J Spencer Smith School Hsa A Njnonprofit Corporation
J Spencer Smith School HSA maintains stable finances with consistent asset growth and no reported officer compensation.
EIN: 205965876 · Tenafly, NJ · NTEE: B94 · Updated: 2026-03-28
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J Spencer Smith School Hsa A Njnonprofit Corporation is mapped to EIN 205965876.
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| Metric | Value |
|---|---|
| Total Revenue | $647K |
| Total Expenses | $257K |
| Program Spending | 90% |
| Net Assets | $190K |
| Transparency Score | 92/100 |
Search Intent Cockpit
J Spencer Smith School Hsa A Njnonprofit Corporation Form 990, Revenue, CEO Pay, and IRS Filing Signals
J Spencer Smith School Hsa A Njnonprofit Corporation is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around J Spencer Smith School Hsa A Njnonprofit Corporation in one place.
Form 990 Filing Summary
10 filing years are available, with latest revenue of $320K and expenses of $257K.
Revenue and Expenses
J Spencer Smith School Hsa A Njnonprofit Corporation reported $320K in revenue and $257K in expenses, a surplus of $62K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
92/100 mission score, 1 red flag, and 5 strengths are shown from structured and AI review.
Is J Spencer Smith School Hsa A Njnonprofit Corporation Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $232K (90%) |
Across stored filings, J Spencer Smith School Hsa A Njnonprofit Corporation shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 1 red flag identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade A | 10 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and Education context |
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Request a concise report for J Spencer Smith School Hsa A Njnonprofit Corporation with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.
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J Spencer Smith School Hsa A Njnonprofit Corporation directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About J Spencer Smith School Hsa A Njnonprofit Corporation
J Spencer Smith School Hsa A Njnonprofit Corporation (EIN: 205965876) is a nonprofit organization based in Tenafly, NJ, classified under NTEE code B94. The organization reported total revenue of $647K and total assets of $293K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of J Spencer Smith School Hsa A Njnonprofit Corporation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
J Spencer Smith School Hsa A Njnonprofit Corporation is a small nonprofit that has been operating for 16 years, with 10 years of IRS 990 filings on record (2011–2020). Revenue has grown at a compound annual rate of 5.9%.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
| Total Revenue | $320K |
| Total Expenses | $257K |
| Surplus / Deficit | +$62K |
| Total Assets | $196K |
| Total Liabilities | $6K |
| Net Assets | $190K |
| Operating Margin | 19.5% |
| Debt-to-Asset Ratio | 2.9% |
| Months of Reserves | 9.1 months |
Financial Health Grade: A
In 2020, J Spencer Smith School Hsa A Njnonprofit Corporation reported a surplus of $62K with revenue exceeding expenses, holds 9.1 months of operating reserves (strong position), has a debt-to-asset ratio of 2.9% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2020), J Spencer Smith School Hsa A Njnonprofit Corporation's revenue has grown at a compound annual growth rate (CAGR) of 5.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2020 | -10.7% | -20.5% | +48.6% |
| 2019 | +8.2% | -2.4% | +34.9% |
| 2018 | -16.9% | -18.7% | +2.5% |
| 2017 | +2.6% | +7.7% | -9.9% |
| 2016 | -0.8% | +2.2% | +9.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2010 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates J Spencer Smith School Hsa A Njnonprofit Corporation with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 7%
- programs: 90%
- fundraising: 3%
According to IRS 990 filings, J Spencer Smith School Hsa A Njnonprofit Corporation allocates its expenses as follows: admin: 7%, programs: 90%, fundraising: 3%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $62K, with revenue exceeding expenses.
- Debt-to-asset ratio: 2.9%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating a volunteer-led structure which directs all funds towards the organization's mission rather than executive salaries.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of J Spencer Smith School Hsa A Njnonprofit Corporation's IRS 990 filings:
- Lack of detailed program expense breakdown in provided summary data
Strengths
The following positive indicators were identified for J Spencer Smith School Hsa A Njnonprofit Corporation:
- Consistent asset growth over a decade (from $75,953 in 2011 to $293,097 currently)
- No reported officer compensation, indicating volunteer leadership and high efficiency
- Very low liabilities across all filing periods, demonstrating strong financial health
- Revenues consistently exceeding expenses in most periods, leading to financial stability
- Consistent filing of IRS 990s, indicating good transparency
Frequently Asked Questions about J Spencer Smith School Hsa A Njnonprofit Corporation
Is J Spencer Smith School Hsa A Njnonprofit Corporation a legitimate charity?
J Spencer Smith School Hsa A Njnonprofit Corporation (EIN: 205965876) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 92/100. It has 10 years of IRS 990 filings on record. Total revenue: $647K. 1 red flag identified. 5 strengths noted. Financial health grade: A.
