Habitat For Neighborhood Business
Habitat For Neighborhood Business maintains stable assets despite recent operating deficits and reports no officer compensation.
EIN: 204480392 · Saint Louis, MO · NTEE: S990 · Updated: 2026-03-28
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Habitat For Neighborhood Business is mapped to EIN 204480392.
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13 stored filing years available.
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85% program spend, health grade B
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| Metric | Value |
|---|---|
| Total Revenue | $209K |
| Total Expenses | $224K |
| Program Spending | 85% |
| CEO/Top Officer Pay | $1.6 |
| Net Assets | $1.6M |
| Transparency Score | 88/100 |
Search Intent Cockpit
Habitat For Neighborhood Business Form 990, Revenue, CEO Pay, and IRS Filing Signals
Habitat For Neighborhood Business is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Habitat For Neighborhood Business in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $162K and expenses of $224K.
Revenue and Expenses
Habitat For Neighborhood Business reported $162K in revenue and $224K in expenses, a deficit of $61K.
Executive Compensation
Top officer compensation appears as $1.6 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
88/100 mission score, 2 red flags, and 4 strengths are shown from structured and AI review.
Is Habitat For Neighborhood Business Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $190K (85%) |
Across stored filings, Habitat For Neighborhood Business shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade B | 13 stored filing years |
| Peer context | Compare with National Rural Health Association | Missouri and Community Improvement context |
Trust Check
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Saint Louis, MO nonprofitsCommunity Improvement in Missouri
Public Benefit in Missouri
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Next Best Actions
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Habitat For Neighborhood Business directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Habitat For Neighborhood Business
Habitat For Neighborhood Business (EIN: 204480392) is a nonprofit organization based in Saint Louis, MO, classified under NTEE code S990. The organization reported total revenue of $209K and total assets of $1.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Habitat For Neighborhood Business's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Habitat For Neighborhood Business is a small nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 9.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $162K |
| Total Expenses | $224K |
| Surplus / Deficit | $-61,439 |
| Total Assets | $1.6M |
| Total Liabilities | $37K |
| Net Assets | $1.6M |
| Operating Margin | -37.9% |
| Debt-to-Asset Ratio | 2.3% |
| Months of Reserves | 87.4 months |
Financial Health Grade: B
In 2023, Habitat For Neighborhood Business reported a deficit of $61K with expenses exceeding revenue, holds 87.4 months of operating reserves (strong position), has a debt-to-asset ratio of 2.3% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Habitat For Neighborhood Business's revenue has grown at a compound annual growth rate (CAGR) of 9.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -25.6% | -18.0% | +0.3% |
| 2022 | -19.7% | -0.7% | -8.6% |
| 2021 | -7.2% | -2.5% | +0.3% |
| 2020 | +24.3% | +17.5% | +5.5% |
| 2019 | +1.8% | +14.8% | +4.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2007 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Habitat For Neighborhood Business with a Mission Score of 88 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 85%
- fundraising: 0%
According to IRS 990 filings, Habitat For Neighborhood Business allocates its expenses as follows: admin: 15%, programs: 85%, fundraising: 0%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $61K, with expenses exceeding revenue.
- Debt-to-asset ratio: 2.3%.
Executive Compensation Analysis
Habitat For Neighborhood Business consistently reports 0% officer compensation across all available filings, indicating that no funds are allocated to executive salaries, which is highly unusual for an organization of its size and asset base ($1.6 million). This suggests a volunteer-led executive structure or that executive functions are absorbed within other operational costs, significantly enhancing its financial efficiency.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Habitat For Neighborhood Business's IRS 990 filings:
- Consistent operating deficits in recent years (e.g., 2023: $162,273 revenue vs. $223,712 expenses; 2022: $217,994 revenue vs. $272,917 expenses).
- Declining revenue trend in the most recent filings.
Strengths
The following positive indicators were identified for Habitat For Neighborhood Business:
- Consistent reporting of 0% officer compensation across all filings, indicating high efficiency and mission focus.
- Strong and stable asset base of over $1.6 million, providing financial resilience.
- Excellent asset-to-liability ratio (e.g., 44:1 in 2023), demonstrating strong financial health.
- Long history of IRS 990 filings, indicating transparency and consistent operation.
Frequently Asked Questions about Habitat For Neighborhood Business
Is Habitat For Neighborhood Business a legitimate charity?
Habitat For Neighborhood Business (EIN: 204480392) is a registered tax-exempt nonprofit based in Missouri. Our AI analysis gives it a Mission Score of 88/100. It has 13 years of IRS 990 filings on record. Total revenue: $209K. 2 red flags identified. 4 strengths noted. Financial health grade: B.
How does Habitat For Neighborhood Business spend its money?
Habitat For Neighborhood Business directs 85% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Habitat For Neighborhood Business tax-deductible?
Habitat For Neighborhood Business is registered as a tax-exempt nonprofit (EIN: 204480392). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Habitat For Neighborhood Business CEO make?
