Builders Association Of Rowan County Inc

Builders Association Of Rowan County Inc operates with inconsistent revenue and significant liabilities.

EIN: 201641521 · Morehead, KY · NTEE: B99 · Updated: 2026-03-28

$0Revenue
$117KAssets
60/100Mission Score (Good)
B99

Is Builders Association Of Rowan County Inc Legit?

Some Concerns

GoodFiling Consistency
GoodSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Builders Association Of Rowan County Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.

About Builders Association Of Rowan County Inc

Builders Association Of Rowan County Inc (EIN: 201641521) is a nonprofit organization based in Morehead, KY, classified under NTEE code B99. The organization reported total revenue of $0 and total assets of $117K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Builders Association Of Rowan County Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The Builders Association Of Rowan County Inc appears to be a small organization with inconsistent revenue streams, as evidenced by multiple years of $0 revenue. In its latest filing (201806), the organization reported $0 in revenue against $4,251 in expenses, indicating a reliance on prior period assets or other non-revenue income to cover costs. The organization's assets have grown to $117,077 in 2018, but this is accompanied by significant liabilities of $70,100, suggesting a substantial portion of its assets are encumbered. The lack of reported officer compensation across all filings indicates either a volunteer-run leadership or compensation below reporting thresholds, which can be a positive for efficiency but also raises questions about the sustainability of operations without paid leadership. Spending efficiency is difficult to fully assess without a detailed breakdown of expenses, but with minimal expenses in recent years ($4,251 in 2018), the organization operates on a very lean budget. The significant fluctuation in revenue, from $151,000 in 2016 to $0 in 2018, points to potential instability in funding or a project-based operational model. The organization's transparency is generally good given the availability of 990 filings, but the absence of detailed program spending information makes it challenging to fully evaluate its impact and mission effectiveness. The high liabilities in recent years, particularly $70,100 in 2018, warrant closer examination to understand their nature and impact on the organization's financial health.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Builders Association Of Rowan County Inc with a Mission Score of 60 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Builders Association Of Rowan County Inc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, suggesting a volunteer-led structure or compensation levels below IRS reporting thresholds, which is common for very small organizations.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Builders Association Of Rowan County Inc's IRS 990 filings:

Strengths

The following positive indicators were identified for Builders Association Of Rowan County Inc:

Frequently Asked Questions about Builders Association Of Rowan County Inc

Is Builders Association Of Rowan County Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Builders Association Of Rowan County Inc (EIN: 201641521) some concerns. Mission Score: 60/100. 3 red flags identified, 2 strengths noted.

How does Builders Association Of Rowan County Inc spend its money?

Builders Association Of Rowan County Inc directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Builders Association Of Rowan County Inc tax-deductible?

Builders Association Of Rowan County Inc is registered as a tax-exempt nonprofit (EIN: 201641521). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What is the nature of the $70,100 in liabilities reported in 2018?

The IRS 990 data indicates significant liabilities, but does not specify their nature (e.g., loans, accounts payable). Understanding these liabilities is crucial for assessing financial risk.

How does the organization sustain operations with $0 revenue in multiple years?

With $0 revenue in 2018, 2015, 2014, and 2013, the organization likely relies on accumulated assets, grants, or other non-operating income to cover its expenses.

What are the specific programs and activities conducted by the organization?

The NTEE code B99 (Housing, Shelter, & Related Activities, Not Elsewhere Classified) provides a general category, but specific program details are not available in the provided financial summary.

Filing History

IRS 990 filing history for Builders Association Of Rowan County Inc showing financial trends over 7 years of public records:

Over 7 years of IRS 990 filings (2012–2018), Builders Association Of Rowan County Inc's revenue has declined by 100%, moving from $175K to $0. Total assets increased by 147.5% over the same period, from $47K to $117K. Total functional expenses fell by 97.9%, from $202K to $4K. The organization holds $70K in liabilities against $117K in assets (debt-to-asset ratio: 59.9%), resulting in net assets of $47K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp.PDF
2018 $0 $4K $117K $70K View 990
2017 $2K $3K $71K $20K View 990
2016 $151K $131K $53K $0 View 990
2015 $0 $6K $102K $69K View 990
2014 $0 $2K $57K $18K View 990
2013 $0 $6K $41K $0 View 990
2012 $175K $202K $47K $0 View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for Builders Association Of Rowan County Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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