Jp Mascaro & Sons Charitable Trust

Jp Mascaro & Sons Charitable Trust maintains over $5 million in assets with zero officer compensation and minimal liabilities.

EIN: 208254657 · Audubon, PA · NTEE: T20 · Updated: 2026-03-28

$1.3MRevenue
$5.3MAssets
95/100Mission Score (Excellent)
T20

Is Jp Mascaro & Sons Charitable Trust Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Jp Mascaro & Sons Charitable Trust directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Jp Mascaro & Sons Charitable Trust

Jp Mascaro & Sons Charitable Trust (EIN: 208254657) is a nonprofit organization based in Audubon, PA, classified under NTEE code T20. The organization reported total revenue of $1.3M and total assets of $5.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Jp Mascaro & Sons Charitable Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

16Years Operating
Mid-SizeSize Classification
10Years of Filings
MixedRevenue Trajectory

Jp Mascaro & Sons Charitable Trust is a mid-size nonprofit that has been operating for 16 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -8.1%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$365K
Total Expenses$403K
Surplus / Deficit$-37,940
Total Assets$5.2M
Total Liabilities$1
Net Assets$5.2M
Operating Margin-10.4%
Debt-to-Asset Ratio0.0%
Months of Reserves153.8 months

Financial Health Grade: B

In 2023, Jp Mascaro & Sons Charitable Trust reported a deficit of $38K with expenses exceeding revenue, holds 153.8 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).

Financial Trends

Over 10 years of filings (2011–2023), Jp Mascaro & Sons Charitable Trust's revenue has declined at a compound annual growth rate (CAGR) of -8.1%.

YearRevenue ChangeExpense ChangeAsset Change
2023-16.6%+5.3%-0.7%
2022+171.6%-12.2%+1.1%
2021-62.4%+31.7%-5.1%
2020-22.9%-12.0%+1.7%
2019+173.5%+23.4%+9.0%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2010

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Jp Mascaro & Sons Charitable Trust demonstrates consistent financial stability with assets consistently over $5 million, reaching $5,331,208 in the latest period. The organization's revenue has fluctuated significantly over the years, from a low of $12,910 in 2012 to a high of $1,012,009 in 2011, and $1,303,164 in the latest reported period. Despite these fluctuations, the trust has maintained a very low liability profile, consistently reporting only $1 in liabilities across all filings, indicating strong financial management and minimal debt. The absence of officer compensation further enhances its financial efficiency and transparency. Spending efficiency appears high, as the organization reports 0% officer compensation, suggesting that all available funds are directed towards its charitable purpose or operational costs. While specific program spending details are not provided in the summary data, the overall financial health, marked by substantial assets and minimal liabilities, points to a well-managed entity. The consistent asset base, even in years where expenses exceeded revenue (e.g., 2023, 2021, 2015, 2013, 2012), indicates a reliance on its endowment or investment income to cover operational costs and distributions. Transparency is excellent given the consistent reporting of zero officer compensation and minimal liabilities. The organization's NTEE code T20 (Private Grantmaking Foundations) suggests its primary activity is making grants, which inherently implies a focus on program delivery through other entities. The consistent filing of IRS Form 990s over a decade further demonstrates a commitment to public accountability and transparency regarding its financial operations.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Jp Mascaro & Sons Charitable Trust with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Jp Mascaro & Sons Charitable Trust allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$365KTotal Revenue
$403KTotal Expenses
$5.2MTotal Assets
$1Total Liabilities
$5.2MNet Assets

Executive Compensation Analysis

Executive compensation is 0% across all reported periods, indicating that no officers or key employees receive salaries from the trust, which is highly efficient for a charitable organization of its size.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Jp Mascaro & Sons Charitable Trust:

Frequently Asked Questions about Jp Mascaro & Sons Charitable Trust

Is Jp Mascaro & Sons Charitable Trust a legitimate charity?

Based on AI analysis of IRS 990 filings, Jp Mascaro & Sons Charitable Trust (EIN: 208254657) appears legitimate. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.

How does Jp Mascaro & Sons Charitable Trust spend its money?

Jp Mascaro & Sons Charitable Trust directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Jp Mascaro & Sons Charitable Trust tax-deductible?

Jp Mascaro & Sons Charitable Trust is registered as a tax-exempt nonprofit (EIN: 208254657). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Is Jp Mascaro & Sons Charitable Trust a good charity?

Based on the provided data, Jp Mascaro & Sons Charitable Trust appears to be a very good charity. It maintains substantial assets ($5,331,208), has negligible liabilities ($1), and reports 0% officer compensation, indicating high financial efficiency and a strong commitment to its charitable purpose.

How does the organization manage its expenses when revenue is lower?

In periods where expenses exceeded revenue (e.g., 2023, 2021, 2015, 2013, 2012), the organization likely draws from its significant asset base ($5,331,208) or investment income to cover its operational costs and grantmaking activities, maintaining its financial stability.

What is the primary activity of this trust?

Given its NTEE Code T20 (Private Grantmaking Foundations), the primary activity of Jp Mascaro & Sons Charitable Trust is making grants to other organizations or individuals to further its charitable mission.

Filing History

IRS 990 filing history for Jp Mascaro & Sons Charitable Trust showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2023), Jp Mascaro & Sons Charitable Trust's revenue has declined by 63.9%, moving from $1.0M to $365K. Total assets decreased by 3.3% over the same period, from $5.3M to $5.2M. Total functional expenses rose by 66.1%, from $243K to $403K. In its most recent filing year (2023), Jp Mascaro & Sons Charitable Trust reported a deficit of $38K, with expenses exceeding revenue. The organization holds $1 in liabilities against $5.2M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $5.2M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $365K $403K $5.2M $1 View 990
2022 $438K $383K $5.2M $1 View 990
2021 $161K $436K $5.2M $1
2020 $429K $331K $5.4M $1
2019 $557K $377K $5.3M $1 View 990
2015 $204K $305K $4.9M $1 View 990
2014 $458K $285K $5.0M $1 View 990
2013 $82K $326K $4.8M $1 View 990
2012 $13K $287K $5.1M $1 View 990
2011 $1.0M $243K $5.3M $1 View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for Jp Mascaro & Sons Charitable Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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