North Country Chamber Of Commerce

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North Country Chamber Of Commerce Form 990, Revenue, CEO Pay, and IRS Filing Signals

North Country Chamber Of Commerce is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around North Country Chamber Of Commerce in one place.

Is North Country Chamber Of Commerce Legit?

Some Concerns

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

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Across stored filings, North Country Chamber Of Commerce shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Request a concise report for North Country Chamber Of Commerce with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.

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North Country Chamber Of Commerce directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.

About North Country Chamber Of Commerce

North Country Chamber Of Commerce (EIN: 20448954) is a nonprofit organization based in Colebrook, NH, classified under NTEE code S41. The organization reported total revenue of $70K and total assets of $20K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of North Country Chamber Of Commerce's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

North Country Chamber Of Commerce is a micro nonprofit that has been operating for 10 years, with 11 years of IRS 990 filings on record (2013–2023). Revenue has grown at a compound annual rate of -14.0%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Financial Health Grade: B

In 2023, North Country Chamber Of Commerce reported a deficit of $124K with expenses exceeding revenue, holds 5.7 months of operating reserves (adequate), has a debt-to-asset ratio of 48.8% (moderate leverage).

Financial Trends

Over 11 years of filings (2013–2023), North Country Chamber Of Commerce's revenue has declined at a compound annual growth rate (CAGR) of -14.0%.

IRS Tax-Exempt Classification

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Mission Effectiveness Score

NonprofitSpending's AI analysis rates North Country Chamber Of Commerce with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

• admin: 20%
• programs: 70%
• fundraising: 10%

According to IRS 990 filings, North Country Chamber Of Commerce allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

• The organization reported a deficit of $124K, with expenses exceeding revenue.
• Debt-to-asset ratio: 48.8%.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no officers received compensation from the organization. This suggests a volunteer-driven leadership or that compensation, if any, falls below reporting thresholds, which is highly efficient for an organization of its size.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of North Country Chamber Of Commerce's IRS 990 filings:

• Significant operating deficit in 2023 ($124,358) where expenses ($130,993) vastly exceeded revenue ($6,635).
• Dramatic and inconsistent revenue fluctuations, from a high of $448,058 in 2020 to a low of $6,635 in 2023.
• Declining assets from a peak of $218,449 in 2020 to $62,551 in 2023, indicating a potential draw on reserves.

Strengths

The following positive indicators were identified for North Country Chamber Of Commerce:

• Consistent IRS 990 filing history (11 filings), indicating good compliance and transparency.
• 0% officer compensation reported across all available filings, suggesting efficient use of funds not allocated to executive salaries.
• Historically strong revenue periods, such as $448,058 in 2020 and $323,472 in 2019, demonstrating past capacity for significant financial activity.

Frequently Asked Questions about North Country Chamber Of Commerce

Filing History

IRS 990 filing history for North Country Chamber Of Commerce showing financial trends over 11 years of public records:

Over 11 years of IRS 990 filings (2013–2023), North Country Chamber Of Commerce's revenue has declined by 77.9%, moving from $30K to $7K. Total assets increased by 714.3% over the same period, from $8K to $63K. Total functional expenses rose by 293.2%, from $33K to $131K. In its most recent filing year (2023), North Country Chamber Of Commerce reported a deficit of $124K, with expenses exceeding revenue. The organization holds $31K in liabilities against $63K in assets (debt-to-asset ratio: 48.8%), resulting in net assets of $32K.

Year-by-Year Financial Summary

• 2023: Revenue of $7K, expenses of $131K, and assets of $63K (revenue -92.5% year-over-year).
• 2022: Revenue of $88K, expenses of $108K, and assets of $187K (revenue -45.5% year-over-year).
• 2021: Revenue of $162K, expenses of $77K, and assets of $207K (revenue -63.7% year-over-year).
• 2020: Revenue of $448K, expenses of $414K, and assets of $218K (revenue +38.5% year-over-year).
• 2019: Revenue of $323K, expenses of $290K, and assets of $179K (revenue +106.8% year-over-year).
• 2018: Revenue of $156K, expenses of $113K, and assets of $158K (revenue +29.6% year-over-year).
• 2017: Revenue of $121K, expenses of $91K, and assets of $97K (revenue +53.8% year-over-year).
• 2016: Revenue of $78K, expenses of $85K, and assets of $85K (revenue -25.8% year-over-year).
• 2015: Revenue of $106K, expenses of $78K, and assets of $0 (revenue +20.2% year-over-year).
• 2014: Revenue of $88K, expenses of $50K, and assets of $51K (revenue +192.8% year-over-year).
• 2013: Revenue of $30K, expenses of $33K, and assets of $8K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for North Country Chamber Of Commerce:

Data Sources and Methodology

This transparency report for North Country Chamber Of Commerce is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.