Dramatic decrease in assets from $485,762 in 2018 to $10,209 in 2019, indicating potential asset depletion or transfer.
Inconsistent revenue streams, making long-term financial planning and sustainability challenging.
Strengths
Consistent reporting of 0% officer compensation, indicating a volunteer-led organization and potentially lower administrative overhead.
Long filing history (9 filings), suggesting a sustained presence in the community.
Spending Breakdown
How Tamworth Village Association allocates its funds across programs, administration, and fundraising.
80%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Tamworth Village Association
Is Tamworth Village Association a legitimate charity?
Based on AI analysis of IRS 990 filings, Tamworth Village Association (EIN: 20513543) shows mixed signals. Mission Score: 45/100. 4 red flags identified, 2 strengths noted.
Is Tamworth Village Association a good charity to donate to?
Tamworth Village Association has a Mission Score of 45/100. Revenue: $18K. Assets: $10K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Tamworth Village Association?
The Employer Identification Number (EIN) for Tamworth Village Association is 20513543. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Tamworth Village Association spend its money?
Tamworth Village Association allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Tamworth Village Association's tax-exempt status?
You can verify Tamworth Village Association's tax-exempt status using EIN 20513543 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Tamworth Village Association exhibits highly inconsistent financial activity over the past decade. While the organization reported assets of $10,209 in 2019, this is a significant decrease from its peak of $485,762 in 2018 and $470,159 in 2017. The most recent filing for 2019 shows a concerning financial position, with expenses of $492,571 far exceeding revenue of $17,943, resulting in a substantial deficit. This indicates a potential reliance on prior year reserves or significant debt, although liabilities were reported as only $285 in 2019. The lack of officer compensation across all reported periods suggests a volunteer-driven leadership, which can be a positive for efficiency, but the dramatic swings in revenue and expenses warrant further investigation into the nature of their operations and funding model.
The organization's spending efficiency is difficult to assess without a detailed breakdown of expenses into program, administrative, and fundraising categories. However, the 2019 deficit of over $470,000 raises serious questions about financial sustainability and planning. The significant drop in assets from 2018 to 2019, coupled with high expenses, suggests a major operational change or a one-time event that depleted resources. Transparency could be improved by providing more context for these large financial fluctuations and detailing how the substantial expenses in 2019 were allocated, especially given the relatively low revenue.
Overall, the Tamworth Village Association's financial health appears volatile. While the consistent reporting of zero officer compensation is a positive indicator of volunteer commitment, the extreme disparity between revenue and expenses in the latest filing, alongside the sharp decline in assets, points to significant financial challenges or a major restructuring that is not immediately clear from the summary data. A deeper dive into the full 990 forms would be necessary to understand the specific causes of these financial shifts and to fully evaluate their long-term viability and impact.