Quick charity verification for Cumberland Farmers Club (EIN: 10224718)
Verdict: Cumberland Farmers Club appears trustworthy
85/100Mission Score
$2.4MRevenue
$1.6MAssets
0Red Flags
5Strengths
No red flags identified.
Strengths
Consistent revenue growth, from $78,739 in 2019 to $1,993,304 in 2023.
Steady increase in assets, reaching $1,311,523 in 2023.
0% reported officer compensation across all filings, indicating high efficiency and volunteer leadership.
Low liabilities relative to assets and revenue, suggesting strong financial management.
Consistent surplus in recent years (e.g., $133,353 in 2023), contributing to asset growth.
Spending Breakdown
How Cumberland Farmers Club allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
5%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Cumberland Farmers Club
Is Cumberland Farmers Club a legitimate charity?
Based on AI analysis of IRS 990 filings, Cumberland Farmers Club (EIN: 10224718) appears trustworthy. Mission Score: 85/100. 0 red flags identified, 5 strengths noted.
Is Cumberland Farmers Club a good charity to donate to?
Cumberland Farmers Club has a Mission Score of 85/100. Revenue: $2.4M. Assets: $1.6M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Cumberland Farmers Club?
The Employer Identification Number (EIN) for Cumberland Farmers Club is 10224718. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Cumberland Farmers Club spend its money?
Cumberland Farmers Club allocates 90% to programs, 5% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Cumberland Farmers Club's tax-exempt status?
You can verify Cumberland Farmers Club's tax-exempt status using EIN 10224718 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Cumberland Farmers Club demonstrates a generally healthy financial position with consistent revenue growth and increasing assets over the past several years. In 2023, the organization reported revenues of $1,993,304 against expenses of $1,859,951, indicating a surplus that contributes to asset growth. The club's assets have steadily increased from $863,984 in 2019 to $1,311,523 in 2023, suggesting sound financial management and accumulation of resources. Liabilities remain relatively low, further reinforcing financial stability.
The organization appears to be efficient in its operations, as evidenced by the consistent surpluses in recent years. A key aspect of their financial health is the reported 0% officer compensation across all available filings, which indicates that leadership is either volunteer-based or compensated through other means not categorized as officer compensation, potentially enhancing donor confidence regarding administrative overhead. This also suggests a strong dedication to the mission without significant executive salary burdens.
Transparency is high given the consistent filing of IRS Form 990s, with 14 filings available. The absence of officer compensation is a notable positive for transparency and efficiency. While specific program spending details are not provided in the summary data, the overall financial trends suggest a well-managed organization with a focus on its mission, supported by a strong financial foundation and minimal liabilities.