James And Betty Jacobs Fam Charitable Tr

James And Betty Jacobs Fam Charitable Tr maintains stable multi-million dollar assets with zero officer compensation.

EIN: 10511399 · West Bath, ME · NTEE: T00I · Updated: 2026-03-28

$1.8MRevenue
$3.9MAssets
85/100Mission Score (Excellent)
T00I

Is James And Betty Jacobs Fam Charitable Tr Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
1 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

James And Betty Jacobs Fam Charitable Tr directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About James And Betty Jacobs Fam Charitable Tr

James And Betty Jacobs Fam Charitable Tr (EIN: 10511399) is a nonprofit organization based in West Bath, ME, classified under NTEE code T00I. The organization reported total revenue of $1.8M and total assets of $3.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of James And Betty Jacobs Fam Charitable Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The James And Betty Jacobs Fam Charitable Tr appears to be a private foundation, as indicated by its consistent asset base and fluctuating revenue and expenses. The organization demonstrates strong financial health with assets consistently above $3.8 million in recent years, peaking at $4,210,545 in 2022. While revenue has varied significantly, from $138,860 in 2023 to $3,756,130 in 2014, the trust has maintained a stable asset base, suggesting effective management of its endowment. The trust's liabilities have been consistently minimal, often $0 or $1, indicating a very low financial risk profile. Spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. However, as a charitable trust, its primary function is typically grant-making, which would fall under program expenses. The absence of officer compensation across all reported periods suggests a lean operational structure, likely relying on volunteer efforts or external management for administrative tasks. This contributes to a potentially high program spending ratio, assuming most expenses are direct charitable distributions. Transparency is generally good given the availability of 990 filings. The consistent reporting of zero officer compensation is a positive indicator of resource allocation. However, without more granular expense data, it's challenging to fully evaluate the efficiency of its charitable activities. The organization's consistent filing history over a decade demonstrates a commitment to regulatory compliance.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates James And Betty Jacobs Fam Charitable Tr with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, James And Betty Jacobs Fam Charitable Tr allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries are paid to executives, which is highly efficient for a charitable trust of this size.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of James And Betty Jacobs Fam Charitable Tr's IRS 990 filings:

Strengths

The following positive indicators were identified for James And Betty Jacobs Fam Charitable Tr:

Frequently Asked Questions about James And Betty Jacobs Fam Charitable Tr

Is James And Betty Jacobs Fam Charitable Tr a legitimate charity?

Based on AI analysis of IRS 990 filings, James And Betty Jacobs Fam Charitable Tr (EIN: 10511399) some concerns. Mission Score: 85/100. 1 red flag identified, 4 strengths noted.

How does James And Betty Jacobs Fam Charitable Tr spend its money?

James And Betty Jacobs Fam Charitable Tr directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to James And Betty Jacobs Fam Charitable Tr tax-deductible?

James And Betty Jacobs Fam Charitable Tr is registered as a tax-exempt nonprofit (EIN: 10511399). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

What are the specific programs or grants funded by the James And Betty Jacobs Fam Charitable Tr?

The provided data does not detail the specific programs or grant recipients. Further investigation of the full 990 forms would be required to understand the trust's charitable distributions.

How does the trust manage its investments to maintain its asset base?

While the asset base is stable, the provided data does not offer insights into the trust's investment strategies or performance. This information would typically be found in the full 990-PF filing for private foundations.

What is the reason for the significant fluctuations in annual revenue?

Revenue fluctuations, such as $3,756,130 in 2014 versus $138,860 in 2023, could be due to varying investment returns, large one-time contributions, or changes in endowment distribution policies. The summary data does not provide specific reasons.

Filing History

IRS 990 filing history for James And Betty Jacobs Fam Charitable Tr showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2023), James And Betty Jacobs Fam Charitable Tr's revenue has grown by 67636.6%, moving from $205 to $139K. Total assets increased by 11846% over the same period, from $34K to $4.0M. Total functional expenses rose by 14994.7%, from $2K to $332K. In its most recent filing year (2023), James And Betty Jacobs Fam Charitable Tr reported a deficit of $193K, with expenses exceeding revenue. The organization holds $1 in liabilities against $4.0M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $4.0M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp.PDF
2023 $139K $332K $4.0M $1 View 990
2022 $660K $307K $4.2M $1 View 990
2021 $408K $378K $3.9M $1
2020 $226K $308K $3.8M $1
2019 $321K $307K $3.9M $0 View 990
2015 $608K $208K $4.1M $0 View 990
2014 $3.8M $123K $3.7M $0 View 990
2013 $2K $2K $33K $0 View 990
2012 $2K $2K $33K $0 View 990
2011 $205 $2K $34K $0 View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for James And Betty Jacobs Fam Charitable Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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