Quick charity verification for Delta Chi National Housing Corp (EIN: 205075197)
Verdict: Delta Chi National Housing Corp appears trustworthy
75/100Mission Score
$476KRevenue
$851KAssets
2Red Flags
4Strengths
Red Flags
No reported officer compensation, which could indicate a lack of transparency if compensation exists in other forms or a reliance on unpaid leadership that may not be sustainable long-term.
Significant liabilities relative to assets, though improving, warrant attention to debt management strategies.
Strengths
Consistent revenue generation, with the latest at $475,733.
Significant asset growth from $187,816 in 2012 to $850,660 in 2017.
Expenses generally managed below revenue, contributing to financial stability.
Positive trend in reducing liabilities from $654,656 in 2013 to $429,831 in 2017.
Spending Breakdown
How Delta Chi National Housing Corp allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Delta Chi National Housing Corp
Is Delta Chi National Housing Corp a legitimate charity?
Based on AI analysis of IRS 990 filings, Delta Chi National Housing Corp (EIN: 205075197) appears trustworthy. Mission Score: 75/100. 2 red flags identified, 4 strengths noted.
Is Delta Chi National Housing Corp a good charity to donate to?
Delta Chi National Housing Corp has a Mission Score of 75/100. Revenue: $476K. Assets: $851K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Delta Chi National Housing Corp?
The Employer Identification Number (EIN) for Delta Chi National Housing Corp is 205075197. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Delta Chi National Housing Corp spend its money?
Delta Chi National Housing Corp allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Delta Chi National Housing Corp's tax-exempt status?
You can verify Delta Chi National Housing Corp's tax-exempt status using EIN 205075197 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Delta Chi National Housing Corp demonstrates consistent revenue generation, with the latest reported revenue at $475,733. The organization has shown steady asset growth over the past several years, increasing from $187,816 in 2012 to $850,660 in 2017. This indicates a stable financial position. However, the liabilities have also been substantial, though showing a decreasing trend from a high of $654,656 in 2013 to $429,831 in 2017. The organization's expenses have fluctuated but generally remained below revenue, contributing to asset accumulation. The absence of reported officer compensation across all filings suggests a volunteer-led or very lean executive structure, which can be a positive indicator of efficiency, though it also warrants a deeper look into how leadership is compensated if at all, or if services are provided pro bono. The NTEE code B83 (Fraternal Societies) suggests a focus on member services, which often means program spending is directly tied to operational costs for housing and related services.