Ella V Chabino And Walter Debs Chabino Scholarship Tr

Scholarship Trust Consistently Spends More Than Annual Revenue, Drawing Down Assets.

EIN: 206062722 · Woodward, OK · NTEE: B82 · Updated: 2026-03-28

$4KRevenue

$111KAssets

85/100Mission Score (Excellent)

B82

About Ella V Chabino And Walter Debs Chabino Scholarship Tr

Ella V Chabino And Walter Debs Chabino Scholarship Tr (EIN: 206062722) is a nonprofit organization based in Woodward, OK, classified under NTEE code B82. The organization reported total revenue of $4K and total assets of $111K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ella V Chabino And Walter Debs Chabino Scholarship Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The Ella V Chabino And Walter Debs Chabino Scholarship Tr appears to be a small, well-established scholarship fund with consistent operations. Its financial health is stable, maintaining assets around $110,000-$112,000 in recent years, despite experiencing expenses that frequently exceed revenue. For instance, in 2024, expenses were $3,411 against revenue of $3,250. This trend of deficit spending, while not immediately critical given its asset base, suggests it is drawing down its principal over time. The organization demonstrates strong transparency by consistently filing its IRS 990 forms, and its operational model, focused on scholarships, inherently aligns with its stated mission. The absence of officer compensation indicates a volunteer-driven or minimal overhead structure, contributing to its efficiency.

Spending efficiency is high in terms of administrative costs, as there is no reported officer compensation. However, the consistent deficit spending, where expenses often exceed revenue (e.g., $3,411 expenses vs. $3,250 revenue in 2024), indicates that the organization is spending more than it brings in annually. This suggests that a significant portion of its expenses are likely direct program costs (scholarships) or essential operational costs, but it's not sustainable long-term without additional revenue or a planned draw-down of assets. The organization's transparency is excellent, with a clear filing history and no reported liabilities, indicating a straightforward financial structure.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Ella V Chabino And Walter Debs Chabino Scholarship Tr with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 10%
programs: 90%
fundraising: 0%

According to IRS 990 filings, Ella V Chabino And Walter Debs Chabino Scholarship Tr allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all available filings, indicating that the organization is likely volunteer-run or has no paid officers, which is highly efficient for an organization of its size with assets around $110,000.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Ella V Chabino And Walter Debs Chabino Scholarship Tr's IRS 990 filings:

Consistent deficit spending (expenses exceeding revenue) in recent years, e.g., $3,411 expenses vs. $3,250 revenue in 2024.
Gradual decline in total assets over the past decade, from $121,757 in 2012 to $110,633 currently, indicating a draw-down of principal.

Strengths

The following positive indicators were identified for Ella V Chabino And Walter Debs Chabino Scholarship Tr:

Zero officer compensation, indicating high efficiency and likely volunteer-driven leadership.
Consistent IRS 990 filing history, demonstrating strong transparency.
Stable asset base of over $110,000, providing a foundation for its scholarship program.
Clear and focused mission as a scholarship trust (NTEE B82).

Frequently Asked Questions about Ella V Chabino And Walter Debs Chabino Scholarship Tr

Is Ella V Chabino And Walter Debs Chabino Scholarship Tr a good charity?

Yes, it appears to be a good charity, particularly for its stated purpose of providing scholarships. It has no officer compensation, indicating high efficiency in terms of administrative overhead, and a clear mission. However, it consistently spends more than its annual revenue, which means it's drawing down its asset base over time.

How does the organization fund its operations given consistent deficit spending?

The organization funds its operations and scholarships by drawing down its existing asset base. For example, in 2024, expenses ($3,411) exceeded revenue ($3,250), leading to a slight decrease in assets from $110,455 to $110,294.

What is the long-term sustainability of this scholarship fund?

The long-term sustainability is a concern if the trend of expenses consistently exceeding revenue continues without new significant revenue streams. While its current asset base of over $110,000 provides a buffer, it is gradually diminishing.

Filing History

IRS 990 filing history for Ella V Chabino And Walter Debs Chabino Scholarship Tr showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2012–2024), Ella V Chabino And Walter Debs Chabino Scholarship Tr's revenue has declined by 42.6%, moving from $6K to $3K. Total assets decreased by 9.4% over the same period, from $122K to $110K. Total functional expenses rose by 18.9%, from $3K to $3K. In its most recent filing year (2024), Ella V Chabino And Walter Debs Chabino Scholarship Tr reported a deficit of $161, with expenses exceeding revenue. The organization holds $1 in liabilities against $110K in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $110K.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2024	$3K	$3K	$110K	$1	—	—
2023	$3K	$3K	$110K	$1	—	View 990
2022	$2K	$3K	$111K	$1	—	—
2021	$1K	$3K	$112K	$1	—	—
2020	$2K	$5K	$114K	$1	—	View 990
2016	$3K	$6K	$127K	$0	—	View 990
2015	$4K	$567	$130K	$0	—	View 990
2014	$5K	$3K	$126K	$0	—	View 990
2013	$5K	$3K	$124K	$0	—	View 990
2012	$6K	$3K	$122K	$0	—	—

Year-by-Year Financial Summary

2024: Revenue of $3K, expenses of $3K, and assets of $110K (revenue +6.3% year-over-year).
2023: Revenue of $3K, expenses of $3K, and assets of $110K (revenue +90.3% year-over-year).
2022: Revenue of $2K, expenses of $3K, and assets of $111K (revenue +12.7% year-over-year).
2021: Revenue of $1K, expenses of $3K, and assets of $112K (revenue -11.3% year-over-year).
2020: Revenue of $2K, expenses of $5K, and assets of $114K (revenue -49.6% year-over-year).
2016: Revenue of $3K, expenses of $6K, and assets of $127K (revenue -24.5% year-over-year).
2015: Revenue of $4K, expenses of $567, and assets of $130K (revenue -13.6% year-over-year).
2014: Revenue of $5K, expenses of $3K, and assets of $126K (revenue -4.9% year-over-year).
2013: Revenue of $5K, expenses of $3K, and assets of $124K (revenue -9.3% year-over-year).
2012: Revenue of $6K, expenses of $3K, and assets of $122K.

Data Sources and Methodology

This transparency report for Ella V Chabino And Walter Debs Chabino Scholarship Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.