How does J Spencer Smith School Hsa A Njnonprofit Corporation spend its money?
J Spencer Smith School Hsa A Njnonprofit Corporation directs 90% of its spending to programs and services. Fundraising costs 3%. This exceeds the 65% industry benchmark.
Are donations to J Spencer Smith School Hsa A Njnonprofit Corporation tax-deductible?
J Spencer Smith School Hsa A Njnonprofit Corporation is registered as a tax-exempt nonprofit (EIN: 205965876). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of J Spencer Smith School Hsa A Njnonprofit Corporation's spending goes to programs?
J Spencer Smith School Hsa A Njnonprofit Corporation directs 90% to programs, 3% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does J Spencer Smith School Hsa A Njnonprofit Corporation compare to similar nonprofits?
With a transparency score of 92/100 (Excellent), J Spencer Smith School Hsa A Njnonprofit Corporation is above average for NTEE category B94 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is J Spencer Smith School Hsa A Njnonprofit Corporation located?
J Spencer Smith School Hsa A Njnonprofit Corporation is headquartered in Tenafly, New Jersey and files with the IRS under EIN 205965876. It is classified under NTEE code B94.
How many years of IRS 990 filings does J Spencer Smith School Hsa A Njnonprofit Corporation have?
J Spencer Smith School Hsa A Njnonprofit Corporation has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $647K in total revenue.
Is J Spencer Smith School Hsa A Njnonprofit Corporation a good charity?
Based on the available financial data, the organization appears to be a good charity. It consistently manages its finances well, grows its assets, and reports no officer compensation, suggesting high efficiency in resource allocation.
How has the organization's financial health changed over time?
The organization has shown consistent financial growth and stability. Assets have grown from $75,953 in 2011 to $293,097 currently, and revenues have generally exceeded expenses, indicating a healthy financial trajectory.
What is the organization's approach to executive compensation?
The organization reports 0% officer compensation in all available filings, indicating that its leadership is volunteer-based and no funds are used for executive salaries.
Filing History
IRS 990 filing history for J Spencer Smith School Hsa A Njnonprofit Corporation showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2020), J Spencer Smith School Hsa A Njnonprofit Corporation's revenue has grown by 68.1%, moving from $190K to $320K. Total assets increased by 157.8% over the same period, from $76K to $196K. Total functional expenses rose by 42.3%, from $181K to $257K. In its most recent filing year (2020), J Spencer Smith School Hsa A Njnonprofit Corporation reported a surplus of $62K, with revenue exceeding expenses. The organization holds $6K in liabilities against $196K in assets (debt-to-asset ratio: 2.9%), resulting in net assets of $190K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2020 | $320K | $257K | $196K | $6K | — | View 990 |
| 2019 | $358K | $324K | $132K | $4K | — | View 990 |
| 2018 | $331K | $332K | $98K | $4K | — | View 990 |
| 2017 | $398K | $408K | $95K | $0 | — | View 990 |
| 2016 | $388K | $379K | $106K | $0 | — | View 990 |
| 2015 | $391K | $371K | $97K | $0 | — | View 990 |
| 2014 | $377K | $378K | $77K | $0 | — | View 990 |
| 2013 | $364K | $351K | $78K | $0 | — | View 990 |
| 2012 | $321K | $287K | $66K | $0 | — | View 990 |
| 2011 | $190K | $181K | $76K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2020: Revenue of $320K, expenses of $257K, and assets of $196K (revenue -10.7% year-over-year).
- 2019: Revenue of $358K, expenses of $324K, and assets of $132K (revenue +8.2% year-over-year).
- 2018: Revenue of $331K, expenses of $332K, and assets of $98K (revenue -16.9% year-over-year).
- 2017: Revenue of $398K, expenses of $408K, and assets of $95K (revenue +2.6% year-over-year).
- 2016: Revenue of $388K, expenses of $379K, and assets of $106K (revenue -0.8% year-over-year).
- 2015: Revenue of $391K, expenses of $371K, and assets of $97K (revenue +3.7% year-over-year).
- 2014: Revenue of $377K, expenses of $378K, and assets of $77K (revenue +3.7% year-over-year).
- 2013: Revenue of $364K, expenses of $351K, and assets of $78K (revenue +13.2% year-over-year).
- 2012: Revenue of $321K, expenses of $287K, and assets of $66K (revenue +68.9% year-over-year).
- 2011: Revenue of $190K, expenses of $181K, and assets of $76K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for J Spencer Smith School Hsa A Njnonprofit Corporation:
Data Sources and Methodology
This transparency report for J Spencer Smith School Hsa A Njnonprofit Corporation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.