Delta Chi National Housing Corp
Delta Chi National Housing Corp maintains stable revenue and growing assets with no reported officer compensation.
EIN: 205075197 · Bloomington, IL · NTEE: B83 · Updated: 2026-03-28
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Identity resolved verified
Delta Chi National Housing Corp is mapped to EIN 205075197.
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6 stored filing years available.
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85% program spend, health grade A
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| Metric | Value |
|---|---|
| Total Revenue | $476K |
| Total Expenses | $283K |
| Program Spending | 85% |
| Net Assets | $421K |
| Transparency Score | 75/100 |
Search Intent Cockpit
Delta Chi National Housing Corp Form 990, Revenue, CEO Pay, and IRS Filing Signals
Delta Chi National Housing Corp is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Delta Chi National Housing Corp in one place.
Form 990 Filing Summary
6 filing years are available, with latest revenue of $476K and expenses of $283K.
Revenue and Expenses
Delta Chi National Housing Corp reported $476K in revenue and $283K in expenses, a surplus of $193K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
75/100 mission score, 2 red flags, and 4 strengths are shown from structured and AI review.
Is Delta Chi National Housing Corp Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $241K (85%) |
Across stored filings, Delta Chi National Housing Corp shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade A | 6 stored filing years |
| Peer context | Compare with Shorefront | Illinois and Education context |
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Delta Chi National Housing Corp directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Delta Chi National Housing Corp
Delta Chi National Housing Corp (EIN: 205075197) is a nonprofit organization based in Bloomington, IL, classified under NTEE code B83. The organization reported total revenue of $476K and total assets of $851K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Delta Chi National Housing Corp's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Delta Chi National Housing Corp is a small nonprofit that has been operating for 25 years, with 6 years of IRS 990 filings on record (2012–2017). Revenue has grown at a compound annual rate of 18.5%.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
| Total Revenue | $476K |
| Total Expenses | $283K |
| Surplus / Deficit | +$193K |
| Total Assets | $851K |
| Total Liabilities | $430K |
| Net Assets | $421K |
| Operating Margin | 40.5% |
| Debt-to-Asset Ratio | 50.5% |
| Months of Reserves | 36.0 months |
Financial Health Grade: A
In 2017, Delta Chi National Housing Corp reported a surplus of $193K with revenue exceeding expenses, holds 36.0 months of operating reserves (strong position), has a debt-to-asset ratio of 50.5% (high leverage).
Financial Trends
Over 6 years of filings (2012–2017), Delta Chi National Housing Corp's revenue has grown at a compound annual growth rate (CAGR) of 18.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2017 | +4.5% | -27.2% | +6.3% |
| 2016 | -3.1% | +9.3% | +1.2% |
| 2015 | +7.1% | -28.4% | +2.1% |
| 2014 | +6.2% | +61.0% | -10.6% |
| 2013 | +102.5% | +125.7% | +360.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2001 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Delta Chi National Housing Corp with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Delta Chi National Housing Corp allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2017)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $193K, with revenue exceeding expenses.
- Debt-to-asset ratio: 50.5%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, suggesting that executive leadership is either entirely volunteer-based or compensated through non-officer roles, which is unusual for an organization of this size with nearly half a million in annual revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Delta Chi National Housing Corp's IRS 990 filings:
- No reported officer compensation, which could indicate a lack of transparency if compensation exists in other forms or a reliance on unpaid leadership that may not be sustainable long-term.
- Significant liabilities relative to assets, though improving, warrant attention to debt management strategies.
Strengths
The following positive indicators were identified for Delta Chi National Housing Corp:
- Consistent revenue generation, with the latest at $475,733.
- Significant asset growth from $187,816 in 2012 to $850,660 in 2017.
- Expenses generally managed below revenue, contributing to financial stability.
- Positive trend in reducing liabilities from $654,656 in 2013 to $429,831 in 2017.
Frequently Asked Questions about Delta Chi National Housing Corp
Is Delta Chi National Housing Corp a legitimate charity?
