Cumberland Family Medical Center Inc
Cumberland Family Medical Center Inc shows consistent revenue growth and positive operating margins, with no reported officer compensation.
EIN: 203131989 · Burkesville, KY · NTEE: E32 · Updated: 2026-03-28
Is Cumberland Family Medical Center Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Cumberland Family Medical Center Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Cumberland Family Medical Center Inc
Cumberland Family Medical Center Inc (EIN: 203131989) is a nonprofit organization based in Burkesville, KY, classified under NTEE code E32. The organization reported total revenue of $120.6M and total assets of $89.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cumberland Family Medical Center Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Cumberland Family Medical Center Inc with a Mission Score of 88 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Cumberland Family Medical Center Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Executive Compensation Analysis
The consistent reporting of 0% officer compensation across all available filings is highly unusual for an organization of this scale, with over $100 million in annual revenue. This suggests either a fully volunteer executive leadership or that executive compensation is structured in a way that is not reported under 'Officer Comp' on the 990, which warrants further investigation for complete transparency.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Cumberland Family Medical Center Inc's IRS 990 filings:
- Unexplained 0% officer compensation for a large organization
- Significant deficit in 2021 where expenses exceeded revenue by over $21 million
Strengths
The following positive indicators were identified for Cumberland Family Medical Center Inc:
- Consistent and substantial revenue growth over the past decade, from $31.5M in 2014 to $109.7M in 2023.
- Generally positive operating margins, with revenue exceeding expenses in most years.
- Strong asset growth, increasing from $16.7M in 2014 to $77.8M in 2023, indicating financial stability and capacity.
- Low liabilities relative to assets, suggesting a healthy balance sheet.
Frequently Asked Questions about Cumberland Family Medical Center Inc
Is Cumberland Family Medical Center Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Cumberland Family Medical Center Inc (EIN: 203131989) some concerns. Mission Score: 88/100. 2 red flags identified, 4 strengths noted.
How does Cumberland Family Medical Center Inc spend its money?
Cumberland Family Medical Center Inc directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Cumberland Family Medical Center Inc tax-deductible?
Cumberland Family Medical Center Inc is registered as a tax-exempt nonprofit (EIN: 203131989). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How is executive leadership compensated if 'Officer Comp' is consistently 0%?
The IRS 990 filings consistently report 0% for officer compensation. This could indicate a volunteer executive leadership, or that compensation is paid through a related entity or structured in a way not captured in this specific line item on the 990. Further review of the full 990 forms, particularly Schedule J, would be necessary to understand the compensation structure for key employees and officers.
What is the detailed breakdown of program, administrative, and fundraising expenses?
The provided summary data does not offer a detailed breakdown of program, administrative, and fundraising expenses. To assess spending efficiency accurately, a review of the full IRS 990, specifically Part IX, Statement of Functional Expenses, would be required.
What caused the significant expense increase in 2021 ($135,942,458) compared to revenue ($114,273,656)?
In 2021, the organization experienced expenses ($135,942,458) that significantly outpaced revenue ($114,273,656), resulting in a deficit for that period. This could be due to one-time investments, expansion costs, or unforeseen operational challenges. A deeper dive into the 2021 990 filing would be needed to understand the specific drivers of this expense surge.
Filing History
IRS 990 filing history for Cumberland Family Medical Center Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Cumberland Family Medical Center Inc's revenue has grown by 1522.2%, moving from $6.8M to $109.8M. Total assets increased by 3245.7% over the same period, from $2.3M to $77.9M. Total functional expenses rose by 1646.6%, from $5.9M to $102.5M. In its most recent filing year (2023), Cumberland Family Medical Center Inc reported a surplus of $7.2M, with revenue exceeding expenses. The organization holds $12.0M in liabilities against $77.9M in assets (debt-to-asset ratio: 15.4%), resulting in net assets of $65.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2023 | $109.8M | $102.5M | $77.9M | $12.0M | — | — |
| 2022 | $110.9M | $108.2M | $69.7M | $11.1M | — | View 990 |
| 2021 | $114.3M | $135.9M | $65.1M | $9.2M | — | View 990 |
| 2020 | $101.1M | $99.6M | $84.4M | $6.9M | — | — |
| 2019 | $83.0M | $70.0M | $82.0M | $6.0M | — | View 990 |
| 2018 | $65.9M | $50.7M | $68.1M | $5.1M | — | View 990 |
| 2017 | $58.6M | $44.0M | $51.4M | $3.6M | — | View 990 |
| 2016 | $48.0M | $36.4M | $36.1M | $2.9M | — | View 990 |
| 2015 | $35.4M | $27.8M | $23.8M | $2.1M | — | View 990 |
| 2014 | $31.5M | $21.4M | $16.8M | $2.6M | — | View 990 |
| 2013 | $19.8M | $18.4M | $7.8M | $3.7M | — | View 990 |
| 2012 | $8.6M | $7.4M | $3.5M | $895K | — | View 990 |
| 2011 | $6.8M | $5.9M | $2.3M | $827K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $109.8M, expenses of $102.5M, and assets of $77.9M (revenue -1.0% year-over-year).
- 2022: Revenue of $110.9M, expenses of $108.2M, and assets of $69.7M (revenue -3.0% year-over-year).
- 2021: Revenue of $114.3M, expenses of $135.9M, and assets of $65.1M (revenue +13.0% year-over-year).
- 2020: Revenue of $101.1M, expenses of $99.6M, and assets of $84.4M (revenue +21.9% year-over-year).
- 2019: Revenue of $83.0M, expenses of $70.0M, and assets of $82.0M (revenue +25.9% year-over-year).
- 2018: Revenue of $65.9M, expenses of $50.7M, and assets of $68.1M (revenue +12.5% year-over-year).
- 2017: Revenue of $58.6M, expenses of $44.0M, and assets of $51.4M (revenue +22.2% year-over-year).
- 2016: Revenue of $48.0M, expenses of $36.4M, and assets of $36.1M (revenue +35.4% year-over-year).
- 2015: Revenue of $35.4M, expenses of $27.8M, and assets of $23.8M (revenue +12.3% year-over-year).
- 2014: Revenue of $31.5M, expenses of $21.4M, and assets of $16.8M (revenue +59.0% year-over-year).
- 2013: Revenue of $19.8M, expenses of $18.4M, and assets of $7.8M (revenue +131.3% year-over-year).
- 2012: Revenue of $8.6M, expenses of $7.4M, and assets of $3.5M (revenue +26.6% year-over-year).
- 2011: Revenue of $6.8M, expenses of $5.9M, and assets of $2.3M.
Data Sources and Methodology
This transparency report for Cumberland Family Medical Center Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.