Korean American Senior Mutual Association Inc

Korean American Senior Mutual Association Inc shows consistent revenue and asset growth but reports no officer compensation.

EIN: 113323060 · Flushing, NY · NTEE: P81Z · Updated: 2026-03-28

$4.2MRevenue
$1.8MAssets
70/100Mission Score (Good)
P81Z

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Korean American Senior Mutual Association Inc Financial Summary
MetricValue
Total Revenue$4.2M
Total Expenses$4.2M
Program Spending85%
CEO/Top Officer Pay$4
Net Assets$1.8M
Transparency Score70/100

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Korean American Senior Mutual Association Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals

Korean American Senior Mutual Association Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Korean American Senior Mutual Association Inc in one place.

Form 990 Filing Summary

9 filing years are available, with latest revenue of $4.2M and expenses of $4.2M.

Revenue and Expenses

Korean American Senior Mutual Association Inc reported $4.2M in revenue and $4.2M in expenses, a surplus of $34K.

Executive Compensation

Top officer compensation appears as $4 in the stored analysis, with context against revenue and expenses below.

Charity Score and Red Flags

70/100 mission score, 2 red flags, and 4 strengths are shown from structured and AI review.

Is Korean American Senior Mutual Association Inc Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
2 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
85%Program Expense
$0Grants Paid
9Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

Korean American Senior Mutual Association Inc Expense Deployment
Program services$3.6M (85%)

Across stored filings, Korean American Senior Mutual Association Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Korean American Senior Mutual Association Inc Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacySome ConcernsGood filing record; 2 red flags identified
Mission spend85% to programsExcellent
Financial durabilityGrade A9 stored filing years
Peer contextCompare with Healthy Capital District InitiativeNew York and Human Services context

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Korean American Senior Mutual Association Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Korean American Senior Mutual Association Inc

Korean American Senior Mutual Association Inc (EIN: 113323060) is a nonprofit organization based in Flushing, NY, classified under NTEE code P81Z. The organization reported total revenue of $4.2M and total assets of $1.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Korean American Senior Mutual Association Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

28Years Operating
Mid-SizeSize Classification
9Years of Filings
MixedRevenue Trajectory

Korean American Senior Mutual Association Inc is a mid-size nonprofit that has been operating for 28 years, with 9 years of IRS 990 filings on record (2012–2020). Revenue has grown at a compound annual rate of 5.9%.

Key Financial Metrics (2020)

From the most recent IRS 990 filing on record:

Total Revenue$4.2M
Total Expenses$4.2M
Surplus / Deficit+$34K
Total Assets$1.8M
Total Liabilities$10K
Net Assets$1.8M
Operating Margin0.8%
Debt-to-Asset Ratio0.6%
Months of Reserves5.2 months

Financial Health Grade: A

In 2020, Korean American Senior Mutual Association Inc reported a surplus of $34K with revenue exceeding expenses, holds 5.2 months of operating reserves (adequate), has a debt-to-asset ratio of 0.6% (very low leverage).

Financial Trends

Over 9 years of filings (2012–2020), Korean American Senior Mutual Association Inc's revenue has grown at a compound annual growth rate (CAGR) of 5.9%.

YearRevenue ChangeExpense ChangeAsset Change
2020+12.0%+10.8%+1.4%
2019+2.3%+3.6%+0.0%
2018+28.0%+28.9%+2.0%
2017-8.3%-9.6%+2.4%
2016+7.9%+8.9%+1.7%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1998

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Korean American Senior Mutual Association Inc demonstrates consistent financial operations, with revenues closely matching expenses over the past nine years. In the latest filing (202004), the organization reported revenue of $4,226,074 against expenses of $4,192,138, indicating a slight surplus. Assets have shown steady growth, increasing from $1,480,289 in 2012 to $1,826,883 in 2020, while liabilities remain very low, suggesting good financial stability and minimal debt burden. The organization's NTEE code P81Z (Senior Citizens' Support Services) aligns with its mission to serve the Korean American senior community. However, a significant area for improvement in transparency is the lack of reported officer compensation across all nine filings. While this could indicate a volunteer-led executive team, it's unusual for an organization with over $4 million in annual revenue to report zero compensation for all officers, directors, trustees, and key employees. This absence of data makes it difficult to fully assess the organization's operational efficiency and how resources are allocated at the leadership level. Further details on program spending versus administrative and fundraising costs would also enhance the understanding of its spending efficiency. Overall, the organization appears financially stable with consistent revenue streams and asset growth. The primary concern from a transparency perspective is the complete absence of reported executive compensation, which could raise questions about governance practices and the true cost of operations. Clarification on this aspect would significantly improve its transparency rating.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Korean American Senior Mutual Association Inc with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 10%
  • programs: 85%
  • fundraising: 5%

According to IRS 990 filings, Korean American Senior Mutual Association Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2020)

From the most recent IRS 990 filing on record:

$4.2MTotal Revenue
$4.2MTotal Expenses
$1.8MTotal Assets
$10KTotal Liabilities
$1.8MNet Assets
  • The organization reported a surplus of $34K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 0.6%.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all nine available filings, which is highly unusual for an entity with over $4 million in annual revenue. This lack of reported compensation makes it impossible to assess executive pay relative to organizational size and could indicate a reliance on volunteer leadership or a lack of transparency in reporting.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Korean American Senior Mutual Association Inc's IRS 990 filings:

  • Consistent 0% officer compensation reported despite significant revenue
  • Lack of detailed breakdown for program, administrative, and fundraising expenses in provided data

Strengths

The following positive indicators were identified for Korean American Senior Mutual Association Inc:

  • Consistent revenue growth over the past nine years
  • Steady increase in assets, indicating financial stability
  • Very low liabilities relative to assets and revenue
  • Expenses closely track revenue, suggesting efficient financial management

Frequently Asked Questions about Korean American Senior Mutual Association Inc

Is Korean American Senior Mutual Association Inc a legitimate charity?

