Cumberland Cape Atlantic Y M C A Of New Jersey

Cumberland Cape Atlantic YMCA shows strong asset growth and no reported officer compensation, despite recent minor deficit.

EIN: 210635053 · Vineland, NJ · NTEE: P27Z · Updated: 2026-03-28

$6.2MRevenue

$7.0MAssets

85/100Mission Score (Excellent)

P27Z

About Cumberland Cape Atlantic Y M C A Of New Jersey

Cumberland Cape Atlantic Y M C A Of New Jersey (EIN: 210635053) is a nonprofit organization based in Vineland, NJ, classified under NTEE code P27Z. The organization reported total revenue of $6.2M and total assets of $7.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cumberland Cape Atlantic Y M C A Of New Jersey's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The Cumberland Cape Atlantic Y M C A Of New Jersey demonstrates a generally stable financial position with consistent revenue streams, averaging over $4 million annually in recent years. While the organization experienced a slight deficit in 2023 with expenses exceeding revenue ($5,472,949 vs $5,314,092), this follows a strong surplus in 2022 where revenue significantly outpaced expenses ($5,994,485 vs $3,935,503). The organization's assets have shown substantial growth, nearly doubling from $3,432,864 in 2019 to $7,255,750 in 2023, indicating effective asset management or significant capital investments. Liabilities have remained manageable relative to assets, suggesting a healthy balance sheet.

The organization's spending efficiency appears to prioritize program delivery, as indicated by the typical YMCA model. The absence of reported officer compensation across all available filings is a notable aspect of its financial transparency, suggesting either a volunteer leadership structure or compensation being reported under other categories. This lack of specific officer compensation, while potentially positive for perceived efficiency, could also raise questions about the full picture of leadership remuneration if not clearly explained elsewhere.

Overall, the YMCA appears to be a financially sound organization with a strong asset base and a history of generating sufficient revenue to cover its operational costs, despite occasional fluctuations. Its consistent growth in assets and the lack of reported officer compensation point towards a focus on mission and operational stability, though further detail on how leadership is compensated would enhance full transparency.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Cumberland Cape Atlantic Y M C A Of New Jersey with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 10%
programs: 85%
fundraising: 5%

According to IRS 990 filings, Cumberland Cape Atlantic Y M C A Of New Jersey allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

No officer compensation has been reported in any of the available IRS 990 filings, which is unusual for an organization of this size with over $6 million in latest revenue and $7 million in assets. This suggests either a volunteer executive leadership or that compensation is categorized differently, which could impact transparency.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Cumberland Cape Atlantic Y M C A Of New Jersey's IRS 990 filings:

No reported officer compensation for an organization of this size, which may obscure full leadership remuneration.
Experienced a deficit in 2023 ($5,472,949 expenses vs $5,314,092 revenue) after a strong surplus in 2022.

Strengths

The following positive indicators were identified for Cumberland Cape Atlantic Y M C A Of New Jersey:

Significant asset growth, nearly doubling from $3.4 million in 2019 to $7.2 million in 2023.
Consistent revenue generation, averaging over $4 million annually.
No reported officer compensation across all filings, suggesting high efficiency or volunteer leadership.
Generally stable financial operations with manageable liabilities relative to assets.

Frequently Asked Questions about Cumberland Cape Atlantic Y M C A Of New Jersey

Is Cumberland Cape Atlantic Y M C A Of New Jersey a good charity?

Based on the available data, the organization appears to be a good charity. It demonstrates strong asset growth, generally manages its expenses well relative to revenue, and has no reported officer compensation, suggesting a high dedication to its mission and efficient use of funds.

How has the organization's financial health changed over time?

The organization's financial health has generally improved, with assets nearly doubling from $3.4 million in 2019 to $7.2 million in 2023. Revenue has also shown consistent growth, although there was a slight deficit in 2023 following a significant surplus in 2022.

What is the significance of 'Officer Comp=0%' in the filings?

The 'Officer Comp=0%' indicates that no compensation was reported for officers, directors, trustees, or key employees in those specific filing periods. This is a significant finding for an organization of this size and could imply volunteer leadership or that compensation is reported under other expense categories, which would require further investigation for full transparency.

Filing History

IRS 990 filing history for Cumberland Cape Atlantic Y M C A Of New Jersey showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Cumberland Cape Atlantic Y M C A Of New Jersey's revenue has grown by 76.9%, moving from $3.0M to $5.3M. Total assets increased by 165% over the same period, from $2.7M to $7.3M. Total functional expenses rose by 75.8%, from $3.1M to $5.5M. In its most recent filing year (2023), Cumberland Cape Atlantic Y M C A Of New Jersey reported a deficit of $159K, with expenses exceeding revenue. The organization holds $1.0M in liabilities against $7.3M in assets (debt-to-asset ratio: 14.1%), resulting in net assets of $6.2M.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$5.3M	$5.5M	$7.3M	$1.0M	—	—
2022	$6.0M	$3.9M	$6.9M	$1.1M	—	—
2021	$4.2M	$4.2M	$6.2M	$1.6M	—	View 990
2020	$5.6M	$3.7M	$6.1M	$1.9M	—	—
2019	$4.8M	$4.5M	$3.4M	$1.2M	—	View 990
2018	$4.2M	$4.1M	$3.1M	$1.2M	—	View 990
2017	$4.3M	$4.2M	$3.1M	$1.4M	—	View 990
2016	$4.2M	$4.0M	$3.2M	$1.5M	—	View 990
2015	$3.9M	$3.7M	$3.3M	$1.8M	—	View 990
2014	$3.5M	$3.2M	$2.9M	$1.5M	—	View 990
2013	$3.3M	$3.1M	$2.8M	$1.7M	—	View 990
2012	$2.9M	$3.0M	$2.6M	$1.7M	—	View 990
2011	$3.0M	$3.1M	$2.7M	$1.7M	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $5.3M, expenses of $5.5M, and assets of $7.3M (revenue -11.4% year-over-year).
2022: Revenue of $6.0M, expenses of $3.9M, and assets of $6.9M (revenue +44.3% year-over-year).
2021: Revenue of $4.2M, expenses of $4.2M, and assets of $6.2M (revenue -25.7% year-over-year).
2020: Revenue of $5.6M, expenses of $3.7M, and assets of $6.1M (revenue +15.7% year-over-year).
2019: Revenue of $4.8M, expenses of $4.5M, and assets of $3.4M (revenue +13.8% year-over-year).
2018: Revenue of $4.2M, expenses of $4.1M, and assets of $3.1M (revenue -0.4% year-over-year).
2017: Revenue of $4.3M, expenses of $4.2M, and assets of $3.1M (revenue +2.2% year-over-year).
2016: Revenue of $4.2M, expenses of $4.0M, and assets of $3.2M (revenue +7.3% year-over-year).
2015: Revenue of $3.9M, expenses of $3.7M, and assets of $3.3M (revenue +10.7% year-over-year).
2014: Revenue of $3.5M, expenses of $3.2M, and assets of $2.9M (revenue +7.4% year-over-year).
2013: Revenue of $3.3M, expenses of $3.1M, and assets of $2.8M (revenue +13.1% year-over-year).
2012: Revenue of $2.9M, expenses of $3.0M, and assets of $2.6M (revenue -3.7% year-over-year).
2011: Revenue of $3.0M, expenses of $3.1M, and assets of $2.7M.

Data Sources and Methodology

This transparency report for Cumberland Cape Atlantic Y M C A Of New Jersey is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.