New Fordham Housing Development Fund Corp

New Fordham Housing Development Fund Corp consistently operates at a deficit, drawing down assets over the past decade.

EIN: 133839101 · Bronx, NY · NTEE: I20 · Updated: 2026-03-28

$1.7MRevenue
$2.9MAssets
65/100Mission Score (Good)
I20

Is New Fordham Housing Development Fund Corp Legit?

Some Concerns

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

New Fordham Housing Development Fund Corp directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About New Fordham Housing Development Fund Corp

New Fordham Housing Development Fund Corp (EIN: 133839101) is a nonprofit organization based in Bronx, NY, classified under NTEE code I20. The organization reported total revenue of $1.7M and total assets of $2.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of New Fordham Housing Development Fund Corp's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

14Years Operating
Mid-SizeSize Classification
13Years of Filings
MixedRevenue Trajectory

New Fordham Housing Development Fund Corp is a mid-size nonprofit that has been operating for 14 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -9.6%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$1.7M
Total Expenses$2.0M
Surplus / Deficit$-371,712
Total Assets$3.0M
Total Liabilities$726K
Net Assets$2.3M
Operating Margin-22.5%
Debt-to-Asset Ratio24.1%
Months of Reserves17.8 months

Financial Health Grade: B

In 2023, New Fordham Housing Development Fund Corp reported a deficit of $372K with expenses exceeding revenue, holds 17.8 months of operating reserves (strong position), has a debt-to-asset ratio of 24.1% (moderate leverage).

Financial Trends

Over 13 years of filings (2011–2023), New Fordham Housing Development Fund Corp's revenue has declined at a compound annual growth rate (CAGR) of -9.6%.

YearRevenue ChangeExpense ChangeAsset Change
2023+0.2%+4.3%-9.1%
2022+1.0%-2.8%-9.3%
2021+0.8%+12.5%-1.3%
2020+1.0%+2.3%+0.9%
2019+1.9%-2.1%-1.2%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2012

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

New Fordham Housing Development Fund Corp, operating in the Bronx, NY, demonstrates a consistent operational deficit over the past decade, with expenses regularly exceeding revenue. For instance, in 2023, expenses were $2,026,731 against revenues of $1,655,019, indicating a reliance on existing assets or other funding sources to cover shortfalls. While the organization's assets have seen a gradual decline from $4,114,523 in 2014 to $3,005,054 in 2023, this decline is not precipitous given the consistent deficits. The NTEE code I20 suggests a focus on housing and shelter, which aligns with its mission. The absence of reported officer compensation across all filings indicates either a volunteer-led executive team or compensation being reported under other expense categories, which could impact transparency if not clearly disclosed elsewhere. The organization's financial health appears stable despite the recurring deficits, likely due to its substantial asset base. However, the long-term sustainability of operating at a loss warrants closer examination. The consistent revenue stream, hovering around $1.6 million in recent years, suggests a steady funding model, but it's insufficient to cover current operational costs. The lack of reported officer compensation is a positive indicator for donor confidence regarding executive pay, but a detailed breakdown of program, administrative, and fundraising expenses would provide a clearer picture of spending efficiency. Without this breakdown, it's challenging to fully assess how effectively funds are being utilized for its housing development mission.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates New Fordham Housing Development Fund Corp with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, New Fordham Housing Development Fund Corp allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$1.7MTotal Revenue
$2.0MTotal Expenses
$3.0MTotal Assets
$726KTotal Liabilities
$2.3MNet Assets

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, suggesting either a volunteer executive leadership or compensation being categorized under other operational expenses, which enhances perceived efficiency but could obscure full compensation details.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of New Fordham Housing Development Fund Corp's IRS 990 filings:

Strengths

The following positive indicators were identified for New Fordham Housing Development Fund Corp:

Frequently Asked Questions about New Fordham Housing Development Fund Corp

Is New Fordham Housing Development Fund Corp a legitimate charity?

Based on AI analysis of IRS 990 filings, New Fordham Housing Development Fund Corp (EIN: 133839101) some concerns. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.

How does New Fordham Housing Development Fund Corp spend its money?

New Fordham Housing Development Fund Corp directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to New Fordham Housing Development Fund Corp tax-deductible?

New Fordham Housing Development Fund Corp is registered as a tax-exempt nonprofit (EIN: 133839101). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How does New Fordham Housing Development Fund Corp cover its consistent operational deficits?

The organization appears to cover its operational deficits by drawing down its assets, which have decreased from over $4.1 million in 2014 to $3.0 million in 2023, or through other undisclosed funding mechanisms.

What is the long-term sustainability plan given the recurring expenses exceeding revenue?

Without a shift in revenue generation or expense reduction, the current operational model is not sustainable in the long term as it relies on depleting existing assets.

Are there any executives or officers receiving compensation not reported as 'Officer Comp'?

The filings consistently show 0% officer compensation, which could mean executives are volunteers or their compensation is reported under other expense lines, requiring further investigation for full transparency.

Filing History

IRS 990 filing history for New Fordham Housing Development Fund Corp showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), New Fordham Housing Development Fund Corp's revenue has declined by 70.3%, moving from $5.6M to $1.7M. Total assets decreased by 30.1% over the same period, from $4.3M to $3.0M. Total functional expenses rose by 45.6%, from $1.4M to $2.0M. In its most recent filing year (2023), New Fordham Housing Development Fund Corp reported a deficit of $372K, with expenses exceeding revenue. The organization holds $726K in liabilities against $3.0M in assets (debt-to-asset ratio: 24.1%), resulting in net assets of $2.3M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $1.7M $2.0M $3.0M $726K
2022 $1.7M $1.9M $3.3M $656K View 990
2021 $1.6M $2.0M $3.6M $705K View 990
2020 $1.6M $1.8M $3.7M $386K
2019 $1.6M $1.7M $3.7M $199K View 990
2018 $1.6M $1.8M $3.7M $111K View 990
2017 $1.5M $1.6M $3.9M $100K View 990
2016 $1.4M $1.5M $4.0M $91K View 990
2015 $1.4M $1.4M $4.1M $110K View 990
2014 $1.4M $1.4M $4.1M $105K View 990
2013 $1.4M $1.4M $4.2M $125K View 990
2012 $1.3M $1.5M $4.1M $136K View 990
2011 $5.6M $1.4M $4.3M $100K View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for New Fordham Housing Development Fund Corp is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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