Blue Hill Peninsula Chamber Of Commerce
Blue Hill Peninsula Chamber Of Commerce shows fluctuating financial health with recent deficits but improved liability management.
EIN: 10537565 · Blue Hill, ME · NTEE: S41 · Updated: 2026-03-28
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Blue Hill Peninsula Chamber Of Commerce is mapped to EIN 10537565.
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85% program spend, health grade B
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| Metric | Value |
|---|---|
| Total Revenue | $38K |
| Total Expenses | $37K |
| Program Spending | 85% |
| Net Assets | $45K |
| Transparency Score | 75/100 |
Search Intent Cockpit
Blue Hill Peninsula Chamber Of Commerce Form 990, Revenue, CEO Pay, and IRS Filing Signals
Blue Hill Peninsula Chamber Of Commerce is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Blue Hill Peninsula Chamber Of Commerce in one place.
Form 990 Filing Summary
12 filing years are available, with latest revenue of $27K and expenses of $37K.
Revenue and Expenses
Blue Hill Peninsula Chamber Of Commerce reported $27K in revenue and $37K in expenses, a deficit of $10K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
75/100 mission score, 2 red flags, and 4 strengths are shown from structured and AI review.
Is Blue Hill Peninsula Chamber Of Commerce Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $31K (85%) |
Across stored filings, Blue Hill Peninsula Chamber Of Commerce shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade B | 12 stored filing years |
| Peer context | Compare with Maine Composite Materials Applied Technology Development Center | Maine and Community Improvement context |
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Research Workflow
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Request a concise report for Blue Hill Peninsula Chamber Of Commerce with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.
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Blue Hill Peninsula Chamber Of Commerce directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Blue Hill Peninsula Chamber Of Commerce
Blue Hill Peninsula Chamber Of Commerce (EIN: 10537565) is a nonprofit organization based in Blue Hill, ME, classified under NTEE code S41. The organization reported total revenue of $38K and total assets of $33K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Blue Hill Peninsula Chamber Of Commerce's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Blue Hill Peninsula Chamber Of Commerce is a micro nonprofit that has been operating for 25 years, with 12 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -8.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $27K |
| Total Expenses | $37K |
| Surplus / Deficit | $-9,597 |
| Total Assets | $45K |
| Net Assets | $45K |
| Operating Margin | -35.6% |
| Months of Reserves | 14.7 months |
Financial Health Grade: B
In 2023, Blue Hill Peninsula Chamber Of Commerce reported a deficit of $10K with expenses exceeding revenue, holds 14.7 months of operating reserves (strong position).
Financial Trends
Over 12 years of filings (2011–2023), Blue Hill Peninsula Chamber Of Commerce's revenue has declined at a compound annual growth rate (CAGR) of -8.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -29.7% | +41.7% | -17.6% |
| 2022 | -8.9% | +90.6% | +29.9% |
| 2021 | +24.1% | -9.9% | +212.3% |
| 2020 | -33.1% | -69.9% | -41.7% |
| 2019 | -20.1% | +3.7% | +12.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 3000 |
| IRS Ruling Date | 2001 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Blue Hill Peninsula Chamber Of Commerce with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Blue Hill Peninsula Chamber Of Commerce allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $10K, with expenses exceeding revenue.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that the organization's leadership is either entirely volunteer-based or compensated below IRS reporting thresholds, which is common for small nonprofits and suggests efficient use of funds.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Blue Hill Peninsula Chamber Of Commerce's IRS 990 filings:
- Expenses exceeded revenue in 2023 ($36,553 vs. $26,956), indicating a deficit for the period.
- Significant fluctuations in annual revenue and expenses, making long-term financial planning potentially challenging.
Strengths
The following positive indicators were identified for Blue Hill Peninsula Chamber Of Commerce:
- Consistent reporting of 0% officer compensation, suggesting efficient use of funds and potentially volunteer-led operations.
- Elimination of liabilities since 2020, indicating improved financial health and balance sheet strength.
- Consistent filing of IRS 990 forms over many years, demonstrating good transparency and compliance.
- Maintained a positive asset base, with $44,928 in assets reported for 2023.
Frequently Asked Questions about Blue Hill Peninsula Chamber Of Commerce
Is Blue Hill Peninsula Chamber Of Commerce a legitimate charity?
Blue Hill Peninsula Chamber Of Commerce (EIN: 10537565) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 75/100. It has 12 years of IRS 990 filings on record. Total revenue: $38K. 2 red flags identified. 4 strengths noted. Financial health grade: B.
How does Blue Hill Peninsula Chamber Of Commerce spend its money?
