Inclusiv Inc

Inclusiv Inc shows consistent revenue growth and strong asset accumulation with no reported officer compensation in summary data.

EIN: 112421972 · New York, NY · NTEE: W020 · Updated: 2026-03-28

$1.9BRevenue
$2.0BAssets
85/100Mission Score (Excellent)
W020

Is Inclusiv Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Inclusiv Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Inclusiv Inc

Inclusiv Inc (EIN: 112421972) is a nonprofit organization based in New York, NY, classified under NTEE code W020. The organization reported total revenue of $1.9B and total assets of $2.0B according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Inclusiv Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

49Years Operating
MajorSize Classification
14Years of Filings
MixedRevenue Trajectory

Inclusiv Inc is a major nonprofit that has been operating for 49 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of 7.9%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$11.9M
Total Expenses$10.1M
Surplus / Deficit+$1.8M
Total Assets$72.8M
Total Liabilities$47.2M
Net Assets$25.5M
Operating Margin15.2%
Debt-to-Asset Ratio64.9%
Months of Reserves86.3 months

Financial Health Grade: A

In 2023, Inclusiv Inc reported a surplus of $1.8M with revenue exceeding expenses, holds 86.3 months of operating reserves (strong position), has a debt-to-asset ratio of 64.9% (high leverage).

Financial Trends

Over 14 years of filings (2010–2023), Inclusiv Inc's revenue has grown at a compound annual growth rate (CAGR) of 7.9%.

YearRevenue ChangeExpense ChangeAsset Change
2023-7.1%+17.6%-25.4%
2022+10.0%+9.9%+19.1%
2021+41.8%+20.7%+57.6%
2020+17.1%+15.1%+15.1%
2019+48.7%+8.7%+14.6%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1977

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Inclusiv Inc demonstrates a strong and consistent financial position, with revenues steadily increasing over the past decade. In 2023, the organization reported revenues of $11,935,667 against expenses of $10,119,825, indicating a healthy surplus. The organization's assets have also grown significantly, reaching $72,784,355 in 2023, up from $25,681,027 in 2014, showcasing robust financial growth and stability. The consistent reporting of 0% officer compensation across all available filings suggests a commitment to transparency regarding executive pay, or that executive compensation is not reported in this specific field, which warrants further investigation into their full 990 forms for detailed compensation schedules. While the provided data doesn't offer a detailed breakdown of program, administrative, and fundraising expenses, the consistent surplus of revenue over expenses indicates efficient management of resources. The organization's NTEE code W020 (Credit Unions) suggests a focus on financial services for underserved communities, aligning with a mission-driven approach. The substantial growth in assets and revenue over time points to a well-managed and expanding operation, capable of sustaining its mission. To fully assess spending efficiency, a deeper dive into the functional expense breakdown (Part IX of the 990) would be necessary. However, the overall financial health appears strong, with a positive trend in net assets and a clear ability to cover operational costs. The lack of reported officer compensation in the summary data is a notable point for further inquiry to ensure complete transparency.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Inclusiv Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Inclusiv Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$11.9MTotal Revenue
$10.1MTotal Expenses
$72.8MTotal Assets
$47.2MTotal Liabilities
$25.5MNet Assets

Executive Compensation Analysis

The summary data consistently reports 0% officer compensation across all available filings, which is unusual for an organization of this size and revenue. This suggests that executive compensation might be reported in a different section of the full 990 form or is not being paid to officers in a way that triggers this specific reporting field, requiring a review of Schedule J for a complete understanding.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Inclusiv Inc's IRS 990 filings:

Strengths

The following positive indicators were identified for Inclusiv Inc:

Frequently Asked Questions about Inclusiv Inc

Is Inclusiv Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Inclusiv Inc (EIN: 112421972) some concerns. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.

How does Inclusiv Inc spend its money?

Inclusiv Inc directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Inclusiv Inc tax-deductible?

Inclusiv Inc is registered as a tax-exempt nonprofit (EIN: 112421972). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does Inclusiv Inc achieve 0% officer compensation in its summary filings?

The consistent reporting of 0% officer compensation in the summary data is atypical for an organization with revenues exceeding $10 million. This could mean that compensation is reported elsewhere in the full 990 (e.g., Schedule J), or that officers are compensated through other means not captured in this specific field, or that the organization truly has no compensated officers as defined by the IRS for this summary line item. A review of the full 990, particularly Schedule J, would clarify this.

What is the detailed breakdown of program, administrative, and fundraising expenses?

The provided summary data does not offer a detailed breakdown of functional expenses. To understand the exact percentages allocated to programs, administration, and fundraising, one would need to consult Part IX of the organization's full IRS Form 990.

What is the primary source of Inclusiv Inc's significant revenue growth?

While the data shows consistent revenue growth from $3.5 million in 2014 to $11.9 million in 2023, the specific sources driving this growth (e.g., grants, program service revenue, investments) are not detailed in the summary. A deeper analysis of the full 990's Part VIII (Statement of Revenue) would provide this information.

Filing History

IRS 990 filing history for Inclusiv Inc showing financial trends over 14 years of public records:

Over 14 years of IRS 990 filings (2010–2023), Inclusiv Inc's revenue has grown by 167.3%, moving from $4.5M to $11.9M. Total assets increased by 193.3% over the same period, from $24.8M to $72.8M. Total functional expenses rose by 144.3%, from $4.1M to $10.1M. In its most recent filing year (2023), Inclusiv Inc reported a surplus of $1.8M, with revenue exceeding expenses. The organization holds $47.2M in liabilities against $72.8M in assets (debt-to-asset ratio: 64.9%), resulting in net assets of $25.5M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $11.9M $10.1M $72.8M $47.2M
2022 $12.8M $8.6M $97.6M $67.7M View 990
2021 $11.7M $7.8M $82.0M $56.2M View 990
2020 $8.2M $6.5M $52.0M $30.1M View 990
2019 $7.0M $5.6M $45.2M $25.8M View 990
2018 $4.7M $5.2M $39.4M $25.6M View 990
2017 $5.5M $4.4M $34.0M $19.7M View 990
2016 $4.1M $3.6M $28.1M $18.2M View 990
2015 $4.1M $4.0M $26.0M $16.5M View 990
2014 $3.5M $3.5M $25.7M $16.4M View 990
2013 $3.6M $3.6M $25.6M $16.3M View 990
2012 $5.5M $5.1M $28.8M $19.5M View 990
2011 $5.2M $4.3M $26.8M $17.9M View 990
2010 $4.5M $4.1M $24.8M $16.8M View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for Inclusiv Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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