Habitat For Neighborhood Business's highest-compensated officer earns $1.6 annually. The organization reported $209K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
How does Habitat For Neighborhood Business compare to similar nonprofits?
With a transparency score of 88/100 (Excellent), Habitat For Neighborhood Business is above average for NTEE category S990 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Habitat For Neighborhood Business located?
Habitat For Neighborhood Business is headquartered in Saint Louis, Missouri and files with the IRS under EIN 204480392. It is classified under NTEE code S990.
How many years of IRS 990 filings does Habitat For Neighborhood Business have?
Habitat For Neighborhood Business has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $209K in total revenue.
Is Habitat For Neighborhood Business financially sustainable given recent deficits?
While the organization has experienced deficits in 2022 ($217,994 revenue vs. $272,917 expenses) and 2023 ($162,273 revenue vs. $223,712 expenses), its substantial and stable asset base of over $1.6 million suggests it has reserves to cover these shortfalls. Long-term sustainability will depend on reversing this trend.
How does the lack of officer compensation impact the organization?
The consistent reporting of 0% officer compensation means that all operational funds are directed towards programs and administrative overhead, rather than executive salaries. This significantly boosts the organization's spending efficiency and demonstrates a strong commitment to its mission.
What is the trend in the organization's revenue?
Revenue has fluctuated over the past decade, peaking around $292,472 in 2020 and declining to $162,273 in 2023. This downward trend in recent years, coupled with increasing expenses, is contributing to the current operating deficits.
What is the organization's asset-to-liability ratio?
In 2023, assets were $1,628,507 and liabilities were $36,784, resulting in a very strong asset-to-liability ratio of approximately 44:1. This indicates excellent financial solvency and a low risk of financial distress.
Filing History
IRS 990 filing history for Habitat For Neighborhood Business showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Habitat For Neighborhood Business's revenue has grown by 181.1%, moving from $58K to $162K. Total assets increased by 33% over the same period, from $1.2M to $1.6M. Total functional expenses rose by 124.5%, from $100K to $224K. In its most recent filing year (2023), Habitat For Neighborhood Business reported a deficit of $61K, with expenses exceeding revenue. The organization holds $37K in liabilities against $1.6M in assets (debt-to-asset ratio: 2.3%), resulting in net assets of $1.6M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $162K | $224K | $1.6M | $37K | — | — |
| 2022 | $218K | $273K | $1.6M | $39K | — | — |
| 2021 | $271K | $275K | $1.8M | $26K | — | View 990 |
| 2020 | $292K | $282K | $1.8M | $71K | — | View 990 |
| 2019 | $235K | $240K | $1.7M | $37K | — | View 990 |
| 2018 | $231K | $209K | $1.6M | $20K | — | View 990 |
| 2017 | $184K | $120K | $1.6M | $22K | — | View 990 |
| 2016 | $213K | $155K | $1.5M | $9K | — | View 990 |
| 2015 | $91K | $80K | $1.4M | $7K | — | View 990 |
| 2014 | $63K | $95K | $1.4M | $5K | — | View 990 |
| 2013 | $965K | $102K | $1.8M | $357K | — | View 990 |
| 2012 | $127K | $96K | $1.2M | $637K | — | View 990 |
| 2011 | $58K | $100K | $1.2M | $649K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $162K, expenses of $224K, and assets of $1.6M (revenue -25.6% year-over-year).
- 2022: Revenue of $218K, expenses of $273K, and assets of $1.6M (revenue -19.7% year-over-year).
- 2021: Revenue of $271K, expenses of $275K, and assets of $1.8M (revenue -7.2% year-over-year).
- 2020: Revenue of $292K, expenses of $282K, and assets of $1.8M (revenue +24.3% year-over-year).
- 2019: Revenue of $235K, expenses of $240K, and assets of $1.7M (revenue +1.8% year-over-year).
- 2018: Revenue of $231K, expenses of $209K, and assets of $1.6M (revenue +25.5% year-over-year).
- 2017: Revenue of $184K, expenses of $120K, and assets of $1.6M (revenue -13.5% year-over-year).
- 2016: Revenue of $213K, expenses of $155K, and assets of $1.5M (revenue +134.4% year-over-year).
- 2015: Revenue of $91K, expenses of $80K, and assets of $1.4M (revenue +44.9% year-over-year).
- 2014: Revenue of $63K, expenses of $95K, and assets of $1.4M (revenue -93.5% year-over-year).
- 2013: Revenue of $965K, expenses of $102K, and assets of $1.8M (revenue +661.6% year-over-year).
- 2012: Revenue of $127K, expenses of $96K, and assets of $1.2M (revenue +119.6% year-over-year).
- 2011: Revenue of $58K, expenses of $100K, and assets of $1.2M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Habitat For Neighborhood Business:
Data Sources and Methodology
This transparency report for Habitat For Neighborhood Business is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.