Carter Community Building Association
Carter Community Building Association shows strong asset growth and no reported executive compensation over a decade.
EIN: 20222116 · Lebanon, NH · NTEE: N310 · Updated: 2026-03-28
Source Check Matrix
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Carter Community Building Association is mapped to EIN 20222116.
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13 stored filing years available.
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13 stored filing years available.
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90% program spend, health grade A
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| Metric | Value |
|---|---|
| Total Revenue | $3.7M |
| Total Expenses | $2.4M |
| Program Spending | 90% |
| CEO/Top Officer Pay | $10 |
| Net Assets | $8.5M |
| Transparency Score | 95/100 |
Search Intent Cockpit
Carter Community Building Association Form 990, Revenue, CEO Pay, and IRS Filing Signals
Carter Community Building Association is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Carter Community Building Association in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $2.9M and expenses of $2.4M.
Revenue and Expenses
Carter Community Building Association reported $2.9M in revenue and $2.4M in expenses, a surplus of $469K.
Executive Compensation
Top officer compensation appears as $10 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
95/100 mission score, 0 red flags, and 4 strengths are shown from structured and AI review.
Is Carter Community Building Association Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $2.2M (90%) |
Across stored filings, Carter Community Building Association shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Appears Legitimate | Good filing record; no red flags identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Hellenic Society Paideia Of New Hampshire | New Hampshire and Category N context |
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Lebanon, NH nonprofitsCategory N in New Hampshire
Human Services in New Hampshire
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Carter Community Building Association directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Carter Community Building Association
Carter Community Building Association (EIN: 20222116) is a nonprofit organization based in Lebanon, NH, classified under NTEE code N310. The organization reported total revenue of $3.7M and total assets of $10.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Carter Community Building Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Carter Community Building Association is a mid-size nonprofit that has been operating for 77 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.3%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.9M |
| Total Expenses | $2.4M |
| Surplus / Deficit | +$469K |
| Total Assets | $8.9M |
| Total Liabilities | $389K |
| Net Assets | $8.5M |
| Operating Margin | 16.3% |
| Debt-to-Asset Ratio | 4.4% |
| Months of Reserves | 44.4 months |
Financial Health Grade: A
In 2023, Carter Community Building Association reported a surplus of $469K with revenue exceeding expenses, holds 44.4 months of operating reserves (strong position), has a debt-to-asset ratio of 4.4% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Carter Community Building Association's revenue has grown at a compound annual growth rate (CAGR) of 4.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +49.0% | +23.3% | +15.4% |
| 2022 | -22.0% | +20.9% | -13.9% |
| 2021 | +37.7% | +10.6% | +9.0% |
| 2020 | +7.2% | -21.4% | +9.9% |
| 2019 | -2.7% | -9.6% | +9.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 0000 |
| IRS Ruling Date | 1949 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Carter Community Building Association with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 7%
- programs: 90%
- fundraising: 3%
According to IRS 990 filings, Carter Community Building Association allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $469K, with revenue exceeding expenses.
- Debt-to-asset ratio: 4.4%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers received compensation from the organization. This is highly unusual for an organization of its size with assets exceeding $10 million and annual revenues in the millions, suggesting a strong commitment to directing funds towards its mission.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Carter Community Building Association:
- Consistent asset growth, reaching over $10 million in the latest period.
- No reported officer compensation across all 13 filings, indicating high efficiency and mission focus.
- Positive net income in recent years, such as a $468,975 surplus in 2023 ($2,875,794 revenue - $2,406,819 expenses).
- Strong financial health with low liabilities relative to assets.
Frequently Asked Questions about Carter Community Building Association
Is Carter Community Building Association a legitimate charity?
Carter Community Building Association (EIN: 20222116) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 95/100. It has 13 years of IRS 990 filings on record. Total revenue: $3.7M. No red flags identified. 4 strengths noted. Financial health grade: A.
How does Carter Community Building Association spend its money?
Carter Community Building Association directs 90% of its spending to programs and services. Fundraising costs 3%. This exceeds the 65% industry benchmark.
Are donations to Carter Community Building Association tax-deductible?
Carter Community Building Association is registered as a tax-exempt nonprofit (EIN: 20222116). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Carter Community Building Association CEO make?
Carter Community Building Association's highest-compensated officer earns $10 annually. The organization reported $3.7M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Carter Community Building Association's spending goes to programs?
Carter Community Building Association directs 90% to programs, 3% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Carter Community Building Association compare to similar nonprofits?
