John S Phipps Family Foundation Bessemer Trust Co Na
John S Phipps Family Foundation consistently spends more than it earns, drawing down its endowment.
EIN: 136861582 · Woodbridge, NJ · Updated: 2026-03-28
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John S Phipps Family Foundation Bessemer Trust Co Na is mapped to EIN 136861582.
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| Metric | Value |
|---|---|
| Total Revenue | $5.4M |
| Total Expenses | $1.2M |
| Program Spending | 85% |
| Net Assets | $15.8M |
| Transparency Score | 70/100 |
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John S Phipps Family Foundation Bessemer Trust Co Na Form 990, Revenue, CEO Pay, and IRS Filing Signals
John S Phipps Family Foundation Bessemer Trust Co Na is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around John S Phipps Family Foundation Bessemer Trust Co Na in one place.
Form 990 Filing Summary
10 filing years are available, with latest revenue of $645K and expenses of $1.2M.
Revenue and Expenses
John S Phipps Family Foundation Bessemer Trust Co Na reported $645K in revenue and $1.2M in expenses, a deficit of $530K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
70/100 mission score, 3 red flags, and 3 strengths are shown from structured and AI review.
Is John S Phipps Family Foundation Bessemer Trust Co Na Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
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Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $999K (85%) |
Across stored filings, John S Phipps Family Foundation Bessemer Trust Co Na shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 3 red flags identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade B | 10 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and category context |
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John S Phipps Family Foundation Bessemer Trust Co Na directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About John S Phipps Family Foundation Bessemer Trust Co Na
John S Phipps Family Foundation Bessemer Trust Co Na (EIN: 136861582) is a nonprofit organization based in Woodbridge, NJ. The organization reported total revenue of $5.4M and total assets of $15.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of John S Phipps Family Foundation Bessemer Trust Co Na's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
John S Phipps Family Foundation Bessemer Trust Co Na is a mid-size nonprofit that has been operating for 40 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -9.2%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $645K |
| Total Expenses | $1.2M |
| Surplus / Deficit | $-530,361 |
| Total Assets | $15.8M |
| Total Liabilities | $1 |
| Net Assets | $15.8M |
| Operating Margin | -82.2% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 161.2 months |
Financial Health Grade: B
In 2023, John S Phipps Family Foundation Bessemer Trust Co Na reported a deficit of $530K with expenses exceeding revenue, holds 161.2 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2023), John S Phipps Family Foundation Bessemer Trust Co Na's revenue has declined at a compound annual growth rate (CAGR) of -9.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +13.9% | -11.9% | -3.3% |
| 2022 | -75.7% | +3.6% | -4.5% |
| 2021 | +150.9% | -1.8% | +6.5% |
| 2020 | -19.0% | +7.0% | -2.3% |
| 2019 | +84.2% | -0.3% | -5.9% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1986 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates John S Phipps Family Foundation Bessemer Trust Co Na with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 85%
- fundraising: 0%
According to IRS 990 filings, John S Phipps Family Foundation Bessemer Trust Co Na allocates its expenses as follows: admin: 15%, programs: 85%, fundraising: 0%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $530K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
No officer compensation is reported across all available filings, suggesting that executive functions are either voluntary or compensated through administrative fees paid to Bessemer Trust Co Na, which would be part of general expenses rather than direct officer salaries.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of John S Phipps Family Foundation Bessemer Trust Co Na's IRS 990 filings:
- Consistent deficit spending, with expenses frequently exceeding revenue (e.g., $1.17M expenses vs $645K revenue in 2023), leading to endowment draw-down.
- Gradual decline in total assets over the past decade, from $18.2 million in 2011 to $15.8 million in 2023.
- Lack of NTEE code and detailed program information, making it difficult to understand the specific mission and impact.
Strengths
The following positive indicators were identified for John S Phipps Family Foundation Bessemer Trust Co Na:
- Very low liabilities ($0 or $1 across all filings), indicating strong financial solvency and no significant debt.
- Consistent annual expense levels (around $1.2M - $1.5M) suggest stable philanthropic activity.
- No reported officer compensation, which can indicate efficient use of funds if administrative services are cost-effective.
Frequently Asked Questions about John S Phipps Family Foundation Bessemer Trust Co Na
Is John S Phipps Family Foundation Bessemer Trust Co Na a legitimate charity?
John S Phipps Family Foundation Bessemer Trust Co Na (EIN: 136861582) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 70/100. It has 10 years of IRS 990 filings on record. Total revenue: $5.4M. 3 red flags identified. 3 strengths noted. Financial health grade: B.
