Echo Lake Country Club
Echo Lake Country Club maintains strong financial health with consistent revenue growth and significant assets, reporting no officer compensation on its 990s.
EIN: 220880730 · Westfield, NJ · Updated: 2026-03-28
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Echo Lake Country Club is mapped to EIN 220880730.
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13 stored filing years available.
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| Metric | Value |
|---|---|
| Total Revenue | $13.7M |
| Total Expenses | $11.2M |
| Program Spending | 90% |
| CEO/Top Officer Pay | $11 |
| Net Assets | $22.0M |
| Transparency Score | 40/100 |
Search Intent Cockpit
Echo Lake Country Club Form 990, Revenue, CEO Pay, and IRS Filing Signals
Echo Lake Country Club is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Echo Lake Country Club in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $11.2M and expenses of $11.2M.
Revenue and Expenses
Echo Lake Country Club reported $11.2M in revenue and $11.2M in expenses, a deficit of $77K.
Executive Compensation
Top officer compensation appears as $11 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
40/100 mission score, 3 red flags, and 4 strengths are shown from structured and AI review.
Is Echo Lake Country Club Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $10.1M (90%) |
Across stored filings, Echo Lake Country Club shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Significant Concerns | Good filing record; 3 red flags identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade B | 13 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and category context |
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Echo Lake Country Club directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Echo Lake Country Club
Echo Lake Country Club (EIN: 220880730) is a nonprofit organization based in Westfield, NJ. The organization reported total revenue of $13.7M and total assets of $29.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Echo Lake Country Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Echo Lake Country Club is a large nonprofit that has been operating for 91 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $11.2M |
| Total Expenses | $11.2M |
| Surplus / Deficit | $-76,528 |
| Total Assets | $29.3M |
| Total Liabilities | $7.3M |
| Net Assets | $22.0M |
| Operating Margin | -0.7% |
| Debt-to-Asset Ratio | 25.0% |
| Months of Reserves | 31.3 months |
Financial Health Grade: B
In 2023, Echo Lake Country Club reported a deficit of $77K with expenses exceeding revenue, holds 31.3 months of operating reserves (strong position), has a debt-to-asset ratio of 25.0% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Echo Lake Country Club's revenue has grown at a compound annual growth rate (CAGR) of 4.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +0.5% | +9.0% | -0.2% |
| 2022 | -3.8% | +14.0% | +1.5% |
| 2021 | +57.9% | +30.0% | +8.5% |
| 2020 | -14.1% | -11.6% | +33.6% |
| 2019 | +0.4% | -1.0% | +3.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1935 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Echo Lake Country Club with a Mission Score of 40 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Echo Lake Country Club allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $77K, with expenses exceeding revenue.
- Debt-to-asset ratio: 25.0%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation on its IRS 990 filings, which is highly unusual for an entity with over $11 million in annual expenses and nearly $30 million in assets, suggesting that executive compensation may be structured differently or that leadership roles are primarily volunteer-based.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Echo Lake Country Club's IRS 990 filings:
- NTEE Code is unknown, making it difficult to categorize its primary purpose.
- Consistent reporting of 0% officer compensation on 990s for a large organization, which may obscure the full compensation picture for key personnel.
- Primary purpose appears to be member services rather than public charitable programs, which is not a 'red flag' for a country club, but important for a 'charity' assessment.
Strengths
The following positive indicators were identified for Echo Lake Country Club:
- Strong and consistent revenue growth over the past decade, from $7.6M in 2014 to $11.1M in 2023.
- Excellent asset growth, nearly doubling from $14.7M in 2014 to $29.2M in 2023.
- Healthy financial position with assets significantly exceeding liabilities (e.g., $29.2M assets vs. $7.3M liabilities in 2023).
- Generally operates with a surplus, indicating sound financial management (e.g., $11.1M revenue vs. $10.3M expenses in 2022).
Frequently Asked Questions about Echo Lake Country Club
Is Echo Lake Country Club a legitimate charity?
Echo Lake Country Club (EIN: 220880730) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 40/100. It has 13 years of IRS 990 filings on record. Total revenue: $13.7M. 3 red flags identified. 4 strengths noted. Financial health grade: B.
How does Echo Lake Country Club spend its money?
Echo Lake Country Club directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Echo Lake Country Club tax-deductible?
Echo Lake Country Club is registered as a tax-exempt nonprofit (EIN: 220880730). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Echo Lake Country Club CEO make?
Echo Lake Country Club's highest-compensated officer earns $11 annually. The organization reported $13.7M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
Where is Echo Lake Country Club located?
