Carroll County Chamber Of Commerce
Carroll County Chamber Of Commerce shows consistent asset growth and low liabilities with no reported officer compensation.
EIN: 203864958 · Delphi, IN · NTEE: S41 · Updated: 2026-03-28
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Carroll County Chamber Of Commerce is mapped to EIN 203864958.
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13 stored filing years available.
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13 stored filing years available.
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85% program spend, health grade A
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| Metric | Value |
|---|---|
| Total Revenue | $580K |
| Total Expenses | $428K |
| Program Spending | 85% |
| Net Assets | $173K |
| Transparency Score | 85/100 |
Search Intent Cockpit
Carroll County Chamber Of Commerce Form 990, Revenue, CEO Pay, and IRS Filing Signals
Carroll County Chamber Of Commerce is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Carroll County Chamber Of Commerce in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $438K and expenses of $428K.
Revenue and Expenses
Carroll County Chamber Of Commerce reported $438K in revenue and $428K in expenses, a surplus of $11K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
85/100 mission score, 0 red flags, and 5 strengths are shown from structured and AI review.
Is Carroll County Chamber Of Commerce Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $364K (85%) |
Across stored filings, Carroll County Chamber Of Commerce shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Appears Legitimate | Good filing record; no red flags identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Sigma Kappa Sorority | Indiana and Community Improvement context |
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Delphi, IN nonprofitsCommunity Improvement in Indiana
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Carroll County Chamber Of Commerce directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Carroll County Chamber Of Commerce
Carroll County Chamber Of Commerce (EIN: 203864958) is a nonprofit organization based in Delphi, IN, classified under NTEE code S41. The organization reported total revenue of $580K and total assets of $270K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Carroll County Chamber Of Commerce's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Carroll County Chamber Of Commerce is a small nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 12.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $438K |
| Total Expenses | $428K |
| Surplus / Deficit | +$11K |
| Total Assets | $176K |
| Total Liabilities | $4K |
| Net Assets | $173K |
| Operating Margin | 2.4% |
| Debt-to-Asset Ratio | 2.0% |
| Months of Reserves | 4.9 months |
Financial Health Grade: A
In 2023, Carroll County Chamber Of Commerce reported a surplus of $11K with revenue exceeding expenses, holds 4.9 months of operating reserves (adequate), has a debt-to-asset ratio of 2.0% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Carroll County Chamber Of Commerce's revenue has grown at a compound annual growth rate (CAGR) of 12.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -7.6% | +2.4% | +6.7% |
| 2022 | +33.0% | +35.3% | +52.3% |
| 2021 | +176.1% | +212.9% | +76.9% |
| 2020 | -45.5% | -57.7% | +75.0% |
| 2019 | +9.6% | +10.0% | -1.9% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 3000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Carroll County Chamber Of Commerce with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Carroll County Chamber Of Commerce allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $11K, with revenue exceeding expenses.
- Debt-to-asset ratio: 2.0%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, suggesting either a volunteer-led executive structure or compensation levels below IRS reporting thresholds, which contributes to lower overhead costs.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Carroll County Chamber Of Commerce:
- Consistent asset growth, from $8,682 in 2015 to $176,416 in 2023, indicating strong financial health.
- Very low liabilities, such as $3,545 in 2023, demonstrating minimal financial risk.
- Consistent reporting of 0% officer compensation, suggesting efficient use of funds for leadership.
- Revenues consistently exceeding expenses, leading to a healthy surplus and asset accumulation.
- Significant revenue growth, particularly from $129,153 in 2020 to $438,268 in 2023, indicating expanding operations.
Frequently Asked Questions about Carroll County Chamber Of Commerce
Is Carroll County Chamber Of Commerce a legitimate charity?
Carroll County Chamber Of Commerce (EIN: 203864958) is a registered tax-exempt nonprofit based in Indiana. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $580K. No red flags identified. 5 strengths noted. Financial health grade: A.
How does Carroll County Chamber Of Commerce spend its money?
Carroll County Chamber Of Commerce directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Carroll County Chamber Of Commerce tax-deductible?
Carroll County Chamber Of Commerce is registered as a tax-exempt nonprofit (EIN: 203864958). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Carroll County Chamber Of Commerce's spending goes to programs?
Carroll County Chamber Of Commerce directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Carroll County Chamber Of Commerce compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Carroll County Chamber Of Commerce is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Carroll County Chamber Of Commerce located?