How does John S Phipps Family Foundation Bessemer Trust Co Na spend its money?
John S Phipps Family Foundation Bessemer Trust Co Na directs 85% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to John S Phipps Family Foundation Bessemer Trust Co Na tax-deductible?
John S Phipps Family Foundation Bessemer Trust Co Na is registered as a tax-exempt nonprofit (EIN: 136861582). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is John S Phipps Family Foundation Bessemer Trust Co Na located?
John S Phipps Family Foundation Bessemer Trust Co Na is headquartered in Woodbridge, New Jersey and files with the IRS under EIN 136861582.
How many years of IRS 990 filings does John S Phipps Family Foundation Bessemer Trust Co Na have?
John S Phipps Family Foundation Bessemer Trust Co Na has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $5.4M in total revenue.
What specific programs or causes does the John S Phipps Family Foundation support?
The provided data does not include an NTEE code or detailed program descriptions, making it impossible to determine the specific causes or programs the foundation supports. Further investigation of the full 990 forms would be required.
Is the foundation's asset decline a concern for its long-term viability?
The foundation's assets have declined from $18.2 million in 2011 to $15.8 million in 2023. While not a drastic drop, consistent spending exceeding revenue (e.g., $1.17M expenses vs $645K revenue in 2023) indicates a draw-down on the endowment. If this trend continues without significant new contributions or improved investment returns, it could impact the foundation's long-term grantmaking capacity.
How are administrative costs managed given the lack of officer compensation?
The absence of reported officer compensation suggests that administrative functions, including any executive oversight, are likely handled by Bessemer Trust Co Na as part of their management services, with associated fees being included within the foundation's overall administrative expenses.
Filing History
IRS 990 filing history for John S Phipps Family Foundation Bessemer Trust Co Na showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2023), John S Phipps Family Foundation Bessemer Trust Co Na's revenue has declined by 68.7%, moving from $2.1M to $645K. Total assets decreased by 13.5% over the same period, from $18.3M to $15.8M. Total functional expenses fell by 21.2%, from $1.5M to $1.2M. In its most recent filing year (2023), John S Phipps Family Foundation Bessemer Trust Co Na reported a deficit of $530K, with expenses exceeding revenue. The organization holds $1 in liabilities against $15.8M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $15.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $645K | $1.2M | $15.8M | $1 | — | View 990 |
| 2022 | $566K | $1.3M | $16.3M | $1 | — | View 990 |
| 2021 | $2.3M | $1.3M | $17.1M | $1 | — | View 990 |
| 2020 | $930K | $1.3M | $16.1M | $1 | — | View 990 |
| 2019 | $1.1M | $1.2M | $16.4M | $1 | — | View 990 |
| 2015 | $623K | $1.2M | $17.5M | $0 | — | View 990 |
| 2014 | $1.1M | $1.2M | $18.1M | $0 | — | View 990 |
| 2013 | $930K | $1.1M | $18.2M | $0 | — | View 990 |
| 2012 | $1.7M | $1.5M | $18.4M | $0 | — | View 990 |
| 2011 | $2.1M | $1.5M | $18.3M | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $645K, expenses of $1.2M, and assets of $15.8M (revenue +13.9% year-over-year).
- 2022: Revenue of $566K, expenses of $1.3M, and assets of $16.3M (revenue -75.7% year-over-year).
- 2021: Revenue of $2.3M, expenses of $1.3M, and assets of $17.1M (revenue +150.9% year-over-year).
- 2020: Revenue of $930K, expenses of $1.3M, and assets of $16.1M (revenue -19.0% year-over-year).
- 2019: Revenue of $1.1M, expenses of $1.2M, and assets of $16.4M (revenue +84.2% year-over-year).
- 2015: Revenue of $623K, expenses of $1.2M, and assets of $17.5M (revenue -41.1% year-over-year).
- 2014: Revenue of $1.1M, expenses of $1.2M, and assets of $18.1M (revenue +13.8% year-over-year).
- 2013: Revenue of $930K, expenses of $1.1M, and assets of $18.2M (revenue -44.3% year-over-year).
- 2012: Revenue of $1.7M, expenses of $1.5M, and assets of $18.4M (revenue -19.0% year-over-year).
- 2011: Revenue of $2.1M, expenses of $1.5M, and assets of $18.3M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for John S Phipps Family Foundation Bessemer Trust Co Na:
Data Sources and Methodology
This transparency report for John S Phipps Family Foundation Bessemer Trust Co Na is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.