Home Builders Association Of Maine Inc
Home Builders Association Of Maine Inc faces declining revenue and recurring operational deficits.
EIN: 10314565 · Scarborough, ME · NTEE: Y03 · Updated: 2026-03-28
Source Check Matrix
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Identity resolved verified
Home Builders Association Of Maine Inc is mapped to EIN 10314565.
IRS BMF exempt record needs review
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4 stored filing years available.
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4 stored filing years available.
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Triggered by: 501(c)(3), tax deductible, EIN
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Find source filings Runnable
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4 stored filing years plus ProPublica source
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Triggered by: program expense ratio, CEO salary, revenue, grants
70% program spend, health grade B
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| Metric | Value |
|---|---|
| Total Revenue | $46K |
| Total Expenses | $56K |
| Program Spending | 70% |
| Net Assets | $22K |
| Transparency Score | 65/100 |
Search Intent Cockpit
Home Builders Association Of Maine Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
Home Builders Association Of Maine Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Home Builders Association Of Maine Inc in one place.
Form 990 Filing Summary
4 filing years are available, with latest revenue of $47K and expenses of $56K.
Revenue and Expenses
Home Builders Association Of Maine Inc reported $47K in revenue and $56K in expenses, a deficit of $9K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
65/100 mission score, 3 red flags, and 2 strengths are shown from structured and AI review.
Is Home Builders Association Of Maine Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $39K (70%) |
Across stored filings, Home Builders Association Of Maine Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 3 red flags identified |
| Mission spend | 70% to programs | Good |
| Financial durability | Grade B | 4 stored filing years |
| Peer context | Compare with Maine Composite Materials Applied Technology Development Center | Maine and Category Y context |
Trust Check
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Scarborough, ME nonprofitsCategory Y in Maine
Mutual Benefit in Maine
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Some Concerns. Check deductibility, filings, and red flags.
2Understand money
70% of spending goes to programs.
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Home Builders Association Of Maine Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Home Builders Association Of Maine Inc
Home Builders Association Of Maine Inc (EIN: 10314565) is a nonprofit organization based in Scarborough, ME, classified under NTEE code Y03. The organization reported total revenue of $46K and total assets of $16K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Home Builders Association Of Maine Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Home Builders Association Of Maine Inc is a micro nonprofit that has been operating for 1 years, with 4 years of IRS 990 filings on record (2012–2015). Revenue has grown at a compound annual rate of -16.5%.
Key Financial Metrics (2015)
From the most recent IRS 990 filing on record:
| Total Revenue | $47K |
| Total Expenses | $56K |
| Surplus / Deficit | $-8,920 |
| Total Assets | $23K |
| Total Liabilities | $727 |
| Net Assets | $22K |
| Operating Margin | -18.9% |
| Debt-to-Asset Ratio | 3.2% |
| Months of Reserves | 4.8 months |
Financial Health Grade: B
In 2015, Home Builders Association Of Maine Inc reported a deficit of $9K with expenses exceeding revenue, holds 4.8 months of operating reserves (adequate), has a debt-to-asset ratio of 3.2% (very low leverage).
Financial Trends
Over 4 years of filings (2012–2015), Home Builders Association Of Maine Inc's revenue has declined at a compound annual growth rate (CAGR) of -16.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2015 | -16.1% | +78.8% | -29.8% |
| 2014 | -12.3% | -56.8% | +355.8% |
| 2013 | -20.8% | -17.5% | -55.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2025 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Home Builders Association Of Maine Inc with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Home Builders Association Of Maine Inc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2015)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $9K, with expenses exceeding revenue.
- Debt-to-asset ratio: 3.2%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers are receiving salaries from the organization, which is highly favorable for an organization of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Home Builders Association Of Maine Inc's IRS 990 filings:
- Declining revenue trend from $80,912 in 2012 to $46,390 currently.
- Frequent operational deficits, with expenses exceeding revenue in 3 out of 4 reported periods.
- Significant decline in assets from $32,191 in 2014 to $15,560 in the latest period.
Strengths
The following positive indicators were identified for Home Builders Association Of Maine Inc:
- 0% officer compensation reported across all filings, indicating no executive pay burden.
- Consistent filing of IRS 990 forms, demonstrating transparency.
Frequently Asked Questions about Home Builders Association Of Maine Inc
Is Home Builders Association Of Maine Inc a legitimate charity?
Home Builders Association Of Maine Inc (EIN: 10314565) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 65/100. It has 4 years of IRS 990 filings on record. Total revenue: $46K. 3 red flags identified. 2 strengths noted. Financial health grade: B.
How does Home Builders Association Of Maine Inc spend its money?
Home Builders Association Of Maine Inc directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to Home Builders Association Of Maine Inc tax-deductible?
Home Builders Association Of Maine Inc is registered as a tax-exempt nonprofit (EIN: 10314565). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Home Builders Association Of Maine Inc's spending goes to programs?
Home Builders Association Of Maine Inc directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
How does Home Builders Association Of Maine Inc compare to similar nonprofits?
With a transparency score of 65/100 (Good), Home Builders Association Of Maine Inc is above average for NTEE category Y03 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Home Builders Association Of Maine Inc located?
Home Builders Association Of Maine Inc is headquartered in Scarborough, Maine and files with the IRS under EIN 10314565. It is classified under NTEE code Y03.
How many years of IRS 990 filings does Home Builders Association Of Maine Inc have?
Home Builders Association Of Maine Inc has 4 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data. The most recent filing shows $46K in total revenue.
Is Home Builders Association Of Maine Inc financially stable?
Based on the IRS 990 data, the organization has experienced declining revenue from $80,912 in 2012 to $46,390 in the latest period and has operated at a deficit in three out of four reported years, suggesting potential financial instability.
How does the organization manage its expenses?
While specific expense breakdowns are not provided in the summary, the organization's expenses have frequently exceeded its revenue, such as $56,098 in expenses against $47,178 in revenue in 2015, indicating a need for better expense management relative to income.
What is the trend in the organization's assets?
The organization's assets have generally declined from a high of $32,191 in 2014 to $15,560 in the latest period, which could limit its capacity for future operations or investments.
Filing History
IRS 990 filing history for Home Builders Association Of Maine Inc showing financial trends over 4 years of public records:
Over 4 years of IRS 990 filings (2012–2015), Home Builders Association Of Maine Inc's revenue has declined by 41.7%, moving from $81K to $47K. Total assets increased by 44.1% over the same period, from $16K to $23K. Total functional expenses fell by 36.3%, from $88K to $56K. In its most recent filing year (2015), Home Builders Association Of Maine Inc reported a deficit of $9K, with expenses exceeding revenue. The organization holds $727 in liabilities against $23K in assets (debt-to-asset ratio: 3.2%), resulting in net assets of $22K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2015 | $47K | $56K | $23K | $727 | — | View 990 |
| 2014 | $56K | $31K | $32K | $1K | — | View 990 |
| 2013 | $64K | $73K | $7K | $0 | — | View 990 |
| 2012 | $81K | $88K | $16K | $56 | — | View 990 |
Year-by-Year Financial Summary
- 2015: Revenue of $47K, expenses of $56K, and assets of $23K (revenue -16.1% year-over-year).
- 2014: Revenue of $56K, expenses of $31K, and assets of $32K (revenue -12.3% year-over-year).
- 2013: Revenue of $64K, expenses of $73K, and assets of $7K (revenue -20.8% year-over-year).
- 2012: Revenue of $81K, expenses of $88K, and assets of $16K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Home Builders Association Of Maine Inc:
Data Sources and Methodology
This transparency report for Home Builders Association Of Maine Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.