Echo Lake Country Club is headquartered in Westfield, New Jersey and files with the IRS under EIN 220880730.
How many years of IRS 990 filings does Echo Lake Country Club have?
Echo Lake Country Club has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $13.7M in total revenue.
Is Echo Lake Country Club a good charity?
Based on the provided IRS 990 data, Echo Lake Country Club functions as a private social club rather than a public charity. Its financial health is strong, but its mission is primarily to serve its members, not the broader public, which is a key distinction for 'charity' assessment.
How does Echo Lake Country Club manage its executive compensation?
The IRS 990 filings consistently report 0% officer compensation. This indicates that either the club's leadership is entirely volunteer, or compensation for key management is structured in a way that is not reported as 'officer compensation' on the 990, such as through contractor fees or other benefits.
What is the trend in Echo Lake Country Club's financial stability?
Echo Lake Country Club demonstrates strong financial stability. Its revenue has grown consistently from $7.6 million in 2014 to over $11 million in recent years, and its assets have nearly doubled from $14.7 million to $29.2 million over the same period, significantly exceeding liabilities.
Filing History
IRS 990 filing history for Echo Lake Country Club showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Echo Lake Country Club's revenue has grown by 67.1%, moving from $6.7M to $11.2M. Total assets increased by 125.9% over the same period, from $13.0M to $29.3M. Total functional expenses rose by 77.7%, from $6.3M to $11.2M. In its most recent filing year (2023), Echo Lake Country Club reported a deficit of $77K, with expenses exceeding revenue. The organization holds $7.3M in liabilities against $29.3M in assets (debt-to-asset ratio: 25.0%), resulting in net assets of $22.0M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $11.2M | $11.2M | $29.3M | $7.3M | — | View 990 |
| 2022 | $11.1M | $10.3M | $29.3M | $7.3M | — | — |
| 2021 | $11.5M | $9.0M | $28.9M | $7.8M | — | — |
| 2020 | $7.3M | $7.0M | $26.7M | $8.4M | — | — |
| 2019 | $8.5M | $7.9M | $19.9M | $2.0M | — | View 990 |
| 2018 | $8.5M | $8.0M | $19.3M | $1.9M | — | View 990 |
| 2017 | $8.3M | $7.7M | $17.5M | $1.3M | — | — |
| 2016 | $8.0M | $7.5M | $15.9M | $1.1M | — | View 990 |
| 2015 | $8.0M | $7.3M | $15.2M | $901K | — | View 990 |
| 2014 | $7.6M | $6.8M | $14.7M | $1.2M | — | View 990 |
| 2013 | $7.8M | $7.4M | $13.7M | $907K | — | View 990 |
| 2012 | $6.9M | $6.4M | $13.2M | $912K | — | View 990 |
| 2011 | $6.7M | $6.3M | $13.0M | $1.1M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $11.2M, expenses of $11.2M, and assets of $29.3M (revenue +0.5% year-over-year).
- 2022: Revenue of $11.1M, expenses of $10.3M, and assets of $29.3M (revenue -3.8% year-over-year).
- 2021: Revenue of $11.5M, expenses of $9.0M, and assets of $28.9M (revenue +57.9% year-over-year).
- 2020: Revenue of $7.3M, expenses of $7.0M, and assets of $26.7M (revenue -14.1% year-over-year).
- 2019: Revenue of $8.5M, expenses of $7.9M, and assets of $19.9M (revenue +0.4% year-over-year).
- 2018: Revenue of $8.5M, expenses of $8.0M, and assets of $19.3M (revenue +1.9% year-over-year).
- 2017: Revenue of $8.3M, expenses of $7.7M, and assets of $17.5M (revenue +3.6% year-over-year).
- 2016: Revenue of $8.0M, expenses of $7.5M, and assets of $15.9M (revenue +0.6% year-over-year).
- 2015: Revenue of $8.0M, expenses of $7.3M, and assets of $15.2M (revenue +4.8% year-over-year).
- 2014: Revenue of $7.6M, expenses of $6.8M, and assets of $14.7M (revenue -2.7% year-over-year).
- 2013: Revenue of $7.8M, expenses of $7.4M, and assets of $13.7M (revenue +14.2% year-over-year).
- 2012: Revenue of $6.9M, expenses of $6.4M, and assets of $13.2M (revenue +2.6% year-over-year).
- 2011: Revenue of $6.7M, expenses of $6.3M, and assets of $13.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Echo Lake Country Club:
Data Sources and Methodology
This transparency report for Echo Lake Country Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.