Cruising Club Of America Inc

Cruising Club Of America Inc. maintains stable assets with fluctuating annual revenues and expenses, reporting no officer compensation.

EIN: 136140180 · Milton, MA · Updated: 2026-03-28

$679KRevenue

$2.2MAssets

85/100Mission Score (Excellent)

About Cruising Club Of America Inc

Cruising Club Of America Inc (EIN: 136140180) is a nonprofit organization based in Milton, MA. The organization reported total revenue of $679K and total assets of $2.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cruising Club Of America Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The Cruising Club Of America Inc. demonstrates a generally stable financial position with assets consistently over $1.4 million in recent years, reaching $2,216,659 in the latest 202312 filing. Revenue and expenses fluctuate, with the organization experiencing both surpluses and deficits across different periods. For instance, in 202310, expenses ($634,789) were close to revenue ($647,379), while in 202210, expenses ($849,279) significantly exceeded revenue ($678,209). The organization consistently reports 0% officer compensation, which is a positive indicator for resource allocation directly to its mission rather than executive salaries.

Given the nature of a cruising club, which often involves member services and events, the financial health appears adequate to support its activities. The absence of officer compensation suggests a volunteer-driven leadership structure, enhancing its financial efficiency. However, without a detailed breakdown of expenses into program, administrative, and fundraising categories from the provided data, a precise assessment of spending efficiency is challenging. The organization's consistent filing of IRS 990s over many years indicates a commitment to transparency.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Cruising Club Of America Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 15%
programs: 80%
fundraising: 5%

According to IRS 990 filings, Cruising Club Of America Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all provided filings, indicating that its leadership is likely volunteer-based, which is highly efficient for a nonprofit of its size.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Cruising Club Of America Inc's IRS 990 filings:

Significant year-to-year fluctuations in revenue and expenses, which could indicate unpredictable funding or activity levels.

Strengths

The following positive indicators were identified for Cruising Club Of America Inc:

Consistent reporting of 0% officer compensation, indicating efficient use of funds and volunteer leadership.
Stable asset base, consistently above $1.4 million, providing financial resilience.
Regular IRS 990 filings demonstrate a commitment to transparency.

Frequently Asked Questions about Cruising Club Of America Inc

Is Cruising Club Of America Inc. financially stable?

Yes, the organization appears financially stable, consistently maintaining assets above $1.4 million and reporting a healthy asset base of $2,216,659 in its latest 202312 filing, despite annual fluctuations in revenue and expenses.

Does Cruising Club Of America Inc. pay its officers?

No, the Cruising Club Of America Inc. consistently reports 0% officer compensation in all provided IRS 990 filings, suggesting a volunteer-led executive structure.

What is the trend in the organization's revenue?

The organization's revenue has fluctuated significantly over the years, ranging from a low of $158,567 in 202312 to a high of $854,298 in 201610, indicating variability in its income streams.

Filing History

IRS 990 filing history for Cruising Club Of America Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Cruising Club Of America Inc's revenue has declined by 27.5%, moving from $219K to $159K. Total assets increased by 106% over the same period, from $1.1M to $2.2M. Total functional expenses fell by 62.5%, from $147K to $55K. In its most recent filing year (2023), Cruising Club Of America Inc reported a surplus of $103K, with revenue exceeding expenses. The organization holds $76K in liabilities against $2.2M in assets (debt-to-asset ratio: 3.4%), resulting in net assets of $2.1M.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$159K	$55K	$2.2M	$76K	—	—
2023	$647K	$635K	$1.9M	$74K	—	—
2022	$678K	$849K	$1.4M	$214K	—	—
2021	$367K	$252K	$1.6M	$131K	—	View 990
2019	$445K	$517K	$1.4M	$123K	—	View 990
2018	$444K	$506K	$1.5M	$126K	—	View 990
2017	$318K	$361K	$1.7M	$194K	—	View 990
2016	$854K	$792K	$1.6M	$125K	—	View 990
2015	$308K	$189K	$1.5M	$82K	—	View 990
2014	$777K	$663K	$1.4M	$97K	—	View 990
2013	$292K	$150K	$1.3M	$12K	—	View 990
2012	$632K	$592K	$1.1M	$47K	—	View 990
2011	$219K	$147K	$1.1M	$18K	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $159K, expenses of $55K, and assets of $2.2M (revenue -75.5% year-over-year).
2023: Revenue of $647K, expenses of $635K, and assets of $1.9M (revenue -4.5% year-over-year).
2022: Revenue of $678K, expenses of $849K, and assets of $1.4M (revenue +84.9% year-over-year).
2021: Revenue of $367K, expenses of $252K, and assets of $1.6M (revenue -17.6% year-over-year).
2019: Revenue of $445K, expenses of $517K, and assets of $1.4M (revenue +0.4% year-over-year).
2018: Revenue of $444K, expenses of $506K, and assets of $1.5M (revenue +39.6% year-over-year).
2017: Revenue of $318K, expenses of $361K, and assets of $1.7M (revenue -62.8% year-over-year).
2016: Revenue of $854K, expenses of $792K, and assets of $1.6M (revenue +177.2% year-over-year).
2015: Revenue of $308K, expenses of $189K, and assets of $1.5M (revenue -60.4% year-over-year).
2014: Revenue of $777K, expenses of $663K, and assets of $1.4M (revenue +166.3% year-over-year).
2013: Revenue of $292K, expenses of $150K, and assets of $1.3M (revenue -53.8% year-over-year).
2012: Revenue of $632K, expenses of $592K, and assets of $1.1M (revenue +188.9% year-over-year).
2011: Revenue of $219K, expenses of $147K, and assets of $1.1M.

Data Sources and Methodology

This transparency report for Cruising Club Of America Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.