Habitat For Humanity International Inc

Habitat For Humanity International Inc faces persistent financial deficits and high liabilities relative to assets.

EIN: 202778271 · Kapolei, HI · NTEE: L2O2 · Updated: 2026-03-28

$697KRevenue
$558KAssets
45/100Mission Score (Fair)
L2O2

Is Habitat For Humanity International Inc Legit?

Significant Concerns

GoodFiling Consistency
GoodSpending Efficiency
ModerateTransparency
4 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Habitat For Humanity International Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.

About Habitat For Humanity International Inc

Habitat For Humanity International Inc (EIN: 202778271) is a nonprofit organization based in Kapolei, HI, classified under NTEE code L2O2. The organization reported total revenue of $697K and total assets of $558K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Habitat For Humanity International Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Habitat For Humanity International Inc, based in Kapolei, HI, exhibits a concerning financial trend with consistent net losses over the past several years. For instance, in fiscal year 2023, the organization reported revenues of $525,665 against expenses of $396,318, which, while showing a positive net for that specific year, is an anomaly in its recent history. The organization has frequently spent more than it earned, as seen in 2022 (Revenue $283,435, Expenses $343,741) and 2021 (Revenue $250,826, Expenses $445,145). This pattern of deficit spending, particularly notable in 2015 with a negative revenue of $-447,198, raises questions about long-term financial sustainability. The organization's liabilities have consistently outweighed its assets, with liabilities reaching $1,227,276 in 2023 compared to assets of $472,875. This significant imbalance, where liabilities are more than double the assets, indicates a precarious financial position. While the NTEE code L2O2 suggests a focus on housing and shelter, the available data does not provide a detailed breakdown of program versus administrative or fundraising expenses, making it difficult to assess spending efficiency directly. However, the consistent operational deficits are a primary concern for financial health. The consistent reporting of 0% officer compensation across all available filings suggests a commitment to minimizing executive overhead, which is a positive sign for transparency regarding leadership costs.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Habitat For Humanity International Inc with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Habitat For Humanity International Inc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no compensation was paid to officers, which is highly unusual for an organization of this size and suggests either volunteer leadership or compensation being reported under other expense categories.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Habitat For Humanity International Inc's IRS 990 filings:

Strengths

The following positive indicators were identified for Habitat For Humanity International Inc:

Frequently Asked Questions about Habitat For Humanity International Inc

Is Habitat For Humanity International Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Habitat For Humanity International Inc (EIN: 202778271) significant concerns. Mission Score: 45/100. 4 red flags identified, 2 strengths noted.

How does Habitat For Humanity International Inc spend its money?

Habitat For Humanity International Inc directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Habitat For Humanity International Inc tax-deductible?

Habitat For Humanity International Inc is registered as a tax-exempt nonprofit (EIN: 202778271). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Why does Habitat For Humanity International Inc consistently report net losses?

The organization has frequently reported expenses exceeding revenue, such as in 2022 where expenses were $343,741 against revenues of $283,435, indicating a pattern of deficit spending.

What is the reason for the significant imbalance between liabilities and assets?

In 2023, liabilities stood at $1,227,276 while assets were $472,875, a trend seen across multiple years, suggesting a reliance on debt or other obligations that exceed its available resources.

How does the organization sustain operations with negative revenue years, such as in 2015?

The 2015 filing shows a negative revenue of $-447,198, which is highly unusual and would typically indicate significant financial challenges or a reporting anomaly that requires further investigation to understand how operations continued.

Is the 0% officer compensation accurate, and if so, how is leadership compensated?

The consistent reporting of 0% officer compensation across all filings is atypical for an organization of this scale and suggests that leadership may be entirely volunteer-based or compensated through other means not categorized as 'officer compensation' on the 990.

Filing History

IRS 990 filing history for Habitat For Humanity International Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Habitat For Humanity International Inc's revenue has grown by 815.7%, moving from $57K to $526K. Total assets decreased by 86% over the same period, from $3.4M to $473K. Total functional expenses rose by 18.3%, from $335K to $396K. In its most recent filing year (2023), Habitat For Humanity International Inc reported a surplus of $129K, with revenue exceeding expenses. The organization holds $1.2M in liabilities against $473K in assets (debt-to-asset ratio: 259.5%), resulting in net assets of $-754,401.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp.PDF
2023 $526K $396K $473K $1.2M
2022 $283K $344K $338K $1.6M View 990
2021 $251K $445K $431K $1.6M View 990
2020 $217K $279K $494K $1.5M
2019 $280K $383K $486K $1.4M View 990
2018 $309K $440K $602K $1.4M View 990
2017 $335K $407K $731K $1.4M View 990
2016 $355K $425K $814K $1.4M View 990
2015 $-447,198 $340K $897K $1.3M View 990
2014 $340K $360K $4.7M $4.3M View 990
2013 $155K $193K $4.7M $4.3M View 990
2012 $24K $319K $4.7M $3.4M View 990
2011 $57K $335K $3.4M $1.8M View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for Habitat For Humanity International Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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