Chamber Of Commerce Of Greater Cape May New Jersey

Source Check Matrix

What Has Been Verified vs. What Needs Human Review

Source and Resolution Links

Finish the Investigation Outside Our Dataset

When the answer lives with the IRS, ProPublica, Candid, Charity Navigator, or the nonprofit itself, NonprofitSpending links out instead of trapping the user on a partial answer.

Workflow Engine

Queries We Should Resolve, Not Just Answer

Search Console demand points to task completion. Each workflow can run calculations, source checks, external lookups, comparisons, and report/export capture around this nonprofit.

Search Intent Cockpit

Chamber Of Commerce Of Greater Cape May New Jersey Form 990, Revenue, CEO Pay, and IRS Filing Signals

Chamber Of Commerce Of Greater Cape May New Jersey is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Chamber Of Commerce Of Greater Cape May New Jersey in one place.

Is Chamber Of Commerce Of Greater Cape May New Jersey Legit?

Some Concerns

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

Across stored filings, Chamber Of Commerce Of Greater Cape May New Jersey shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

Decision Cockpit

One-Stop Donor, Research, and Peer Context Hub

Donation Decision Flow

From Trust Check to Better Alternatives

Alternative Shopping

Similar Nonprofits Donors Should Compare

Next Best Actions

Keep the Investigation Moving

Research Workflow

Turn this Form 990 profile into a donor-ready report

Request a concise report for Chamber Of Commerce Of Greater Cape May New Jersey with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.

Early access request only. Reports and exports are informational and based on public IRS records, not financial or legal advice.

Chamber Of Commerce Of Greater Cape May New Jersey directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.

About Chamber Of Commerce Of Greater Cape May New Jersey

Chamber Of Commerce Of Greater Cape May New Jersey (EIN: 222398173) is a nonprofit organization based in Cape May, NJ. The organization reported total revenue of $229K and total assets of $206K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Chamber Of Commerce Of Greater Cape May New Jersey's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

Chamber Of Commerce Of Greater Cape May New Jersey is a small nonprofit that has been operating for 44 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -0.8%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Financial Health Grade: A

In 2023, Chamber Of Commerce Of Greater Cape May New Jersey reported a surplus of $4K with revenue exceeding expenses, holds 10.6 months of operating reserves (strong position), has a debt-to-asset ratio of 8.8% (very low leverage).

Financial Trends

Over 13 years of filings (2011–2023), Chamber Of Commerce Of Greater Cape May New Jersey's revenue has declined at a compound annual growth rate (CAGR) of -0.8%.

IRS Tax-Exempt Classification

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Chamber Of Commerce Of Greater Cape May New Jersey with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

• admin: 15%
• programs: 70%
• fundraising: 15%

According to IRS 990 filings, Chamber Of Commerce Of Greater Cape May New Jersey allocates its expenses as follows: admin: 15%, programs: 70%, fundraising: 15%. Approximately 70% goes to programs, indicating moderate mission focus.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

• The organization reported a surplus of $4K, with revenue exceeding expenses.
• Debt-to-asset ratio: 8.8%.

Executive Compensation Analysis

Executive compensation is reported as $0 across all available filings, indicating either a volunteer-led organization or that compensation is not reported in the provided data format.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Chamber Of Commerce Of Greater Cape May New Jersey's IRS 990 filings:

• Consistent reporting of 0% compensation for all key personnel across multiple years (2016-2023) may warrant further investigation to understand the operational model and whether services are provided pro bono or through other means not reflected in this data.
• The organization consistently spends more than it brings in, with expenses exceeding revenue in 7 out of 8 years (2016, 2017, 2018, 2020, 2021, 2022, 2023), leading to a decrease in net assets over time.
• Net assets have decreased from $201,857 in 2016 to $240,667 in 2023, despite some fluctuations, indicating a long-term trend of operating at a deficit.

Strengths

The following positive indicators were identified for Chamber Of Commerce Of Greater Cape May New Jersey:

• The organization has maintained a consistent level of revenue, generally ranging between $200,000 and $300,000 annually, demonstrating a stable funding base.
• Despite operating deficits, the organization has maintained a positive asset base, with assets consistently above $200,000, suggesting some financial resilience.

Frequently Asked Questions about Chamber Of Commerce Of Greater Cape May New Jersey

Filing History

IRS 990 filing history for Chamber Of Commerce Of Greater Cape May New Jersey showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Chamber Of Commerce Of Greater Cape May New Jersey's revenue has declined by 8.8%, moving from $302K to $275K. Total assets increased by 9.7% over the same period, from $219K to $241K. Total functional expenses fell by 16.5%, from $325K to $272K. In its most recent filing year (2023), Chamber Of Commerce Of Greater Cape May New Jersey reported a surplus of $4K, with revenue exceeding expenses. The organization holds $21K in liabilities against $241K in assets (debt-to-asset ratio: 8.8%), resulting in net assets of $220K.

Year-by-Year Financial Summary

• 2023: Revenue of $275K, expenses of $272K, and assets of $241K (revenue +13.0% year-over-year).
• 2022: Revenue of $244K, expenses of $259K, and assets of $239K (revenue +11.2% year-over-year).
• 2021: Revenue of $219K, expenses of $225K, and assets of $256K (revenue +29.3% year-over-year).
• 2020: Revenue of $169K, expenses of $205K, and assets of $241K (revenue -42.7% year-over-year).
• 2019: Revenue of $296K, expenses of $249K, and assets of $255K (revenue +19.7% year-over-year).
• 2018: Revenue of $247K, expenses of $241K, and assets of $209K (revenue -6.5% year-over-year).
• 2017: Revenue of $264K, expenses of $243K, and assets of $203K (revenue -14.8% year-over-year).
• 2016: Revenue of $310K, expenses of $334K, and assets of $202K (revenue -0.3% year-over-year).
• 2015: Revenue of $311K, expenses of $312K, and assets of $215K (revenue -2.8% year-over-year).
• 2014: Revenue of $320K, expenses of $332K, and assets of $224K (revenue +4.8% year-over-year).
• 2013: Revenue of $305K, expenses of $276K, and assets of $234K (revenue -0.7% year-over-year).
• 2012: Revenue of $307K, expenses of $314K, and assets of $214K (revenue +1.8% year-over-year).
• 2011: Revenue of $302K, expenses of $325K, and assets of $219K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Chamber Of Commerce Of Greater Cape May New Jersey:

Data Sources and Methodology

This transparency report for Chamber Of Commerce Of Greater Cape May New Jersey is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.