Dakota Business Finance
Dakota Business Finance consistently grows assets with no reported officer compensation.
EIN: 204158141 · Sioux Falls, SD · NTEE: S990 · Updated: 2026-03-28
Source Check Matrix
What Has Been Verified vs. What Needs Human Review
Identity resolved verified
Dakota Business Finance is mapped to EIN 204158141.
IRS BMF exempt record needs review
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IRS Form 990 index verified
13 stored filing years available.
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Filing depth verified
13 stored filing years available.
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Workflow Engine
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Find source filings Runnable
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13 stored filing years plus ProPublica source
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Triggered by: program expense ratio, CEO salary, revenue, grants
90% program spend, health grade A
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| Metric | Value |
|---|---|
| Total Revenue | $1.8M |
| Total Expenses | $1.3M |
| Program Spending | 90% |
| CEO/Top Officer Pay | $1 |
| Net Assets | $1.0M |
| Transparency Score | 85/100 |
Search Intent Cockpit
Dakota Business Finance Form 990, Revenue, CEO Pay, and IRS Filing Signals
Dakota Business Finance is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Dakota Business Finance in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $1.4M and expenses of $1.3M.
Revenue and Expenses
Dakota Business Finance reported $1.4M in revenue and $1.3M in expenses, a surplus of $94K.
Executive Compensation
Top officer compensation appears as $1 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
85/100 mission score, 2 red flags, and 4 strengths are shown from structured and AI review.
Is Dakota Business Finance Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $1.2M (90%) |
Across stored filings, Dakota Business Finance shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with River Of Life Community Church | South Dakota and Community Improvement context |
Trust Check
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Sioux Falls, SD nonprofitsCommunity Improvement in South Dakota
Public Benefit in South Dakota
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Next Best Actions
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Request a concise report for Dakota Business Finance with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.
Early access request only. Reports and exports are informational and based on public IRS records, not financial or legal advice.
Dakota Business Finance directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Dakota Business Finance
Dakota Business Finance (EIN: 204158141) is a nonprofit organization based in Sioux Falls, SD, classified under NTEE code S990. The organization reported total revenue of $1.8M and total assets of $1.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Dakota Business Finance's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Dakota Business Finance is a mid-size nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 17.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.4M |
| Total Expenses | $1.3M |
| Surplus / Deficit | +$94K |
| Total Assets | $1.0M |
| Total Liabilities | $25K |
| Net Assets | $1.0M |
| Operating Margin | 6.8% |
| Debt-to-Asset Ratio | 2.4% |
| Months of Reserves | 9.6 months |
Financial Health Grade: A
In 2023, Dakota Business Finance reported a surplus of $94K with revenue exceeding expenses, holds 9.6 months of operating reserves (strong position), has a debt-to-asset ratio of 2.4% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Dakota Business Finance's revenue has grown at a compound annual growth rate (CAGR) of 17.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -10.3% | -23.4% | +2.2% |
| 2022 | -1.7% | +62.2% | -9.4% |
| 2021 | +9.2% | -19.9% | +84.1% |
| 2020 | +94.9% | +70.2% | +45.6% |
| 2019 | -5.0% | +4.0% | -13.1% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Dakota Business Finance with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Dakota Business Finance allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $94K, with revenue exceeding expenses.
- Debt-to-asset ratio: 2.4%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers received compensation from the organization, which is highly unusual for an organization of this size with over $1 million in annual expenses.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Dakota Business Finance's IRS 990 filings:
- Lack of detailed program spending breakdown in provided data
- Unusual 0% officer compensation for an organization with over $1 million in expenses, which might indicate compensation is reported differently or through related entities not captured here.
Strengths
The following positive indicators were identified for Dakota Business Finance:
- Consistent revenue growth over the past decade, from $409,026 in 2014 to $1,384,630 in 2023.
- Healthy asset growth, reaching $1,028,901 in 2023.
- Low and stable liabilities, indicating strong financial management.
- No reported officer compensation, suggesting high efficiency in directing funds to mission-related activities (assuming all compensation is captured).
Frequently Asked Questions about Dakota Business Finance
Is Dakota Business Finance a legitimate charity?
Dakota Business Finance (EIN: 204158141) is a registered tax-exempt nonprofit based in South Dakota. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $1.8M. 2 red flags identified. 4 strengths noted. Financial health grade: A.
How does Dakota Business Finance spend its money?
