New England Music Camp Association
New England Music Camp Association frequently operates at a deficit, with liabilities more than doubling in a decade.
EIN: 10265648 · Sidney, ME · Updated: 2026-03-28
Is New England Music Camp Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
New England Music Camp Association directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About New England Music Camp Association
New England Music Camp Association (EIN: 10265648) is a nonprofit organization based in Sidney, ME. The organization reported total revenue of $4.2M and total assets of $8.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of New England Music Camp Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
New England Music Camp Association is a mid-size nonprofit that has been operating for 88 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of 6.2%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $3.6M |
| Total Expenses | $3.7M |
| Surplus / Deficit | $-39,748 |
| Total Assets | $8.3M |
| Total Liabilities | $5.2M |
| Net Assets | $3.1M |
| Operating Margin | -1.1% |
| Debt-to-Asset Ratio | 62.5% |
| Months of Reserves | 27.2 months |
Financial Health Grade: C
In 2023, New England Music Camp Association reported a deficit of $40K with expenses exceeding revenue, holds 27.2 months of operating reserves (strong position), has a debt-to-asset ratio of 62.5% (high leverage).
Financial Trends
Over 14 years of filings (2010–2023), New England Music Camp Association's revenue has grown at a compound annual growth rate (CAGR) of 6.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +20.9% | +6.8% | +2.3% |
| 2022 | -5.3% | +17.9% | -2.1% |
| 2021 | +145.9% | +32.4% | +1.1% |
| 2020 | -49.1% | -23.9% | -0.5% |
| 2019 | +21.7% | +4.5% | -0.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1938 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates New England Music Camp Association with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, New England Music Camp Association allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $40K, with expenses exceeding revenue.
- Debt-to-asset ratio: 62.5%.
Executive Compensation Analysis
Executive compensation is highly transparent, with 0% officer compensation reported across all 14 filings, suggesting either volunteer leadership or compensation structured outside of typical officer categories, which is commendable for an organization of its size with assets around $8 million.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of New England Music Camp Association's IRS 990 filings:
- Consistent operational deficits (expenses exceeding revenue in 8 of 10 years)
- Significant increase in liabilities, more than doubling from $2.15M in 2014 to $5.22M in 2023
- Revenue volatility, with significant drops (e.g., $3.17M in 2021 to $1.29M in 2020)
Strengths
The following positive indicators were identified for New England Music Camp Association:
- Strong asset base, consistently around $8 million over the past decade
- Excellent transparency regarding executive compensation (0% officer compensation reported)
- Long operating history with 14 filings, indicating established presence
Frequently Asked Questions about New England Music Camp Association
Is New England Music Camp Association a legitimate charity?
Based on AI analysis of IRS 990 filings, New England Music Camp Association (EIN: 10265648) some concerns. Mission Score: 70/100. 3 red flags identified, 3 strengths noted.
How does New England Music Camp Association spend its money?
New England Music Camp Association directs 75% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to New England Music Camp Association tax-deductible?
New England Music Camp Association is registered as a tax-exempt nonprofit (EIN: 10265648). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Is New England Music Camp Association financially sustainable given its consistent operational deficits?
The organization has frequently spent more than it earned, with expenses exceeding revenue in 8 out of the last 10 years. While it has a substantial asset base of over $8 million, this trend of deficit spending, coupled with increasing liabilities, raises questions about long-term financial sustainability if not addressed.
What is the nature of the significant increase in liabilities from $2.15M in 2014 to $5.22M in 2023?
The provided data does not specify the nature of these liabilities. A more detailed review of the IRS 990 forms would be necessary to understand if these are program-related, debt, or other obligations, and their implications for the organization's financial health.
How does the organization cover its operational deficits?
Without detailed financial statements, it's unclear how these deficits are covered. Possible sources include drawing from reserves, non-operating income (like investment gains), or new debt, which would align with the observed increase in liabilities.
What is the organization's strategy for revenue generation to match or exceed expenses?
The consistent revenue fluctuations and frequent deficits suggest that revenue generation has not consistently kept pace with expenses. A clear strategy for increasing sustainable revenue streams would be beneficial for long-term stability.