Blue Hill Peninsula Chamber Of Commerce directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Blue Hill Peninsula Chamber Of Commerce tax-deductible?
Blue Hill Peninsula Chamber Of Commerce is registered as a tax-exempt nonprofit (EIN: 10537565). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Blue Hill Peninsula Chamber Of Commerce's spending goes to programs?
Blue Hill Peninsula Chamber Of Commerce directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Blue Hill Peninsula Chamber Of Commerce compare to similar nonprofits?
With a transparency score of 75/100 (Good), Blue Hill Peninsula Chamber Of Commerce is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Blue Hill Peninsula Chamber Of Commerce located?
Blue Hill Peninsula Chamber Of Commerce is headquartered in Blue Hill, Maine and files with the IRS under EIN 10537565. It is classified under NTEE code S41.
How many years of IRS 990 filings does Blue Hill Peninsula Chamber Of Commerce have?
Blue Hill Peninsula Chamber Of Commerce has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $38K in total revenue.
Is Blue Hill Peninsula Chamber Of Commerce financially stable?
While the organization experienced a deficit in 2023 ($26,956 revenue vs. $36,553 expenses), it has shown periods of surplus in prior years (e.g., 2022 revenue $38,330 vs. expenses $25,788). A positive sign is the consistent reporting of $0 liabilities since 2020, indicating improved balance sheet health compared to earlier periods with significant debt.
How does Blue Hill Peninsula Chamber Of Commerce manage its liabilities?
The organization has significantly improved its liability management, reporting $0 in liabilities from 2020 through 2023. This is a strong positive trend, as earlier filings showed substantial liabilities, such as $47,637 in 2015 and $28,528 in 2019.
What is the trend in the organization's assets?
Assets have fluctuated, reaching a low of $7,819 in 2017 and a high of $54,525 in 2022. The latest reported assets for 2023 are $44,928, representing a decrease from the previous year but still a healthy amount relative to its revenue.
Filing History
IRS 990 filing history for Blue Hill Peninsula Chamber Of Commerce showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2011–2023), Blue Hill Peninsula Chamber Of Commerce's revenue has declined by 63.9%, moving from $75K to $27K. Total assets decreased by 18.5% over the same period, from $55K to $45K. Total functional expenses fell by 23.5%, from $48K to $37K. In its most recent filing year (2023), Blue Hill Peninsula Chamber Of Commerce reported a deficit of $10K, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $27K | $37K | $45K | $0 | — | — |
| 2022 | $38K | $26K | $55K | $0 | — | View 990 |
| 2021 | $42K | $14K | $42K | $0 | — | — |
| 2020 | $34K | $15K | $13K | $0 | — | View 990 |
| 2019 | $51K | $50K | $23K | $29K | — | View 990 |
| 2018 | $63K | $48K | $20K | $27K | — | View 990 |
| 2017 | $48K | $48K | $8K | $29K | — | View 990 |
| 2015 | $47K | $82K | $12K | $48K | — | View 990 |
| 2014 | $51K | $42K | $23K | $24K | — | View 990 |
| 2013 | $51K | $62K | $24K | $32K | — | View 990 |
| 2012 | $26K | $65K | $32K | $30K | — | View 990 |
| 2011 | $75K | $48K | $55K | $12K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $27K, expenses of $37K, and assets of $45K (revenue -29.7% year-over-year).
- 2022: Revenue of $38K, expenses of $26K, and assets of $55K (revenue -8.9% year-over-year).
- 2021: Revenue of $42K, expenses of $14K, and assets of $42K (revenue +24.1% year-over-year).
- 2020: Revenue of $34K, expenses of $15K, and assets of $13K (revenue -33.1% year-over-year).
- 2019: Revenue of $51K, expenses of $50K, and assets of $23K (revenue -20.1% year-over-year).
- 2018: Revenue of $63K, expenses of $48K, and assets of $20K (revenue +31.2% year-over-year).
- 2017: Revenue of $48K, expenses of $48K, and assets of $8K (revenue +3.0% year-over-year).
- 2015: Revenue of $47K, expenses of $82K, and assets of $12K (revenue -8.5% year-over-year).
- 2014: Revenue of $51K, expenses of $42K, and assets of $23K (revenue -0.2% year-over-year).
- 2013: Revenue of $51K, expenses of $62K, and assets of $24K (revenue +94.5% year-over-year).
- 2012: Revenue of $26K, expenses of $65K, and assets of $32K (revenue -64.6% year-over-year).
- 2011: Revenue of $75K, expenses of $48K, and assets of $55K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Blue Hill Peninsula Chamber Of Commerce:
Data Sources and Methodology
This transparency report for Blue Hill Peninsula Chamber Of Commerce is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.