Gst Health Benefit Trust

Gst Health Benefit Trust consistently operates with zero net income, disbursing all revenue as expenses.

EIN: 20444484 · Weare, NH · Updated: 2026-03-28

$1.1MRevenue

$5KAssets

85/100Mission Score (Excellent)

Is Gst Health Benefit Trust Legit?

Some Concerns

GoodFiling Consistency

ExcellentSpending Efficiency

GoodTransparency

2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Gst Health Benefit Trust directs 100% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Gst Health Benefit Trust

Gst Health Benefit Trust (EIN: 20444484) is a nonprofit organization based in Weare, NH. The organization reported total revenue of $1.1M and total assets of $5K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Gst Health Benefit Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Gst Health Benefit Trust consistently reports identical revenue and expenses across all available filings, indicating a pass-through or direct distribution model where funds are immediately disbursed. For example, in 2023, both revenue and expenses were $919,826. This operational characteristic, while not inherently negative, suggests a very lean or non-accumulating financial structure. The organization maintains minimal assets of $5,000 and zero liabilities consistently, which points to a lack of significant reserves or capital investments. The absence of reported officer compensation across all filings suggests either a volunteer-led organization or that compensation is handled through an external entity, which could impact transparency regarding administrative costs if not fully disclosed elsewhere. The NTEE code is unknown, which limits the ability to benchmark against similar organizations.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Gst Health Benefit Trust with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 0%
programs: 100%
fundraising: 0%

According to IRS 990 filings, Gst Health Benefit Trust allocates its expenses as follows: admin: 0%, programs: 100%, fundraising: 0%. With 100% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

No officer compensation has been reported in any of the available filings, including the latest period (202312) where revenue was $919,826. This suggests a volunteer-led structure or that compensation is managed externally, which could impact the full picture of administrative costs.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Gst Health Benefit Trust's IRS 990 filings:

Unknown NTEE code limits comparative analysis
Lack of detailed program expense breakdown within the 990s, beyond total expenses matching total revenue

Strengths

The following positive indicators were identified for Gst Health Benefit Trust:

100% program spending based on revenue matching expenses
Consistent financial stability with zero liabilities reported
No reported officer compensation, suggesting low administrative overhead
Consistent filing history (13 filings) indicates compliance

Frequently Asked Questions about Gst Health Benefit Trust

Is Gst Health Benefit Trust a legitimate charity?

Based on AI analysis of IRS 990 filings, Gst Health Benefit Trust (EIN: 20444484) some concerns. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.

How does Gst Health Benefit Trust spend its money?

Gst Health Benefit Trust directs 100% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Gst Health Benefit Trust tax-deductible?

Gst Health Benefit Trust is registered as a tax-exempt nonprofit (EIN: 20444484). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does Gst Health Benefit Trust manage to have zero net income consistently?

The consistent reporting of identical revenue and expenses across all periods (e.g., $919,826 revenue and expenses in 2023) indicates that the organization operates on a pass-through model, disbursing all incoming funds as expenses, likely for health benefits.

What are the specific programs or benefits provided by Gst Health Benefit Trust?

The IRS 990 data does not detail the specific health benefits or programs. Given the name 'Health Benefit Trust' and the pass-through financial model, it is highly probable that the expenses represent direct payments for health benefits.

Why are assets consistently reported at only $5,000 with zero liabilities?

The minimal and consistent asset base of $5,000, coupled with zero liabilities, suggests the organization does not retain significant funds or incur debt, reinforcing its role as a direct pass-through entity for health benefits rather than an accumulator of capital.

Is the lack of reported officer compensation a concern for transparency?

While it could indicate a volunteer-run organization, if there are paid staff or executives whose compensation is not reported on the 990 (e.g., paid by a related entity), it could obscure the true administrative overhead. However, based solely on the 990s, it suggests very low or no direct executive compensation.

Filing History

IRS 990 filing history for Gst Health Benefit Trust showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Gst Health Benefit Trust's revenue has grown by 25.5%, moving from $733K to $920K. Total assets increased by 156.4% over the same period, from $2K to $5K. Total functional expenses rose by 24.5%, from $739K to $920K. In its most recent filing year (2023), Gst Health Benefit Trust reported a surplus of $0, with revenue exceeding expenses.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$920K	$920K	$5K	$0	—	—
2022	$860K	$860K	$5K	$0	—	—
2021	$1.0M	$1.0M	$5K	$0	—	View 990
2020	$569K	$569K	$5K	$0	—	View 990
2019	$875K	$875K	$5K	$0	—	—
2018	$1.1M	$1.1M	$5K	$0	—	View 990
2017	$925K	$925K	$5K	$0	—	View 990
2016	$935K	$935K	$5K	$0	—	View 990
2015	$773K	$773K	$5K	$0	—	View 990
2014	$679K	$676K	$5K	$0	—	View 990
2013	$815K	$815K	$1K	$0	—	View 990
2012	$1.0M	$1.0M	$561	$0	—	View 990
2011	$733K	$739K	$2K	$0	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $920K, expenses of $920K, and assets of $5K (revenue +7.0% year-over-year).
2022: Revenue of $860K, expenses of $860K, and assets of $5K (revenue -15.6% year-over-year).
2021: Revenue of $1.0M, expenses of $1.0M, and assets of $5K (revenue +79.0% year-over-year).
2020: Revenue of $569K, expenses of $569K, and assets of $5K (revenue -35.0% year-over-year).
2019: Revenue of $875K, expenses of $875K, and assets of $5K (revenue -18.4% year-over-year).
2018: Revenue of $1.1M, expenses of $1.1M, and assets of $5K (revenue +15.9% year-over-year).
2017: Revenue of $925K, expenses of $925K, and assets of $5K (revenue -1.0% year-over-year).
2016: Revenue of $935K, expenses of $935K, and assets of $5K (revenue +21.0% year-over-year).
2015: Revenue of $773K, expenses of $773K, and assets of $5K (revenue +13.8% year-over-year).
2014: Revenue of $679K, expenses of $676K, and assets of $5K (revenue -16.7% year-over-year).
2013: Revenue of $815K, expenses of $815K, and assets of $1K (revenue -20.0% year-over-year).
2012: Revenue of $1.0M, expenses of $1.0M, and assets of $561 (revenue +39.1% year-over-year).
2011: Revenue of $733K, expenses of $739K, and assets of $2K.

Data Sources and Methodology

This transparency report for Gst Health Benefit Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.