Church Of Christ In Marlborough Inc
Church Of Christ In Marlborough Inc maintains stable finances with zero officer compensation amidst growing liabilities.
EIN: 203767153 · Marlborough, MA · NTEE: X21 · Updated: 2026-03-28
Is Church Of Christ In Marlborough Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Church Of Christ In Marlborough Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Church Of Christ In Marlborough Inc
Church Of Christ In Marlborough Inc (EIN: 203767153) is a nonprofit organization based in Marlborough, MA, classified under NTEE code X21. The organization reported total revenue of $238K and total assets of $556K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Church Of Christ In Marlborough Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Church Of Christ In Marlborough Inc is a small nonprofit that has been operating for 20 years, with 6 years of IRS 990 filings on record (2015–2023). Revenue has grown at a compound annual rate of 16.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $202K |
| Total Expenses | $210K |
| Surplus / Deficit | $-7,739 |
| Total Assets | $577K |
| Total Liabilities | $409K |
| Net Assets | $167K |
| Operating Margin | -3.8% |
| Debt-to-Asset Ratio | 71.0% |
| Months of Reserves | 33.0 months |
Financial Health Grade: C
In 2023, Church Of Christ In Marlborough Inc reported a deficit of $8K with expenses exceeding revenue, holds 33.0 months of operating reserves (strong position), has a debt-to-asset ratio of 71.0% (high leverage).
Financial Trends
Over 6 years of filings (2015–2023), Church Of Christ In Marlborough Inc's revenue has grown at a compound annual growth rate (CAGR) of 16.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +52.8% | +73.8% | -5.1% |
| 2020 | -15.0% | -25.6% | -0.3% |
| 2019 | -52.1% | +38.0% | -9.6% |
| 2017 | +321.8% | +79.4% | +2950.3% |
| 2016 | +25.5% | +19.6% | +96.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 7000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Church Of Christ In Marlborough Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Church Of Christ In Marlborough Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $8K, with expenses exceeding revenue.
- Debt-to-asset ratio: 71.0%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers receive salaries from the organization. This suggests a volunteer-led structure, which is highly commendable for a nonprofit of its size with latest revenue of $237,522.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Church Of Christ In Marlborough Inc's IRS 990 filings:
- Significant increase in liabilities from $0 in 2015 to $409,440 in 2023, which now represents a substantial portion of assets ($576,717 in 2023).
Strengths
The following positive indicators were identified for Church Of Christ In Marlborough Inc:
- Consistent reporting of 0% officer compensation across all filings, demonstrating strong financial transparency and dedication to mission.
- Overall asset growth from $11,266 in 2015 to $576,717 in 2023, indicating financial stability and accumulation of resources.
- Generally stable revenue generation, with the organization consistently raising funds to support its operations.
Frequently Asked Questions about Church Of Christ In Marlborough Inc
Is Church Of Christ In Marlborough Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Church Of Christ In Marlborough Inc (EIN: 203767153) some concerns. Mission Score: 85/100. 1 red flag identified, 3 strengths noted.
How does Church Of Christ In Marlborough Inc spend its money?
Church Of Christ In Marlborough Inc directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Church Of Christ In Marlborough Inc tax-deductible?
Church Of Christ In Marlborough Inc is registered as a tax-exempt nonprofit (EIN: 203767153). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Is Church Of Christ In Marlborough Inc a good charity?
Based on the available data, the Church Of Christ In Marlborough Inc appears to be a well-managed organization. It consistently reports 0% officer compensation, indicating a strong commitment to its mission and efficient use of funds by not paying executive salaries. Its financial health is generally stable, with revenues often covering expenses and growing assets.
What is the trend in the organization's liabilities?
The organization's liabilities have significantly increased over time, from $0 in 2015 to $409,440 in 2023. This substantial growth in liabilities, now representing a large portion of its assets, warrants further investigation to understand their nature and impact on financial stability.
How has the organization's revenue changed over the years?
Revenue has fluctuated, showing periods of strong income like $325,105 in 2017, and lower periods such as $61,425 in 2015. The latest reported revenue in 2023 was $202,262, indicating a generally healthy and active financial base, though not at its peak.
Filing History
IRS 990 filing history for Church Of Christ In Marlborough Inc showing financial trends over 6 years of public records:
Over 6 years of IRS 990 filings (2015–2023), Church Of Christ In Marlborough Inc's revenue has grown by 229.3%, moving from $61K to $202K. Total assets increased by 5019.1% over the same period, from $11K to $577K. Total functional expenses rose by 283.4%, from $55K to $210K. In its most recent filing year (2023), Church Of Christ In Marlborough Inc reported a deficit of $8K, with expenses exceeding revenue. The organization holds $409K in liabilities against $577K in assets (debt-to-asset ratio: 71.0%), resulting in net assets of $167K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $202K | $210K | $577K | $409K | — | — |
| 2020 | $132K | $121K | $608K | $433K | — | — |
| 2019 | $156K | $162K | $610K | $426K | — | — |
| 2017 | $325K | $118K | $675K | $445K | — | View 990 |
| 2016 | $77K | $66K | $22K | $0 | — | — |
| 2015 | $61K | $55K | $11K | $0 | — | — |
Year-by-Year Financial Summary
- 2023: Revenue of $202K, expenses of $210K, and assets of $577K (revenue +52.8% year-over-year).
- 2020: Revenue of $132K, expenses of $121K, and assets of $608K (revenue -15.0% year-over-year).
- 2019: Revenue of $156K, expenses of $162K, and assets of $610K (revenue -52.1% year-over-year).
- 2017: Revenue of $325K, expenses of $118K, and assets of $675K (revenue +321.8% year-over-year).
- 2016: Revenue of $77K, expenses of $66K, and assets of $22K (revenue +25.5% year-over-year).
- 2015: Revenue of $61K, expenses of $55K, and assets of $11K.
Data Sources and Methodology
This transparency report for Church Of Christ In Marlborough Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.