Northwest Connecticut Chambereducation Foundation Inc

Northwest Connecticut Chambereducation Foundation Inc. faces persistent deficits and declining assets.

EIN: 208919128 · Torrington, CT · NTEE: B99 · Updated: 2026-03-28

$7KRevenue
$28KAssets
45/100Mission Score (Fair)
B99

Is Northwest Connecticut Chambereducation Foundation Inc Legit?

Significant Concerns

GoodFiling Consistency
GoodSpending Efficiency
ModerateTransparency
4 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Northwest Connecticut Chambereducation Foundation Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.

About Northwest Connecticut Chambereducation Foundation Inc

Northwest Connecticut Chambereducation Foundation Inc (EIN: 208919128) is a nonprofit organization based in Torrington, CT, classified under NTEE code B99. The organization reported total revenue of $7K and total assets of $28K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Northwest Connecticut Chambereducation Foundation Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The Northwest Connecticut Chambereducation Foundation Inc. exhibits a concerning trend of declining revenue and consistent operating deficits in recent years. For instance, in 2023, the organization reported revenue of $6,542 against expenses of $7,302, resulting in a deficit. This pattern of spending more than it earns has been observed in multiple recent periods, including 2022 ($9,574 revenue vs. $10,009 expenses) and 2021 ($5,673 revenue vs. $5,777 expenses). While the organization's assets of $27,989 provide some buffer, the persistent deficits are eroding its financial stability, as evidenced by the decrease in assets from $37,033 in 2018 to $23,471 in 2023. The organization's liabilities have also remained significant, reaching $10,933 in 2023, which is a substantial portion of its assets. Spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. However, the consistent operational losses suggest that current revenue streams are insufficient to cover its expenditures. The lack of officer compensation reported across all filings indicates a volunteer-driven leadership, which can be a positive for efficiency, but the overall financial trajectory raises questions about long-term sustainability. The organization's transparency is generally good through its consistent IRS 990 filings, but the lack of detailed expense categories limits a deeper analysis of how funds are allocated. Overall, the foundation appears to be in a precarious financial position, marked by shrinking revenue, consistent deficits, and declining assets. While the absence of executive compensation is a positive, the organization needs to address its revenue generation and expense management to ensure its continued viability and impact.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Northwest Connecticut Chambereducation Foundation Inc with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Northwest Connecticut Chambereducation Foundation Inc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation across all available filings, indicating a volunteer-led structure which can be a positive for minimizing overhead costs.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Northwest Connecticut Chambereducation Foundation Inc's IRS 990 filings:

Strengths

The following positive indicators were identified for Northwest Connecticut Chambereducation Foundation Inc:

Frequently Asked Questions about Northwest Connecticut Chambereducation Foundation Inc

Is Northwest Connecticut Chambereducation Foundation Inc a legitimate charity?

Based on AI analysis of IRS 990 filings, Northwest Connecticut Chambereducation Foundation Inc (EIN: 208919128) significant concerns. Mission Score: 45/100. 4 red flags identified, 2 strengths noted.

How does Northwest Connecticut Chambereducation Foundation Inc spend its money?

Northwest Connecticut Chambereducation Foundation Inc directs 70% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Northwest Connecticut Chambereducation Foundation Inc tax-deductible?

Northwest Connecticut Chambereducation Foundation Inc is registered as a tax-exempt nonprofit (EIN: 208919128). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Is Northwest Connecticut Chambereducation Foundation Inc. financially sustainable?

The organization's financial sustainability is questionable given its consistent operating deficits in recent years (e.g., $7,302 expenses vs. $6,542 revenue in 2023) and declining assets from $37,033 in 2018 to $23,471 in 2023.

How has the organization's revenue trended over time?

Revenue has significantly declined from a peak of $112,881 in 2015 to $6,542 in 2023, indicating a substantial reduction in financial support or activity.

What is the organization's asset-to-liability ratio?

In 2023, the organization had assets of $23,471 and liabilities of $10,933, resulting in an asset-to-liability ratio of approximately 2.15:1, which is moderate but has been declining as assets shrink and liabilities remain significant.

Does the organization rely heavily on executive compensation?

No, the organization consistently reports 0% officer compensation, suggesting a volunteer-driven leadership model.

Filing History

IRS 990 filing history for Northwest Connecticut Chambereducation Foundation Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Northwest Connecticut Chambereducation Foundation Inc's revenue has declined by 68.7%, moving from $21K to $7K. Total assets decreased by 79.1% over the same period, from $112K to $23K. Total functional expenses fell by 67.6%, from $23K to $7K. In its most recent filing year (2023), Northwest Connecticut Chambereducation Foundation Inc reported a deficit of $760, with expenses exceeding revenue. The organization holds $11K in liabilities against $23K in assets (debt-to-asset ratio: 46.6%), resulting in net assets of $13K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp.PDF
2023 $7K $7K $23K $11K
2022 $10K $10K $25K $12K View 990
2021 $6K $6K $27K $13K
2020 $11K $11K $28K $15K View 990
2019 $20K $25K $30K $16K View 990
2018 $31K $32K $37K $19K View 990
2017 $20K $13K $37K $18K
2016 $70K $68K $31K $19K View 990
2015 $113K $71K $55K $45K View 990
2014 $75K $50K $44K $76K View 990
2013 $31K $103K $19K $76K View 990
2012 $16K $22K $100K $85K View 990
2011 $21K $23K $112K $92K View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for Northwest Connecticut Chambereducation Foundation Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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