Cumberland Cape Atlantic Y M C A Of New Jersey

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Cumberland Cape Atlantic Y M C A Of New Jersey Form 990, Revenue, CEO Pay, and IRS Filing Signals

Cumberland Cape Atlantic Y M C A Of New Jersey is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Cumberland Cape Atlantic Y M C A Of New Jersey in one place.

Is Cumberland Cape Atlantic Y M C A Of New Jersey Legit?

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Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

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Across stored filings, Cumberland Cape Atlantic Y M C A Of New Jersey shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Request a concise report for Cumberland Cape Atlantic Y M C A Of New Jersey with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.

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Cumberland Cape Atlantic Y M C A Of New Jersey directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Cumberland Cape Atlantic Y M C A Of New Jersey

Cumberland Cape Atlantic Y M C A Of New Jersey (EIN: 210635053) is a nonprofit organization based in Vineland, NJ, classified under NTEE code P27Z. The organization reported total revenue of $6.2M and total assets of $7.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cumberland Cape Atlantic Y M C A Of New Jersey's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

Cumberland Cape Atlantic Y M C A Of New Jersey is a mid-size nonprofit that has been operating for 64 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.9%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Financial Health Grade: B

In 2023, Cumberland Cape Atlantic Y M C A Of New Jersey reported a deficit of $159K with expenses exceeding revenue, holds 15.9 months of operating reserves (strong position), has a debt-to-asset ratio of 14.1% (very low leverage).

Financial Trends

Over 13 years of filings (2011–2023), Cumberland Cape Atlantic Y M C A Of New Jersey's revenue has grown at a compound annual growth rate (CAGR) of 4.9%.

IRS Tax-Exempt Classification

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Cumberland Cape Atlantic Y M C A Of New Jersey with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

• admin: 10%
• programs: 85%
• fundraising: 5%

According to IRS 990 filings, Cumberland Cape Atlantic Y M C A Of New Jersey allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

• The organization reported a deficit of $159K, with expenses exceeding revenue.
• Debt-to-asset ratio: 14.1%.

Executive Compensation Analysis

No officer compensation has been reported in any of the available IRS 990 filings, which is unusual for an organization of this size with over $6 million in latest revenue and $7 million in assets. This suggests either a volunteer executive leadership or that compensation is categorized differently, which could impact transparency.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Cumberland Cape Atlantic Y M C A Of New Jersey's IRS 990 filings:

• No reported officer compensation for an organization of this size, which may obscure full leadership remuneration.
• Experienced a deficit in 2023 ($5,472,949 expenses vs $5,314,092 revenue) after a strong surplus in 2022.

Strengths

The following positive indicators were identified for Cumberland Cape Atlantic Y M C A Of New Jersey:

• Significant asset growth, nearly doubling from $3.4 million in 2019 to $7.2 million in 2023.
• Consistent revenue generation, averaging over $4 million annually.
• No reported officer compensation across all filings, suggesting high efficiency or volunteer leadership.
• Generally stable financial operations with manageable liabilities relative to assets.

Frequently Asked Questions about Cumberland Cape Atlantic Y M C A Of New Jersey

Filing History

IRS 990 filing history for Cumberland Cape Atlantic Y M C A Of New Jersey showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Cumberland Cape Atlantic Y M C A Of New Jersey's revenue has grown by 76.9%, moving from $3.0M to $5.3M. Total assets increased by 165% over the same period, from $2.7M to $7.3M. Total functional expenses rose by 75.8%, from $3.1M to $5.5M. In its most recent filing year (2023), Cumberland Cape Atlantic Y M C A Of New Jersey reported a deficit of $159K, with expenses exceeding revenue. The organization holds $1.0M in liabilities against $7.3M in assets (debt-to-asset ratio: 14.1%), resulting in net assets of $6.2M.

Year-by-Year Financial Summary

• 2023: Revenue of $5.3M, expenses of $5.5M, and assets of $7.3M (revenue -11.4% year-over-year).
• 2022: Revenue of $6.0M, expenses of $3.9M, and assets of $6.9M (revenue +44.3% year-over-year).
• 2021: Revenue of $4.2M, expenses of $4.2M, and assets of $6.2M (revenue -25.7% year-over-year).
• 2020: Revenue of $5.6M, expenses of $3.7M, and assets of $6.1M (revenue +15.7% year-over-year).
• 2019: Revenue of $4.8M, expenses of $4.5M, and assets of $3.4M (revenue +13.8% year-over-year).
• 2018: Revenue of $4.2M, expenses of $4.1M, and assets of $3.1M (revenue -0.4% year-over-year).
• 2017: Revenue of $4.3M, expenses of $4.2M, and assets of $3.1M (revenue +2.2% year-over-year).
• 2016: Revenue of $4.2M, expenses of $4.0M, and assets of $3.2M (revenue +7.3% year-over-year).
• 2015: Revenue of $3.9M, expenses of $3.7M, and assets of $3.3M (revenue +10.7% year-over-year).
• 2014: Revenue of $3.5M, expenses of $3.2M, and assets of $2.9M (revenue +7.4% year-over-year).
• 2013: Revenue of $3.3M, expenses of $3.1M, and assets of $2.8M (revenue +13.1% year-over-year).
• 2012: Revenue of $2.9M, expenses of $3.0M, and assets of $2.6M (revenue -3.7% year-over-year).
• 2011: Revenue of $3.0M, expenses of $3.1M, and assets of $2.7M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Cumberland Cape Atlantic Y M C A Of New Jersey:

Data Sources and Methodology

This transparency report for Cumberland Cape Atlantic Y M C A Of New Jersey is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.