Delta Chi National Housing Corp (EIN: 205075197) is a registered tax-exempt nonprofit based in Illinois. Our AI analysis gives it a Mission Score of 75/100. It has 6 years of IRS 990 filings on record. Total revenue: $476K. 2 red flags identified. 4 strengths noted. Financial health grade: A.
How does Delta Chi National Housing Corp spend its money?
Delta Chi National Housing Corp directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Delta Chi National Housing Corp tax-deductible?
Delta Chi National Housing Corp is registered as a tax-exempt nonprofit (EIN: 205075197). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Delta Chi National Housing Corp's spending goes to programs?
Delta Chi National Housing Corp directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Delta Chi National Housing Corp compare to similar nonprofits?
With a transparency score of 75/100 (Good), Delta Chi National Housing Corp is above average for NTEE category B83 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Delta Chi National Housing Corp located?
Delta Chi National Housing Corp is headquartered in Bloomington, Illinois and files with the IRS under EIN 205075197. It is classified under NTEE code B83.
How many years of IRS 990 filings does Delta Chi National Housing Corp have?
Delta Chi National Housing Corp has 6 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $476K in total revenue.
Is Delta Chi National Housing Corp a good charity?
Based on the available data, Delta Chi National Housing Corp appears to be a financially stable organization with consistent revenue and growing assets. The lack of reported officer compensation is a notable point, suggesting a high degree of volunteerism or alternative compensation structures. Its NTEE code B83 indicates a focus on fraternal housing, which is a specific niche. The organization's ability to manage expenses below revenue for most years and grow assets from $187,816 to $850,660 over five years suggests good financial management within its operational scope.
How does Delta Chi National Housing Corp manage its liabilities?
Delta Chi National Housing Corp has historically carried significant liabilities, reaching a peak of $654,656 in 2013. However, the organization has shown a positive trend in reducing these liabilities, bringing them down to $429,831 by 2017. This reduction, alongside growing assets, indicates an improving balance sheet.
What is the trend in the organization's financial health?
The organization shows a generally positive financial trend. Revenue has been consistent, and assets have grown significantly from $187,816 in 2012 to $850,660 in 2017. While expenses have fluctuated, they have largely remained below revenue, contributing to asset accumulation. Liabilities have also been trending downwards since 2013, indicating improved financial stability.
Filing History
IRS 990 filing history for Delta Chi National Housing Corp showing financial trends over 6 years of public records:
Over 6 years of IRS 990 filings (2012–2017), Delta Chi National Housing Corp's revenue has grown by 133.2%, moving from $204K to $476K. Total assets increased by 352.9% over the same period, from $188K to $851K. Total functional expenses rose by 106.9%, from $137K to $283K. In its most recent filing year (2017), Delta Chi National Housing Corp reported a surplus of $193K, with revenue exceeding expenses. The organization holds $430K in liabilities against $851K in assets (debt-to-asset ratio: 50.5%), resulting in net assets of $421K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2017 | $476K | $283K | $851K | $430K | — | View 990 |
| 2016 | $455K | $389K | $800K | $468K | — | — |
| 2015 | $470K | $356K | $790K | $524K | — | View 990 |
| 2014 | $439K | $497K | $774K | $622K | — | View 990 |
| 2013 | $413K | $309K | $865K | $655K | — | View 990 |
| 2012 | $204K | $137K | $188K | $18K | — | View 990 |
Year-by-Year Financial Summary
- 2017: Revenue of $476K, expenses of $283K, and assets of $851K (revenue +4.5% year-over-year).
- 2016: Revenue of $455K, expenses of $389K, and assets of $800K (revenue -3.1% year-over-year).
- 2015: Revenue of $470K, expenses of $356K, and assets of $790K (revenue +7.1% year-over-year).
- 2014: Revenue of $439K, expenses of $497K, and assets of $774K (revenue +6.2% year-over-year).
- 2013: Revenue of $413K, expenses of $309K, and assets of $865K (revenue +102.5% year-over-year).
- 2012: Revenue of $204K, expenses of $137K, and assets of $188K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Delta Chi National Housing Corp:
Data Sources and Methodology
This transparency report for Delta Chi National Housing Corp is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.