AI Transparency Report
The Young Mens Christian Association Retirement Fund operates as a substantial entity, managing over $10 billion in assets. Its financial health appears stable, with significant revenue generation, such as the $606 million reported in 2024. However, the organization frequently reports expenses exceeding revenue in several periods, for example, $1.45 billion in expenses against $593 million in revenue in 2021, and $895 million in expenses against $376 million in revenue in 2020. This pattern suggests that the fund may be drawing down on its asset base or experiencing investment losses in certain years, which is typical for a retirement fund managing long-term liabilities. The consistent reporting of 0% officer compensation across all filings indicates a high degree of transparency regarding executive pay, suggesting that executive compensation is either non-existent or not reported in a way that is captured by the 'Officer Comp' metric, which is unusual for an organization of this size. The NTEE code Y300 (Pension and Retirement Funds) clarifies its primary function, which is to manage retirement assets, explaining the large asset base and the nature of its financial flows.