Korean American Senior Mutual Association Inc (EIN: 113323060) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 70/100. It has 9 years of IRS 990 filings on record. Total revenue: $4.2M. 2 red flags identified. 4 strengths noted. Financial health grade: A.

How does Korean American Senior Mutual Association Inc spend its money?

Korean American Senior Mutual Association Inc directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Korean American Senior Mutual Association Inc tax-deductible?

Korean American Senior Mutual Association Inc is registered as a tax-exempt nonprofit (EIN: 113323060). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Korean American Senior Mutual Association Inc CEO make?

Korean American Senior Mutual Association Inc's highest-compensated officer earns $4 annually. The organization reported $4.2M in total revenue. Executive compensation data is disclosed in IRS 990 filings.

What percentage of Korean American Senior Mutual Association Inc's spending goes to programs?

Korean American Senior Mutual Association Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Korean American Senior Mutual Association Inc compare to similar nonprofits?

With a transparency score of 70/100 (Good), Korean American Senior Mutual Association Inc is above average for NTEE category P81Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Korean American Senior Mutual Association Inc located?

Korean American Senior Mutual Association Inc is headquartered in Flushing, New York and files with the IRS under EIN 113323060. It is classified under NTEE code P81Z.

How many years of IRS 990 filings does Korean American Senior Mutual Association Inc have?

Korean American Senior Mutual Association Inc has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $4.2M in total revenue.

Is Korean American Senior Mutual Association Inc a good charity?

The organization demonstrates financial stability with consistent revenue and asset growth. Its liabilities are very low, indicating good financial health. However, the complete absence of reported officer compensation across all filings is a significant transparency concern that prevents a full assessment of its operational efficiency and governance.

Why is officer compensation reported as 0%?

The IRS 990 filings consistently show 0% for officer, director, trustee, and key employee compensation. This could mean that all leadership positions are filled by unpaid volunteers, or there might be an issue with how compensation is reported. Without further information from the organization, the reason remains unclear and impacts transparency.

How has the organization's financial health changed over time?

The organization has shown steady financial growth. Revenue increased from $2,662,377 in 2012 to $4,226,074 in 2020, and assets grew from $1,480,289 to $1,826,883 over the same period. Expenses have generally tracked revenue, indicating consistent operational activity and a stable financial position.

Filing History

IRS 990 filing history for Korean American Senior Mutual Association Inc showing financial trends over 9 years of public records:

Over 9 years of IRS 990 filings (2012–2020), Korean American Senior Mutual Association Inc's revenue has grown by 58.7%, moving from $2.7M to $4.2M. Total assets increased by 23.4% over the same period, from $1.5M to $1.8M. Total functional expenses rose by 66.1%, from $2.5M to $4.2M. In its most recent filing year (2020), Korean American Senior Mutual Association Inc reported a surplus of $34K, with revenue exceeding expenses. The organization holds $10K in liabilities against $1.8M in assets (debt-to-asset ratio: 0.6%), resulting in net assets of $1.8M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2020 $4.2M $4.2M $1.8M $10K View 990
2019 $3.8M $3.8M $1.8M $18K View 990
2018 $3.7M $3.7M $1.8M $8K
2017 $2.9M $2.8M $1.8M $11K View 990
2016 $3.1M $3.1M $1.7M $21K View 990
2015 $2.9M $2.9M $1.7M $4K View 990
2014 $2.7M $2.6M $1.6M $17K View 990
2013 $2.1M $2.1M $1.5M $18K View 990
2012 $2.7M $2.5M $1.5M $17K View 990

Year-by-Year Financial Summary

  • 2020: Revenue of $4.2M, expenses of $4.2M, and assets of $1.8M (revenue +12.0% year-over-year).
  • 2019: Revenue of $3.8M, expenses of $3.8M, and assets of $1.8M (revenue +2.3% year-over-year).
  • 2018: Revenue of $3.7M, expenses of $3.7M, and assets of $1.8M (revenue +28.0% year-over-year).
  • 2017: Revenue of $2.9M, expenses of $2.8M, and assets of $1.8M (revenue -8.3% year-over-year).
  • 2016: Revenue of $3.1M, expenses of $3.1M, and assets of $1.7M (revenue +7.9% year-over-year).
  • 2015: Revenue of $2.9M, expenses of $2.9M, and assets of $1.7M (revenue +7.0% year-over-year).
  • 2014: Revenue of $2.7M, expenses of $2.6M, and assets of $1.6M (revenue +27.5% year-over-year).
  • 2013: Revenue of $2.1M, expenses of $2.1M, and assets of $1.5M (revenue -19.8% year-over-year).
  • 2012: Revenue of $2.7M, expenses of $2.5M, and assets of $1.5M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Korean American Senior Mutual Association Inc:

2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing

Data Sources and Methodology

This transparency report for Korean American Senior Mutual Association Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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