Is the 0% officer compensation indicative of volunteer leadership or other compensation structures?
The consistent reporting of 0% officer compensation strongly suggests that the top leadership is either volunteer-based or compensated through mechanisms not classified as 'officer compensation' on the 990. This is a positive indicator of financial prudence and transparency regarding executive pay.
Filing History
IRS 990 filing history for New England Music Camp Association showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), New England Music Camp Association's revenue has grown by 119.6%, moving from $1.7M to $3.6M. Total assets increased by 32.1% over the same period, from $6.3M to $8.3M. Total functional expenses rose by 127.5%, from $1.6M to $3.7M. In its most recent filing year (2023), New England Music Camp Association reported a deficit of $40K, with expenses exceeding revenue. The organization holds $5.2M in liabilities against $8.3M in assets (debt-to-asset ratio: 62.5%), resulting in net assets of $3.1M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $3.6M | $3.7M | $8.3M | $5.2M | — | — |
| 2022 | $3.0M | $3.4M | $8.2M | $5.0M | — | View 990 |
| 2021 | $3.2M | $2.9M | $8.3M | $4.7M | — | View 990 |
| 2020 | $1.3M | $2.2M | $8.2M | $4.9M | — | View 990 |
| 2019 | $2.5M | $2.9M | $8.3M | $4.1M | — | View 990 |
| 2018 | $2.1M | $2.8M | $8.3M | $3.7M | — | View 990 |
| 2017 | $2.4M | $2.9M | $8.0M | $2.9M | — | View 990 |
| 2016 | $2.3M | $2.6M | $8.0M | $2.5M | — | View 990 |
| 2015 | $2.8M | $2.3M | $8.1M | $2.4M | — | View 990 |
| 2014 | $2.1M | $2.5M | $7.4M | $2.2M | — | View 990 |
| 2013 | $1.9M | $2.3M | $7.6M | $1.9M | — | View 990 |
| 2012 | $1.8M | $1.9M | $7.1M | $1.3M | — | View 990 |
| 2011 | $1.8M | $1.7M | $6.3M | $705K | — | View 990 |
| 2010 | $1.7M | $1.6M | $6.3M | $499K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $3.6M, expenses of $3.7M, and assets of $8.3M (revenue +20.9% year-over-year).
- 2022: Revenue of $3.0M, expenses of $3.4M, and assets of $8.2M (revenue -5.3% year-over-year).
- 2021: Revenue of $3.2M, expenses of $2.9M, and assets of $8.3M (revenue +145.9% year-over-year).
- 2020: Revenue of $1.3M, expenses of $2.2M, and assets of $8.2M (revenue -49.1% year-over-year).
- 2019: Revenue of $2.5M, expenses of $2.9M, and assets of $8.3M (revenue +21.7% year-over-year).
- 2018: Revenue of $2.1M, expenses of $2.8M, and assets of $8.3M (revenue -13.8% year-over-year).
- 2017: Revenue of $2.4M, expenses of $2.9M, and assets of $8.0M (revenue +3.6% year-over-year).
- 2016: Revenue of $2.3M, expenses of $2.6M, and assets of $8.0M (revenue -15.2% year-over-year).
- 2015: Revenue of $2.8M, expenses of $2.3M, and assets of $8.1M (revenue +31.4% year-over-year).
- 2014: Revenue of $2.1M, expenses of $2.5M, and assets of $7.4M (revenue +8.4% year-over-year).
- 2013: Revenue of $1.9M, expenses of $2.3M, and assets of $7.6M (revenue +5.4% year-over-year).
- 2012: Revenue of $1.8M, expenses of $1.9M, and assets of $7.1M (revenue -0.8% year-over-year).
- 2011: Revenue of $1.8M, expenses of $1.7M, and assets of $6.3M (revenue +11.6% year-over-year).
- 2010: Revenue of $1.7M, expenses of $1.6M, and assets of $6.3M.
Data Sources and Methodology
This transparency report for New England Music Camp Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.