Montana Fiduciary Management Inc
Montana Fiduciary Management Inc. consistently operates near break-even with no reported officer compensation.
EIN: 205010474 · Bozeman, MT · NTEE: P80 · Updated: 2026-03-28
Is Montana Fiduciary Management Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Montana Fiduciary Management Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Montana Fiduciary Management Inc
Montana Fiduciary Management Inc (EIN: 205010474) is a nonprofit organization based in Bozeman, MT, classified under NTEE code P80. The organization reported total revenue of $102K and total assets of $4K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Montana Fiduciary Management Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Montana Fiduciary Management Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Montana Fiduciary Management Inc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that officers are not compensated or are compensated through non-officer means, which is highly favorable for a small organization of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Montana Fiduciary Management Inc's IRS 990 filings:
- Liabilities consistently exceed assets, indicating limited financial reserves (e.g., 2023: $11,190 liabilities vs. $2,047 assets).
- Frequent operational deficits (e.g., 2023: $89,309 revenue vs. $93,722 expenses; 2021: $76,474 revenue vs. $87,167 expenses).
Strengths
The following positive indicators were identified for Montana Fiduciary Management Inc:
- Consistent reporting of 0% officer compensation, indicating strong financial transparency and potentially volunteer leadership.
- Long operational history with 13 filings, suggesting stability and commitment to its mission.
- Expenses generally track closely to revenue, indicating careful financial management despite small deficits.
Frequently Asked Questions about Montana Fiduciary Management Inc
Is Montana Fiduciary Management Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Montana Fiduciary Management Inc (EIN: 205010474) some concerns. Mission Score: 75/100. 2 red flags identified, 3 strengths noted.
How does Montana Fiduciary Management Inc spend its money?
Montana Fiduciary Management Inc directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Montana Fiduciary Management Inc tax-deductible?
Montana Fiduciary Management Inc is registered as a tax-exempt nonprofit (EIN: 205010474). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What are the primary program activities of Montana Fiduciary Management Inc.?
The NTEE code P80 (Other Human Services) suggests a broad scope, but specific program details are not available in the provided financial data.
How does Montana Fiduciary Management Inc. manage its liabilities, which often exceed its assets?
In 2023, liabilities were $11,190 while assets were $2,047. This suggests the organization relies on ongoing revenue to cover obligations rather than substantial reserves, or that liabilities are short-term and managed through cash flow.
What is the source of the organization's revenue, given its NTEE code and financial scale?
The financial data only shows total revenue, not its sources (e.g., grants, donations, program service fees). Understanding this would provide insight into its sustainability.
Does the organization have any paid staff, given the 0% officer compensation?
While officer compensation is zero, the expense figures (e.g., $93,722 in 2023) suggest operational costs that could include staff salaries, but this is not explicitly detailed in the provided data.
Filing History
IRS 990 filing history for Montana Fiduciary Management Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Montana Fiduciary Management Inc's revenue has grown by 138.6%, moving from $37K to $89K. Total assets increased by 118.2% over the same period, from $938 to $2K. Total functional expenses rose by 131.7%, from $40K to $94K. In its most recent filing year (2023), Montana Fiduciary Management Inc reported a deficit of $4K, with expenses exceeding revenue. The organization holds $11K in liabilities against $2K in assets (debt-to-asset ratio: 546.7%), resulting in net assets of $-9,143.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2023 | $89K | $94K | $2K | $11K | — | View 990 |
| 2022 | $84K | $83K | $6K | $11K | — | View 990 |
| 2021 | $76K | $87K | $300 | $6K | — | — |
| 2020 | $108K | $100K | $7K | $2K | — | — |
| 2019 | $85K | $85K | $2K | $5K | — | View 990 |
| 2018 | $84K | $86K | $238 | $3K | — | View 990 |
| 2017 | $56K | $58K | $188 | $2K | — | View 990 |
| 2016 | $51K | $53K | $1K | $1K | — | View 990 |
| 2015 | $56K | $55K | $2K | $241 | — | View 990 |
| 2014 | $44K | $47K | $509 | $0 | — | View 990 |
| 2013 | $49K | $50K | $5K | $2K | — | View 990 |
| 2012 | $51K | $45K | $5K | $1K | — | View 990 |
| 2011 | $37K | $40K | $938 | $3K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $89K, expenses of $94K, and assets of $2K (revenue +6.7% year-over-year).
- 2022: Revenue of $84K, expenses of $83K, and assets of $6K (revenue +9.4% year-over-year).
- 2021: Revenue of $76K, expenses of $87K, and assets of $300 (revenue -29.5% year-over-year).
- 2020: Revenue of $108K, expenses of $100K, and assets of $7K (revenue +27.6% year-over-year).
- 2019: Revenue of $85K, expenses of $85K, and assets of $2K (revenue +0.6% year-over-year).
- 2018: Revenue of $84K, expenses of $86K, and assets of $238 (revenue +49.8% year-over-year).
- 2017: Revenue of $56K, expenses of $58K, and assets of $188 (revenue +9.6% year-over-year).
- 2016: Revenue of $51K, expenses of $53K, and assets of $1K (revenue -8.6% year-over-year).
- 2015: Revenue of $56K, expenses of $55K, and assets of $2K (revenue +27.6% year-over-year).
- 2014: Revenue of $44K, expenses of $47K, and assets of $509 (revenue -10.1% year-over-year).
- 2013: Revenue of $49K, expenses of $50K, and assets of $5K (revenue -4.4% year-over-year).
- 2012: Revenue of $51K, expenses of $45K, and assets of $5K (revenue +37.1% year-over-year).
- 2011: Revenue of $37K, expenses of $40K, and assets of $938.
Data Sources and Methodology
This transparency report for Montana Fiduciary Management Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.