J Spencer Smith School Hsa A Njnonprofit Corporation

J Spencer Smith School HSA maintains stable finances with consistent asset growth and no reported officer compensation.

EIN: 205965876 · Tenafly, NJ · NTEE: B94 · Updated: 2026-03-28

$647KRevenue

$293KAssets

92/100Mission Score (Excellent)

B94

About J Spencer Smith School Hsa A Njnonprofit Corporation

J Spencer Smith School Hsa A Njnonprofit Corporation (EIN: 205965876) is a nonprofit organization based in Tenafly, NJ, classified under NTEE code B94. The organization reported total revenue of $647K and total assets of $293K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of J Spencer Smith School Hsa A Njnonprofit Corporation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

J Spencer Smith School Hsa A Njnonprofit Corporation demonstrates consistent financial activity over the past decade, with revenues generally exceeding expenses, leading to a steady growth in assets. For instance, in 2020, the organization reported revenues of $319,558 against expenses of $257,266, contributing to an asset base of $195,840. The organization's liabilities have remained very low, indicating a healthy balance sheet and minimal financial risk. The absence of reported officer compensation across all available filings suggests a volunteer-driven leadership, which is a positive indicator for donor confidence as more funds are directed towards the mission rather than administrative salaries.

The organization's financial health appears stable, with a consistent ability to generate revenue and manage expenses. The latest reported revenue of $646,523 and assets of $293,097 further solidify this trend. While specific program spending details are not provided in the summary data, the overall financial picture suggests a well-managed entity. The consistent growth in assets from $75,953 in 2011 to $293,097 currently, alongside minimal liabilities, points to prudent financial management and a build-up of reserves.

Transparency is high given the consistent filing of IRS Form 990s and the clear reporting of financial metrics. The lack of officer compensation is a significant positive for transparency and efficiency. To further enhance transparency, a detailed breakdown of program expenses would be beneficial, but based on the available data, the organization appears to be a responsible steward of its funds.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates J Spencer Smith School Hsa A Njnonprofit Corporation with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 7%
programs: 90%
fundraising: 3%

According to IRS 990 filings, J Spencer Smith School Hsa A Njnonprofit Corporation allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating a volunteer-led structure which directs all funds towards the organization's mission rather than executive salaries.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of J Spencer Smith School Hsa A Njnonprofit Corporation's IRS 990 filings:

Lack of detailed program expense breakdown in provided summary data

Strengths

The following positive indicators were identified for J Spencer Smith School Hsa A Njnonprofit Corporation:

Consistent asset growth over a decade (from $75,953 in 2011 to $293,097 currently)
No reported officer compensation, indicating volunteer leadership and high efficiency
Very low liabilities across all filing periods, demonstrating strong financial health
Revenues consistently exceeding expenses in most periods, leading to financial stability
Consistent filing of IRS 990s, indicating good transparency

Frequently Asked Questions about J Spencer Smith School Hsa A Njnonprofit Corporation

Is J Spencer Smith School Hsa A Njnonprofit Corporation a good charity?

Based on the available financial data, the organization appears to be a good charity. It consistently manages its finances well, grows its assets, and reports no officer compensation, suggesting high efficiency in resource allocation.

How has the organization's financial health changed over time?

The organization has shown consistent financial growth and stability. Assets have grown from $75,953 in 2011 to $293,097 currently, and revenues have generally exceeded expenses, indicating a healthy financial trajectory.

What is the organization's approach to executive compensation?

The organization reports 0% officer compensation in all available filings, indicating that its leadership is volunteer-based and no funds are used for executive salaries.

Filing History

IRS 990 filing history for J Spencer Smith School Hsa A Njnonprofit Corporation showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2020), J Spencer Smith School Hsa A Njnonprofit Corporation's revenue has grown by 68.1%, moving from $190K to $320K. Total assets increased by 157.8% over the same period, from $76K to $196K. Total functional expenses rose by 42.3%, from $181K to $257K. In its most recent filing year (2020), J Spencer Smith School Hsa A Njnonprofit Corporation reported a surplus of $62K, with revenue exceeding expenses. The organization holds $6K in liabilities against $196K in assets (debt-to-asset ratio: 2.9%), resulting in net assets of $190K.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2020	$320K	$257K	$196K	$6K	—	View 990
2019	$358K	$324K	$132K	$4K	—	View 990
2018	$331K	$332K	$98K	$4K	—	View 990
2017	$398K	$408K	$95K	$0	—	View 990
2016	$388K	$379K	$106K	$0	—	View 990
2015	$391K	$371K	$97K	$0	—	View 990
2014	$377K	$378K	$77K	$0	—	View 990
2013	$364K	$351K	$78K	$0	—	View 990
2012	$321K	$287K	$66K	$0	—	View 990
2011	$190K	$181K	$76K	$0	—	View 990

Year-by-Year Financial Summary

2020: Revenue of $320K, expenses of $257K, and assets of $196K (revenue -10.7% year-over-year).
2019: Revenue of $358K, expenses of $324K, and assets of $132K (revenue +8.2% year-over-year).
2018: Revenue of $331K, expenses of $332K, and assets of $98K (revenue -16.9% year-over-year).
2017: Revenue of $398K, expenses of $408K, and assets of $95K (revenue +2.6% year-over-year).
2016: Revenue of $388K, expenses of $379K, and assets of $106K (revenue -0.8% year-over-year).
2015: Revenue of $391K, expenses of $371K, and assets of $97K (revenue +3.7% year-over-year).
2014: Revenue of $377K, expenses of $378K, and assets of $77K (revenue +3.7% year-over-year).
2013: Revenue of $364K, expenses of $351K, and assets of $78K (revenue +13.2% year-over-year).
2012: Revenue of $321K, expenses of $287K, and assets of $66K (revenue +68.9% year-over-year).
2011: Revenue of $190K, expenses of $181K, and assets of $76K.

Data Sources and Methodology

This transparency report for J Spencer Smith School Hsa A Njnonprofit Corporation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.