Cumberland Farmers Club

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Cumberland Farmers Club Form 990, Revenue, CEO Pay, and IRS Filing Signals

Cumberland Farmers Club is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Cumberland Farmers Club in one place.

Is Cumberland Farmers Club Legit?

Appears Legitimate

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

Across stored filings, Cumberland Farmers Club shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Cumberland Farmers Club directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Cumberland Farmers Club

Cumberland Farmers Club (EIN: 10224718) is a nonprofit organization based in Cumberland, ME, classified under NTEE code N52. The organization reported total revenue of $2.4M and total assets of $1.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cumberland Farmers Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

Cumberland Farmers Club is a mid-size nonprofit that has been operating for 13 years, with 14 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 5.8%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Financial Health Grade: A

In 2023, Cumberland Farmers Club reported a surplus of $133K with revenue exceeding expenses, holds 8.5 months of operating reserves (strong position), has a debt-to-asset ratio of 0.4% (very low leverage).

Financial Trends

Over 14 years of filings (2011–2023), Cumberland Farmers Club's revenue has grown at a compound annual growth rate (CAGR) of 5.8%.

IRS Tax-Exempt Classification

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Cumberland Farmers Club with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

• admin: 5%
• programs: 90%
• fundraising: 5%

According to IRS 990 filings, Cumberland Farmers Club allocates its expenses as follows: admin: 5%, programs: 90%, fundraising: 5%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

• The organization reported a surplus of $133K, with revenue exceeding expenses.
• Debt-to-asset ratio: 0.4%.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated through non-officer channels, which is highly favorable for resource allocation.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Cumberland Farmers Club:

• Consistent revenue growth, from $78,739 in 2019 to $1,993,304 in 2023.
• Steady increase in assets, reaching $1,311,523 in 2023.
• 0% reported officer compensation across all filings, indicating high efficiency and volunteer leadership.
• Low liabilities relative to assets and revenue, suggesting strong financial management.
• Consistent surplus in recent years (e.g., $133,353 in 2023), contributing to asset growth.

Frequently Asked Questions about Cumberland Farmers Club

Filing History

IRS 990 filing history for Cumberland Farmers Club showing financial trends over 14 years of public records:

Over 14 years of IRS 990 filings (2011–2023), Cumberland Farmers Club's revenue has grown by 96.7%, moving from $1.0M to $2.0M. Total assets increased by 40.5% over the same period, from $934K to $1.3M. Total functional expenses rose by 88.8%, from $985K to $1.9M. In its most recent filing year (2023), Cumberland Farmers Club reported a surplus of $133K, with revenue exceeding expenses. The organization holds $5K in liabilities against $1.3M in assets (debt-to-asset ratio: 0.4%), resulting in net assets of $1.3M.

Year-by-Year Financial Summary

• 2023: Revenue of $2.0M, expenses of $1.9M, and assets of $1.3M (revenue -3.8% year-over-year).
• 2022: Revenue of $2.1M, expenses of $1.8M, and assets of $1.2M (revenue +53.4% year-over-year).
• 2021: Revenue of $1.4M, expenses of $1.4M, and assets of $957K (revenue +214.7% year-over-year).
• 2020: Revenue of $429K, expenses of $289K, and assets of $979K (revenue +445.1% year-over-year).
• 2019: Revenue of $79K, expenses of $59K, and assets of $864K (revenue -94.2% year-over-year).
• 2019: Revenue of $1.4M, expenses of $1.4M, and assets of $848K (revenue +7.7% year-over-year).
• 2018: Revenue of $1.3M, expenses of $1.3M, and assets of $1.0M (revenue +18.6% year-over-year).
• 2017: Revenue of $1.1M, expenses of $1.0M, and assets of $965K (revenue -5.8% year-over-year).
• 2016: Revenue of $1.1M, expenses of $1.1M, and assets of $922K (revenue +5.7% year-over-year).
• 2015: Revenue of $1.1M, expenses of $1.1M, and assets of $979K (revenue -10.3% year-over-year).
• 2014: Revenue of $1.2M, expenses of $1.1M, and assets of $1.1M (revenue +7.1% year-over-year).
• 2013: Revenue of $1.1M, expenses of $1.1M, and assets of $938K (revenue +10.8% year-over-year).
• 2012: Revenue of $1.0M, expenses of $1.0M, and assets of $905K (revenue -1.2% year-over-year).
• 2011: Revenue of $1.0M, expenses of $985K, and assets of $934K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Cumberland Farmers Club:

Data Sources and Methodology

This transparency report for Cumberland Farmers Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.