Delta Chi National Housing Corp
Delta Chi National Housing Corp maintains stable revenue and growing assets with no reported officer compensation.
EIN: 205075197 · Bloomington, IL · NTEE: B83 · Updated: 2026-03-28
Is Delta Chi National Housing Corp Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Delta Chi National Housing Corp directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Delta Chi National Housing Corp
Delta Chi National Housing Corp (EIN: 205075197) is a nonprofit organization based in Bloomington, IL, classified under NTEE code B83. The organization reported total revenue of $476K and total assets of $851K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Delta Chi National Housing Corp's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Delta Chi National Housing Corp with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Delta Chi National Housing Corp allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, suggesting that executive leadership is either entirely volunteer-based or compensated through non-officer roles, which is unusual for an organization of this size with nearly half a million in annual revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Delta Chi National Housing Corp's IRS 990 filings:
- No reported officer compensation, which could indicate a lack of transparency if compensation exists in other forms or a reliance on unpaid leadership that may not be sustainable long-term.
- Significant liabilities relative to assets, though improving, warrant attention to debt management strategies.
Strengths
The following positive indicators were identified for Delta Chi National Housing Corp:
- Consistent revenue generation, with the latest at $475,733.
- Significant asset growth from $187,816 in 2012 to $850,660 in 2017.
- Expenses generally managed below revenue, contributing to financial stability.
- Positive trend in reducing liabilities from $654,656 in 2013 to $429,831 in 2017.
Frequently Asked Questions about Delta Chi National Housing Corp
Is Delta Chi National Housing Corp a legitimate charity?
Based on AI analysis of IRS 990 filings, Delta Chi National Housing Corp (EIN: 205075197) some concerns. Mission Score: 75/100. 2 red flags identified, 4 strengths noted.
How does Delta Chi National Housing Corp spend its money?
Delta Chi National Housing Corp directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Delta Chi National Housing Corp tax-deductible?
Delta Chi National Housing Corp is registered as a tax-exempt nonprofit (EIN: 205075197). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Is Delta Chi National Housing Corp a good charity?
Based on the available data, Delta Chi National Housing Corp appears to be a financially stable organization with consistent revenue and growing assets. The lack of reported officer compensation is a notable point, suggesting a high degree of volunteerism or alternative compensation structures. Its NTEE code B83 indicates a focus on fraternal housing, which is a specific niche. The organization's ability to manage expenses below revenue for most years and grow assets from $187,816 to $850,660 over five years suggests good financial management within its operational scope.
How does Delta Chi National Housing Corp manage its liabilities?
Delta Chi National Housing Corp has historically carried significant liabilities, reaching a peak of $654,656 in 2013. However, the organization has shown a positive trend in reducing these liabilities, bringing them down to $429,831 by 2017. This reduction, alongside growing assets, indicates an improving balance sheet.
What is the trend in the organization's financial health?
The organization shows a generally positive financial trend. Revenue has been consistent, and assets have grown significantly from $187,816 in 2012 to $850,660 in 2017. While expenses have fluctuated, they have largely remained below revenue, contributing to asset accumulation. Liabilities have also been trending downwards since 2013, indicating improved financial stability.
Filing History
IRS 990 filing history for Delta Chi National Housing Corp showing financial trends over 6 years of public records:
Over 6 years of IRS 990 filings (2012–2017), Delta Chi National Housing Corp's revenue has grown by 133.2%, moving from $204K to $476K. Total assets increased by 352.9% over the same period, from $188K to $851K. Total functional expenses rose by 106.9%, from $137K to $283K. In its most recent filing year (2017), Delta Chi National Housing Corp reported a surplus of $193K, with revenue exceeding expenses. The organization holds $430K in liabilities against $851K in assets (debt-to-asset ratio: 50.5%), resulting in net assets of $421K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2017 | $476K | $283K | $851K | $430K | — | View 990 |
| 2016 | $455K | $389K | $800K | $468K | — | — |
| 2015 | $470K | $356K | $790K | $524K | — | View 990 |
| 2014 | $439K | $497K | $774K | $622K | — | View 990 |
| 2013 | $413K | $309K | $865K | $655K | — | View 990 |
| 2012 | $204K | $137K | $188K | $18K | — | View 990 |
Year-by-Year Financial Summary
- 2017: Revenue of $476K, expenses of $283K, and assets of $851K (revenue +4.5% year-over-year).
- 2016: Revenue of $455K, expenses of $389K, and assets of $800K (revenue -3.1% year-over-year).
- 2015: Revenue of $470K, expenses of $356K, and assets of $790K (revenue +7.1% year-over-year).
- 2014: Revenue of $439K, expenses of $497K, and assets of $774K (revenue +6.2% year-over-year).
- 2013: Revenue of $413K, expenses of $309K, and assets of $865K (revenue +102.5% year-over-year).
- 2012: Revenue of $204K, expenses of $137K, and assets of $188K.
Data Sources and Methodology
This transparency report for Delta Chi National Housing Corp is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.