Bangor Young Mens Christian Association
Bangor YMCA shows strong financial growth and consistent surpluses, with no reported officer compensation.
EIN: 10211485 · Bangor, ME · NTEE: P270 · Updated: 2026-03-28
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Bangor Young Mens Christian Association is mapped to EIN 10211485.
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| Metric | Value |
|---|---|
| Total Revenue | $12.3M |
| Total Expenses | $6.5M |
| Program Spending | 85% |
| CEO/Top Officer Pay | $8 |
| Net Assets | $20.8M |
| Transparency Score | 85/100 |
Search Intent Cockpit
Bangor Young Mens Christian Association Form 990, Revenue, CEO Pay, and IRS Filing Signals
Bangor Young Mens Christian Association is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Bangor Young Mens Christian Association in one place.
Form 990 Filing Summary
14 filing years are available, with latest revenue of $8.5M and expenses of $6.5M.
Revenue and Expenses
Bangor Young Mens Christian Association reported $8.5M in revenue and $6.5M in expenses, a surplus of $2.0M.
Executive Compensation
Top officer compensation appears as $8 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
85/100 mission score, 1 red flag, and 4 strengths are shown from structured and AI review.
Is Bangor Young Mens Christian Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $5.6M (85%) |
Across stored filings, Bangor Young Mens Christian Association shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 1 red flag identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade A | 14 stored filing years |
| Peer context | Compare with Maine Composite Materials Applied Technology Development Center | Maine and Human Services context |
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Bangor Young Mens Christian Association directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Bangor Young Mens Christian Association
Bangor Young Mens Christian Association (EIN: 10211485) is a nonprofit organization based in Bangor, ME, classified under NTEE code P270. The organization reported total revenue of $12.3M and total assets of $28.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Bangor Young Mens Christian Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Bangor Young Mens Christian Association is a large nonprofit that has been operating for 84 years, with 14 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 12.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $8.5M |
| Total Expenses | $6.5M |
| Surplus / Deficit | +$2.0M |
| Total Assets | $23.5M |
| Total Liabilities | $2.7M |
| Net Assets | $20.8M |
| Operating Margin | 23.2% |
| Debt-to-Asset Ratio | 11.5% |
| Months of Reserves | 43.2 months |
Financial Health Grade: A
In 2023, Bangor Young Mens Christian Association reported a surplus of $2.0M with revenue exceeding expenses, holds 43.2 months of operating reserves (strong position), has a debt-to-asset ratio of 11.5% (very low leverage).
Financial Trends
Over 14 years of filings (2011–2023), Bangor Young Mens Christian Association's revenue has grown at a compound annual growth rate (CAGR) of 12.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +9.8% | +2.6% | +13.9% |
| 2022 | -51.3% | +19.6% | +0.7% |
| 2021 | +222.9% | +14.8% | +85.4% |
| 2020 | +1.0% | -6.8% | +6.8% |
| 2019 | +12.5% | +11.2% | +8.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1942 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Bangor Young Mens Christian Association with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Bangor Young Mens Christian Association allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $2.0M, with revenue exceeding expenses.
- Debt-to-asset ratio: 11.5%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, which is highly unusual for an organization with annual revenues exceeding $8 million and assets over $23 million. This suggests either a unique leadership structure, reliance on volunteer executives, or that compensation for top leadership is categorized differently within the financial statements.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Bangor Young Mens Christian Association's IRS 990 filings:
- Consistent 0% officer compensation reported, which is atypical for an organization of this scale and could indicate a lack of transparency in executive remuneration reporting.
Strengths
The following positive indicators were identified for Bangor Young Mens Christian Association:
- Strong financial growth with revenue increasing from $4,935,728 in 2020 to $8,514,863 in 2023.
- Significant asset growth from $11,068,892 in 2020 to $23,541,789 in 2023, indicating robust financial health.
- Consistent generation of surpluses, with expenses generally well below revenue (e.g., $1,975,804 surplus in 2023).
- Effective management of liabilities, which have remained relatively stable despite substantial asset growth.
Frequently Asked Questions about Bangor Young Mens Christian Association
Is Bangor Young Mens Christian Association a legitimate charity?
Bangor Young Mens Christian Association (EIN: 10211485) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 85/100. It has 14 years of IRS 990 filings on record. Total revenue: $12.3M. 1 red flag identified. 4 strengths noted. Financial health grade: A.
How does Bangor Young Mens Christian Association spend its money?
Bangor Young Mens Christian Association directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Bangor Young Mens Christian Association tax-deductible?
Bangor Young Mens Christian Association is registered as a tax-exempt nonprofit (EIN: 10211485). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Bangor Young Mens Christian Association CEO make?
Bangor Young Mens Christian Association's highest-compensated officer earns $8 annually. The organization reported $12.3M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Bangor Young Mens Christian Association's spending goes to programs?
Bangor Young Mens Christian Association directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Bangor Young Mens Christian Association compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Bangor Young Mens Christian Association is above average for NTEE category P270 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Bangor Young Mens Christian Association located?