With a transparency score of 95/100 (Excellent), Carter Community Building Association is above average for NTEE category N310 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Carter Community Building Association located?
Carter Community Building Association is headquartered in Lebanon, New Hampshire and files with the IRS under EIN 20222116. It is classified under NTEE code N310.
How many years of IRS 990 filings does Carter Community Building Association have?
Carter Community Building Association has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $3.7M in total revenue.
Is Carter Community Building Association a good charity?
Based on the available IRS 990 data, the Carter Community Building Association appears to be a very good charity. It demonstrates strong financial health, consistent asset growth, and a remarkable commitment to its mission by reporting 0% officer compensation across all filings.
How has the organization's revenue trended over time?
The organization's revenue has shown significant fluctuations but an overall upward trend, especially in recent years. It increased from $1,796,556 in 2020 to $2,875,794 in 2023, with the latest reported revenue reaching $3,660,021.
What is the organization's financial stability?
The Carter Community Building Association exhibits strong financial stability, with assets consistently growing from $7,489,605 in 2019 to $10,050,282 in the latest period, and liabilities remaining relatively low compared to assets.
Filing History
IRS 990 filing history for Carter Community Building Association showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Carter Community Building Association's revenue has grown by 65.4%, moving from $1.7M to $2.9M. Total assets increased by 15.2% over the same period, from $7.7M to $8.9M. Total functional expenses rose by 30.2%, from $1.8M to $2.4M. In its most recent filing year (2023), Carter Community Building Association reported a surplus of $469K, with revenue exceeding expenses. The organization holds $389K in liabilities against $8.9M in assets (debt-to-asset ratio: 4.4%), resulting in net assets of $8.5M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.9M | $2.4M | $8.9M | $389K | — | — |
| 2022 | $1.9M | $2.0M | $7.7M | $299K | — | View 990 |
| 2021 | $2.5M | $1.6M | $9.0M | $310K | — | View 990 |
| 2020 | $1.8M | $1.5M | $8.2M | $353K | — | View 990 |
| 2019 | $1.7M | $1.9M | $7.5M | $448K | — | View 990 |
| 2018 | $1.7M | $2.1M | $6.9M | $427K | — | View 990 |
| 2017 | $1.7M | $2.0M | $7.7M | $425K | — | View 990 |
| 2016 | $1.8M | $1.9M | $7.4M | $412K | — | View 990 |
| 2015 | $1.8M | $1.9M | $7.6M | $444K | — | View 990 |
| 2014 | $1.9M | $2.0M | $8.0M | $413K | — | View 990 |
| 2013 | $2.1M | $1.9M | $8.1M | $383K | — | View 990 |
| 2012 | $2.1M | $1.9M | $7.8M | $356K | — | View 990 |
| 2011 | $1.7M | $1.8M | $7.7M | $362K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.9M, expenses of $2.4M, and assets of $8.9M (revenue +49.0% year-over-year).
- 2022: Revenue of $1.9M, expenses of $2.0M, and assets of $7.7M (revenue -22.0% year-over-year).
- 2021: Revenue of $2.5M, expenses of $1.6M, and assets of $9.0M (revenue +37.7% year-over-year).
- 2020: Revenue of $1.8M, expenses of $1.5M, and assets of $8.2M (revenue +7.2% year-over-year).
- 2019: Revenue of $1.7M, expenses of $1.9M, and assets of $7.5M (revenue -2.7% year-over-year).
- 2018: Revenue of $1.7M, expenses of $2.1M, and assets of $6.9M (revenue +0.8% year-over-year).
- 2017: Revenue of $1.7M, expenses of $2.0M, and assets of $7.7M (revenue -7.3% year-over-year).
- 2016: Revenue of $1.8M, expenses of $1.9M, and assets of $7.4M (revenue +3.4% year-over-year).
- 2015: Revenue of $1.8M, expenses of $1.9M, and assets of $7.6M (revenue -7.7% year-over-year).
- 2014: Revenue of $1.9M, expenses of $2.0M, and assets of $8.0M (revenue -6.7% year-over-year).
- 2013: Revenue of $2.1M, expenses of $1.9M, and assets of $8.1M (revenue -3.1% year-over-year).
- 2012: Revenue of $2.1M, expenses of $1.9M, and assets of $7.8M (revenue +22.8% year-over-year).
- 2011: Revenue of $1.7M, expenses of $1.8M, and assets of $7.7M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Carter Community Building Association:
Data Sources and Methodology
This transparency report for Carter Community Building Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.