Dakota Business Finance directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Dakota Business Finance tax-deductible?
Dakota Business Finance is registered as a tax-exempt nonprofit (EIN: 204158141). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Dakota Business Finance CEO make?
Dakota Business Finance's highest-compensated officer earns $1 annually. The organization reported $1.8M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
How does Dakota Business Finance compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Dakota Business Finance is above average for NTEE category S990 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Dakota Business Finance located?
Dakota Business Finance is headquartered in Sioux Falls, South Dakota and files with the IRS under EIN 204158141. It is classified under NTEE code S990.
How many years of IRS 990 filings does Dakota Business Finance have?
Dakota Business Finance has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.8M in total revenue.
Is Dakota Business Finance a good charity?
Based on the available financial data, Dakota Business Finance appears to be a financially sound organization with consistent revenue growth, low liabilities, and a notable absence of officer compensation, suggesting strong financial stewardship and a focus on its mission.
How has Dakota Business Finance's revenue changed over time?
Dakota Business Finance has shown significant revenue growth, increasing from $409,026 in 2014 to $1,384,630 in 2023, indicating an expanding operational scale.
What is the trend in assets and liabilities?
Assets have steadily grown from $235,223 in 2014 to $1,028,901 in 2023, while liabilities have remained relatively low and stable, demonstrating good financial health and asset accumulation.
Filing History
IRS 990 filing history for Dakota Business Finance showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Dakota Business Finance's revenue has grown by 565.9%, moving from $208K to $1.4M. Total assets increased by 696.8% over the same period, from $129K to $1.0M. Total functional expenses rose by 605.6%, from $183K to $1.3M. In its most recent filing year (2023), Dakota Business Finance reported a surplus of $94K, with revenue exceeding expenses. The organization holds $25K in liabilities against $1.0M in assets (debt-to-asset ratio: 2.4%), resulting in net assets of $1.0M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.4M | $1.3M | $1.0M | $25K | — | View 990 |
| 2022 | $1.5M | $1.7M | $1.0M | $97K | — | View 990 |
| 2021 | $1.6M | $1.0M | $1.1M | $59K | — | View 990 |
| 2020 | $1.4M | $1.3M | $603K | $83K | — | View 990 |
| 2019 | $737K | $761K | $414K | $34K | — | View 990 |
| 2018 | $775K | $732K | $477K | $72K | — | View 990 |
| 2017 | $635K | $705K | $411K | $49K | — | View 990 |
| 2016 | $525K | $430K | $457K | $25K | — | View 990 |
| 2015 | $515K | $394K | $360K | $24K | — | View 990 |
| 2014 | $409K | $315K | $235K | $20K | — | View 990 |
| 2013 | $366K | $309K | $157K | $36K | — | View 990 |
| 2012 | $216K | $260K | $106K | $43K | — | View 990 |
| 2011 | $208K | $183K | $129K | $23K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.4M, expenses of $1.3M, and assets of $1.0M (revenue -10.3% year-over-year).
- 2022: Revenue of $1.5M, expenses of $1.7M, and assets of $1.0M (revenue -1.7% year-over-year).
- 2021: Revenue of $1.6M, expenses of $1.0M, and assets of $1.1M (revenue +9.2% year-over-year).
- 2020: Revenue of $1.4M, expenses of $1.3M, and assets of $603K (revenue +94.9% year-over-year).
- 2019: Revenue of $737K, expenses of $761K, and assets of $414K (revenue -5.0% year-over-year).
- 2018: Revenue of $775K, expenses of $732K, and assets of $477K (revenue +22.2% year-over-year).
- 2017: Revenue of $635K, expenses of $705K, and assets of $411K (revenue +20.9% year-over-year).
- 2016: Revenue of $525K, expenses of $430K, and assets of $457K (revenue +1.9% year-over-year).
- 2015: Revenue of $515K, expenses of $394K, and assets of $360K (revenue +26.0% year-over-year).
- 2014: Revenue of $409K, expenses of $315K, and assets of $235K (revenue +11.6% year-over-year).
- 2013: Revenue of $366K, expenses of $309K, and assets of $157K (revenue +69.3% year-over-year).
- 2012: Revenue of $216K, expenses of $260K, and assets of $106K (revenue +4.1% year-over-year).
- 2011: Revenue of $208K, expenses of $183K, and assets of $129K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Dakota Business Finance:
Data Sources and Methodology
This transparency report for Dakota Business Finance is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.