Bangor Young Mens Christian Association is headquartered in Bangor, Maine and files with the IRS under EIN 10211485. It is classified under NTEE code P270.
How many years of IRS 990 filings does Bangor Young Mens Christian Association have?
Bangor Young Mens Christian Association has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $12.3M in total revenue.
Why is officer compensation consistently reported as 0% across all filings?
The consistent reporting of 0% officer compensation is highly unusual for an organization of this size and warrants further inquiry to understand how executive leadership is compensated or structured.
What contributed to the significant revenue spike in 2021 to $15,937,355?
The 2021 revenue of $15,937,355 was significantly higher than surrounding years, suggesting a one-time event, major grant, or capital campaign that boosted income.
How does the organization manage its liabilities, which have remained relatively stable despite asset growth?
Liabilities have remained relatively stable, around $2.5-$2.9 million, even as assets have grown substantially, indicating good debt management relative to asset expansion.
What is the primary driver of the substantial asset growth from $11,068,892 in 2020 to $23,541,789 in 2023?
The significant asset growth suggests successful investment strategies, capital campaigns, or accumulation of surpluses over recent years.
Filing History
IRS 990 filing history for Bangor Young Mens Christian Association showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2011–2023), Bangor Young Mens Christian Association's revenue has grown by 287.9%, moving from $2.2M to $8.5M. Total assets increased by 132.3% over the same period, from $10.1M to $23.5M. Total functional expenses rose by 73.8%, from $3.8M to $6.5M. In its most recent filing year (2023), Bangor Young Mens Christian Association reported a surplus of $2.0M, with revenue exceeding expenses. The organization holds $2.7M in liabilities against $23.5M in assets (debt-to-asset ratio: 11.5%), resulting in net assets of $20.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $8.5M | $6.5M | $23.5M | $2.7M | — | — |
| 2022 | $7.8M | $6.4M | $20.7M | $2.8M | — | View 990 |
| 2021 | $15.9M | $5.3M | $20.5M | $2.5M | — | View 990 |
| 2020 | $4.9M | $4.6M | $11.1M | $2.7M | — | — |
| 2019 | $4.9M | $5.0M | $10.4M | $2.9M | — | View 990 |
| 2018 | $4.3M | $4.5M | $9.6M | $2.7M | — | View 990 |
| 2017 | $4.0M | $4.0M | $9.8M | $2.5M | — | View 990 |
| 2016 | $751K | $854K | $9.5M | $2.6M | — | View 990 |
| 2016 | $3.7M | $3.8M | $9.5M | $2.6M | — | View 990 |
| 2015 | $3.5M | $3.4M | $9.4M | $2.6M | — | View 990 |
| 2014 | $3.5M | $3.6M | $9.6M | $2.6M | — | View 990 |
| 2013 | $3.1M | $3.9M | $9.7M | $2.9M | — | View 990 |
| 2012 | $3.2M | $3.7M | $10.4M | $2.9M | — | View 990 |
| 2011 | $2.2M | $3.8M | $10.1M | $2.7M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $8.5M, expenses of $6.5M, and assets of $23.5M (revenue +9.8% year-over-year).
- 2022: Revenue of $7.8M, expenses of $6.4M, and assets of $20.7M (revenue -51.3% year-over-year).
- 2021: Revenue of $15.9M, expenses of $5.3M, and assets of $20.5M (revenue +222.9% year-over-year).
- 2020: Revenue of $4.9M, expenses of $4.6M, and assets of $11.1M (revenue +1.0% year-over-year).
- 2019: Revenue of $4.9M, expenses of $5.0M, and assets of $10.4M (revenue +12.5% year-over-year).
- 2018: Revenue of $4.3M, expenses of $4.5M, and assets of $9.6M (revenue +9.1% year-over-year).
- 2017: Revenue of $4.0M, expenses of $4.0M, and assets of $9.8M (revenue +430.1% year-over-year).
- 2016: Revenue of $751K, expenses of $854K, and assets of $9.5M (revenue -79.6% year-over-year).
- 2016: Revenue of $3.7M, expenses of $3.8M, and assets of $9.5M (revenue +3.7% year-over-year).
- 2015: Revenue of $3.5M, expenses of $3.4M, and assets of $9.4M (revenue +1.2% year-over-year).
- 2014: Revenue of $3.5M, expenses of $3.6M, and assets of $9.6M (revenue +12.0% year-over-year).
- 2013: Revenue of $3.1M, expenses of $3.9M, and assets of $9.7M (revenue -2.6% year-over-year).
- 2012: Revenue of $3.2M, expenses of $3.7M, and assets of $10.4M (revenue +46.3% year-over-year).
- 2011: Revenue of $2.2M, expenses of $3.8M, and assets of $10.1M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Bangor Young Mens Christian Association:
Data Sources and Methodology
This transparency report for Bangor Young Mens Christian Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.