Carroll County Chamber Of Commerce is headquartered in Delphi, Indiana and files with the IRS under EIN 203864958. It is classified under NTEE code S41.
How many years of IRS 990 filings does Carroll County Chamber Of Commerce have?
Carroll County Chamber Of Commerce has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $580K in total revenue.
Is the Carroll County Chamber Of Commerce a good charity?
Based on the financial data, the Carroll County Chamber Of Commerce appears to be a financially sound organization with consistent revenue, controlled expenses, and growing assets. Its low liabilities and lack of reported officer compensation are positive indicators of efficiency and responsible financial management. However, without a detailed breakdown of program spending, a full assessment of its direct impact is limited.
How has the organization's financial health changed over time?
The organization has shown significant financial growth and improved health over the past decade. Assets have increased substantially from $8,682 in 2015 to $176,416 in 2023, while liabilities have remained consistently low. Revenue and expenses have also seen an upward trend, particularly a notable increase in revenue from $129,153 in 2020 to $438,268 in 2023, indicating expanding operations and financial capacity.
What is the significance of 0% officer compensation?
The 0% officer compensation reported across all filings suggests that the organization's leadership may be entirely volunteer-based, or that any compensation paid to officers falls below the IRS reporting thresholds for Form 990. This can indicate a highly efficient operation with minimal overhead dedicated to executive salaries, allowing more funds to be directed towards its mission.
Filing History
IRS 990 filing history for Carroll County Chamber Of Commerce showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Carroll County Chamber Of Commerce's revenue has grown by 313%, moving from $106K to $438K. Total assets increased by 1010.2% over the same period, from $16K to $176K. Total functional expenses rose by 297.1%, from $108K to $428K. In its most recent filing year (2023), Carroll County Chamber Of Commerce reported a surplus of $11K, with revenue exceeding expenses. The organization holds $4K in liabilities against $176K in assets (debt-to-asset ratio: 2.0%), resulting in net assets of $173K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $438K | $428K | $176K | $4K | — | — |
| 2022 | $474K | $418K | $165K | $3K | — | View 990 |
| 2021 | $357K | $309K | $109K | $3K | — | View 990 |
| 2020 | $129K | $99K | $61K | $4K | — | — |
| 2019 | $237K | $233K | $35K | $8K | — | View 990 |
| 2018 | $216K | $212K | $36K | $12K | — | View 990 |
| 2017 | $218K | $214K | $134K | $115K | — | View 990 |
| 2016 | $201K | $195K | $19K | $5K | — | View 990 |
| 2015 | $194K | $198K | $9K | $949 | — | View 990 |
| 2014 | $216K | $211K | $13K | $1K | — | View 990 |
| 2013 | $100K | $103K | $10K | $2K | — | View 990 |
| 2012 | $110K | $114K | $14K | $4K | — | View 990 |
| 2011 | $106K | $108K | $16K | $727 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $438K, expenses of $428K, and assets of $176K (revenue -7.6% year-over-year).
- 2022: Revenue of $474K, expenses of $418K, and assets of $165K (revenue +33.0% year-over-year).
- 2021: Revenue of $357K, expenses of $309K, and assets of $109K (revenue +176.1% year-over-year).
- 2020: Revenue of $129K, expenses of $99K, and assets of $61K (revenue -45.5% year-over-year).
- 2019: Revenue of $237K, expenses of $233K, and assets of $35K (revenue +9.6% year-over-year).
- 2018: Revenue of $216K, expenses of $212K, and assets of $36K (revenue -1.0% year-over-year).
- 2017: Revenue of $218K, expenses of $214K, and assets of $134K (revenue +8.5% year-over-year).
- 2016: Revenue of $201K, expenses of $195K, and assets of $19K (revenue +4.0% year-over-year).
- 2015: Revenue of $194K, expenses of $198K, and assets of $9K (revenue -10.3% year-over-year).
- 2014: Revenue of $216K, expenses of $211K, and assets of $13K (revenue +116.7% year-over-year).
- 2013: Revenue of $100K, expenses of $103K, and assets of $10K (revenue -9.2% year-over-year).
- 2012: Revenue of $110K, expenses of $114K, and assets of $14K (revenue +3.3% year-over-year).
- 2011: Revenue of $106K, expenses of $108K, and assets of $16K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Carroll County Chamber Of Commerce:
Data Sources and Methodology
This transparency report for Carroll County Chamber Of Commerce is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.