Constellation Mutual Benefit Association Trust
EIN: 874051434 · Kennett Square, PA · NTEE: Y34
Is Constellation Mutual Benefit Association Trust Legit?
Insufficient Data
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Constellation Mutual Benefit Association Trust
Constellation Mutual Benefit Association Trust (EIN: 874051434) is a nonprofit organization based in Kennett Square, PA, classified under NTEE code Y34. The organization reported total revenue of $4.1M and total assets of $1.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Constellation Mutual Benefit Association Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Constellation Mutual Benefit Association Trust is a mid-size nonprofit that has been operating for 2 years, with 2 years of IRS 990 filings on record (2022–2023). Revenue has grown at a compound annual rate of 15.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $3.9M |
| Total Expenses | $3.7M |
| Surplus / Deficit | +$146K |
| Total Assets | $177K |
| Total Liabilities | $961K |
| Net Assets | $-784,030 |
| Operating Margin | 3.8% |
| Debt-to-Asset Ratio | 543.8% |
| Months of Reserves | 0.6 months |
Financial Health Grade: B
In 2023, Constellation Mutual Benefit Association Trust reported a surplus of $146K with revenue exceeding expenses, holds 0.6 months of operating reserves (limited), has a debt-to-asset ratio of 543.8% (high leverage).
Financial Trends
Over 2 years of filings (2022–2023), Constellation Mutual Benefit Association Trust's revenue has grown at a compound annual growth rate (CAGR) of 15.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +15.6% | +10.4% | -23.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2024 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Analysis Pending
AI enrichment for Constellation Mutual Benefit Association Trust has not yet been completed. Basic IRS 990 data is shown below. Check back later for a full transparency report including a Mission Score, spending breakdown, executive compensation analysis, and red flags assessment.
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Constellation Mutual Benefit Association Trust with a Mission Score of 0 out of 100 (Very Poor). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $146K, with revenue exceeding expenses.
- Debt-to-asset ratio: 543.8%.
Frequently Asked Questions about Constellation Mutual Benefit Association Trust
Is Constellation Mutual Benefit Association Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, Constellation Mutual Benefit Association Trust (EIN: 874051434) insufficient data. 0 red flags identified, 0 strengths noted.
How does Constellation Mutual Benefit Association Trust spend its money?
Detailed spending breakdown data is not yet available for Constellation Mutual Benefit Association Trust. Check back for updated IRS 990 analysis.
Are donations to Constellation Mutual Benefit Association Trust tax-deductible?
Constellation Mutual Benefit Association Trust is registered as a tax-exempt nonprofit (EIN: 874051434). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Filing History
IRS 990 filing history for Constellation Mutual Benefit Association Trust showing financial trends over 2 years of public records:
Over 2 years of IRS 990 filings (2022–2023), Constellation Mutual Benefit Association Trust's revenue has grown by 15.6%, moving from $3.4M to $3.9M. Total assets decreased by 23.4% over the same period, from $231K to $177K. Total functional expenses rose by 10.4%, from $3.4M to $3.7M. In its most recent filing year (2023), Constellation Mutual Benefit Association Trust reported a surplus of $146K, with revenue exceeding expenses. The organization holds $961K in liabilities against $177K in assets (debt-to-asset ratio: 543.8%), resulting in net assets of $-784,030.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $3.9M | $3.7M | $177K | $961K | — | — |
| 2022 | $3.4M | $3.4M | $231K | $1.2M | — | — |
Data Sources and Methodology
This transparency report for Constellation Mutual Benefit Association Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.