Church Housing Corp Of Delaware County

Church Housing Corp Of Delaware County consistently operates at a deficit, relying on substantial assets to cover expenses.

EIN: 201994131 · Phoenixville, PA · NTEE: L22 · Updated: 2026-03-28

$604KRevenue

$4.8MAssets

70/100Mission Score (Good)

L22

About Church Housing Corp Of Delaware County

Church Housing Corp Of Delaware County (EIN: 201994131) is a nonprofit organization based in Phoenixville, PA, classified under NTEE code L22. The organization reported total revenue of $604K and total assets of $4.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Church Housing Corp Of Delaware County's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Church Housing Corp Of Delaware County demonstrates consistent financial operations, though it has reported expenses exceeding revenue for several consecutive years. For example, in 2023, expenses were $765,468 against revenues of $570,469, indicating a deficit of $194,999. This trend is visible across all provided filings, suggesting a reliance on existing assets or other non-operating income sources to cover shortfalls. Despite this, the organization maintains a healthy asset base, with $4,967,892 in assets as of 2023, significantly outweighing its liabilities of $62,680. The consistent reporting of 0% officer compensation across all filings indicates strong financial transparency regarding executive pay, suggesting that leadership is either volunteer-based or compensated through other means not classified as officer compensation, which is a positive sign for donor confidence. However, the sustained operational deficit warrants closer examination to understand its long-term sustainability.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Church Housing Corp Of Delaware County with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 10%
programs: 85%
fundraising: 5%

According to IRS 990 filings, Church Housing Corp Of Delaware County allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating either a volunteer-led organization or compensation structured in a way that is not categorized as officer compensation, which is a positive indicator of fiscal responsibility for an organization of its size with assets nearing $5 million.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Church Housing Corp Of Delaware County's IRS 990 filings:

Consistent operational deficits where expenses exceed revenue across all reported periods (e.g., $765,468 expenses vs. $570,469 revenue in 2023).
Declining asset base over time, from $6,978,871 in 2014 to $4,967,892 in 2023, potentially due to covering operational deficits.

Strengths

The following positive indicators were identified for Church Housing Corp Of Delaware County:

Strong asset base relative to liabilities ($4,967,892 assets vs. $62,680 liabilities in 2023).
Consistent reporting of 0% officer compensation, indicating strong fiscal responsibility regarding executive pay.
Low liabilities, suggesting good financial management of debt.

Frequently Asked Questions about Church Housing Corp Of Delaware County

How does Church Housing Corp Of Delaware County cover its consistent operational deficits?

The organization consistently reports expenses exceeding revenue, such as a $194,999 deficit in 2023. This suggests they are likely drawing from their substantial asset base ($4,967,892 in 2023) or receiving non-operating income not reflected in the primary revenue figures to cover these shortfalls.

What is the long-term sustainability of the organization given its recurring deficits?

While the organization has significant assets, a sustained pattern of expenses exceeding revenue (e.g., $765,468 expenses vs. $570,469 revenue in 2023) will eventually deplete its reserves if not addressed. This trend warrants a deeper look into their financial strategy and funding model.

Why is officer compensation consistently reported as 0%?

The consistent reporting of 0% officer compensation suggests that the organization's leadership may be entirely volunteer-based, or that any compensation is structured in a way that is not classified as officer compensation on the IRS Form 990. This is generally a positive sign for transparency and efficient use of funds.

Filing History

IRS 990 filing history for Church Housing Corp Of Delaware County showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Church Housing Corp Of Delaware County's revenue has grown by 16.9%, moving from $488K to $570K. Total assets decreased by 35.9% over the same period, from $7.7M to $5.0M. Total functional expenses fell by 1.1%, from $774K to $765K. In its most recent filing year (2023), Church Housing Corp Of Delaware County reported a deficit of $195K, with expenses exceeding revenue. The organization holds $63K in liabilities against $5.0M in assets (debt-to-asset ratio: 1.3%), resulting in net assets of $4.9M.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$570K	$765K	$5.0M	$63K	—	View 990
2022	$525K	$769K	$5.2M	$73K	—	—
2021	$535K	$757K	$5.4M	$52K	—	View 990
2020	$527K	$734K	$5.6M	$40K	—	—
2019	$524K	$724K	$5.8M	$40K	—	View 990
2018	$517K	$721K	$6.0M	$37K	—	View 990
2017	$511K	$710K	$6.2M	$31K	—	View 990
2016	$513K	$794K	$6.4M	$30K	—	View 990
2015	$505K	$791K	$6.7M	$33K	—	View 990
2014	$509K	$787K	$7.0M	$35K	—	View 990
2013	$508K	$757K	$7.3M	$34K	—	View 990
2012	$503K	$743K	$7.5M	$33K	—	View 990
2011	$488K	$774K	$7.7M	$40K	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $570K, expenses of $765K, and assets of $5.0M (revenue +8.7% year-over-year).
2022: Revenue of $525K, expenses of $769K, and assets of $5.2M (revenue -1.9% year-over-year).
2021: Revenue of $535K, expenses of $757K, and assets of $5.4M (revenue +1.5% year-over-year).
2020: Revenue of $527K, expenses of $734K, and assets of $5.6M (revenue +0.5% year-over-year).
2019: Revenue of $524K, expenses of $724K, and assets of $5.8M (revenue +1.4% year-over-year).
2018: Revenue of $517K, expenses of $721K, and assets of $6.0M (revenue +1.2% year-over-year).
2017: Revenue of $511K, expenses of $710K, and assets of $6.2M (revenue -0.4% year-over-year).
2016: Revenue of $513K, expenses of $794K, and assets of $6.4M (revenue +1.6% year-over-year).
2015: Revenue of $505K, expenses of $791K, and assets of $6.7M (revenue -0.9% year-over-year).
2014: Revenue of $509K, expenses of $787K, and assets of $7.0M (revenue +0.2% year-over-year).
2013: Revenue of $508K, expenses of $757K, and assets of $7.3M (revenue +1.2% year-over-year).
2012: Revenue of $503K, expenses of $743K, and assets of $7.5M (revenue +3.0% year-over-year).
2011: Revenue of $488K, expenses of $774K, and assets of $7.7M.

Data Sources and Methodology

This transparency report for Church Housing Corp Of Delaware County is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.