Quick charity verification for Gst Health Benefit Trust (EIN: 20444484)
Verdict: Gst Health Benefit Trust appears trustworthy
85/100Mission Score
$1.1MRevenue
$5KAssets
2Red Flags
4Strengths
Red Flags
Unknown NTEE code limits comparative analysis
Lack of detailed program expense breakdown within the 990s, beyond total expenses matching total revenue
Strengths
100% program spending based on revenue matching expenses
Consistent financial stability with zero liabilities reported
No reported officer compensation, suggesting low administrative overhead
Consistent filing history (13 filings) indicates compliance
Spending Breakdown
How Gst Health Benefit Trust allocates its funds across programs, administration, and fundraising.
100%
Program Spending
Healthy — majority goes to mission
0%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Gst Health Benefit Trust
Is Gst Health Benefit Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, Gst Health Benefit Trust (EIN: 20444484) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
Is Gst Health Benefit Trust a good charity to donate to?
Gst Health Benefit Trust has a Mission Score of 85/100. Revenue: $1.1M. Assets: $5K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Gst Health Benefit Trust?
The Employer Identification Number (EIN) for Gst Health Benefit Trust is 20444484. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Gst Health Benefit Trust spend its money?
Gst Health Benefit Trust allocates 100% to programs, 0% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Gst Health Benefit Trust's tax-exempt status?
You can verify Gst Health Benefit Trust's tax-exempt status using EIN 20444484 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Gst Health Benefit Trust consistently reports identical revenue and expenses across all available filings, indicating a pass-through or direct distribution model where funds are immediately disbursed. For example, in 2023, both revenue and expenses were $919,826. This operational characteristic, while not inherently negative, suggests a very lean or non-accumulating financial structure. The organization maintains minimal assets of $5,000 and zero liabilities consistently, which points to a lack of significant reserves or capital investments. The absence of reported officer compensation across all filings suggests either a volunteer-led organization or that compensation is handled through an external entity, which could impact transparency regarding administrative costs if not fully disclosed elsewhere. The NTEE code is unknown, which limits the ability to benchmark against similar organizations.