Ovec Ikec Union Retiree Medical Tr

Ovec Ikec Union Retiree Medical Tr consistently grows assets with minimal expenses and no officer compensation.

EIN: 202499367 · Piketon, OH · NTEE: Y43 · Updated: 2026-03-28

$27.8MRevenue
$3.4MGross Revenue
$86.2MAssets
95/100Mission Score (Excellent)
Y43

Is Ovec Ikec Union Retiree Medical Tr Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

Ovec Ikec Union Retiree Medical Tr directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Ovec Ikec Union Retiree Medical Tr

Ovec Ikec Union Retiree Medical Tr (EIN: 202499367) is a nonprofit organization based in Piketon, OH, classified under NTEE code Y43. The organization reported total revenue of $27.8M and total assets of $86.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ovec Ikec Union Retiree Medical Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

20Years Operating
LargeSize Classification
13Years of Filings
MixedRevenue Trajectory

Ovec Ikec Union Retiree Medical Tr is a large nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.0%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$3.8M
Total Expenses$3.6M
Surplus / Deficit+$180K
Total Assets$84.9M
Net Assets$84.9M
Operating Margin4.8%
Months of Reserves283.7 months

Financial Health Grade: A

In 2023, Ovec Ikec Union Retiree Medical Tr reported a surplus of $180K with revenue exceeding expenses, holds 283.7 months of operating reserves (strong position).

Financial Trends

Over 13 years of filings (2011–2023), Ovec Ikec Union Retiree Medical Tr's revenue has grown at a compound annual growth rate (CAGR) of 2.0%.

YearRevenue ChangeExpense ChangeAsset Change
2023+10.9%+125.1%+0.1%
2022-46.3%-17.3%+2.2%
2021+40.0%+13.7%+5.6%
2020+23.2%+88.9%+3.2%
2019-27.4%-12.1%+4.4%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date2006

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

The Ovec Ikec Union Retiree Medical Tr appears to be a financially stable organization primarily focused on managing assets for retiree medical benefits. Over the past several years, the trust has consistently generated significant revenue, with the latest reported revenue at $27,793,751 and assets growing to $86,213,084. The organization demonstrates strong financial health with substantial assets and consistently low liabilities, often reported as $0. This indicates a well-managed fund with a clear purpose of maintaining long-term financial security for its beneficiaries. Spending efficiency is a key strength, as evidenced by the consistently low expense ratios relative to revenue and assets. For instance, in 2023, expenses were $3,592,216 against revenue of $3,772,268, showing that the majority of funds are retained or invested rather than consumed by operational costs. The absence of reported officer compensation further underscores a lean operational model, suggesting that administrative overhead is minimal. This structure is typical for a trust designed to hold and grow assets for future benefit distribution, rather than a charity engaged in direct program delivery. Transparency is high given the consistent filing of IRS Form 990s over 13 periods, providing a clear historical record of financial activity. The consistent reporting of $0 liabilities in most years also points to a straightforward financial structure. While the NTEE code Y43 (Pension and Retirement Funds) indicates its specific function, the lack of detailed program spending in the traditional sense (as it's an asset-holding trust) means a different lens is needed for 'program focus.' However, its mission to secure retiree medical benefits is clearly supported by its asset growth and conservative spending.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Ovec Ikec Union Retiree Medical Tr with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

According to IRS 990 filings, Ovec Ikec Union Retiree Medical Tr allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$3.8MTotal Revenue
$3.6MTotal Expenses
$84.9MTotal Assets
$84.9MNet Assets

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all available filings, indicating a highly efficient and volunteer-led or externally managed structure for a trust of its size ($86M in assets).

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Ovec Ikec Union Retiree Medical Tr:

Frequently Asked Questions about Ovec Ikec Union Retiree Medical Tr

Is Ovec Ikec Union Retiree Medical Tr a legitimate charity?

Based on AI analysis of IRS 990 filings, Ovec Ikec Union Retiree Medical Tr (EIN: 202499367) appears legitimate. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.

How does Ovec Ikec Union Retiree Medical Tr spend its money?

Ovec Ikec Union Retiree Medical Tr directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.

Are donations to Ovec Ikec Union Retiree Medical Tr tax-deductible?

Ovec Ikec Union Retiree Medical Tr is registered as a tax-exempt nonprofit (EIN: 202499367). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Is Ovec Ikec Union Retiree Medical Tr a good charity?

As a medical trust rather than a traditional charity, its 'goodness' is measured by its ability to preserve and grow assets for its beneficiaries. Based on its consistent asset growth, minimal expenses, and zero officer compensation, it appears to be very well-managed for its stated purpose.

How does the trust manage to have 0% officer compensation?

The filings consistently show 0% officer compensation, suggesting that the trust's oversight might be handled by volunteers, a board without paid executives, or through external management services where compensation is categorized differently within administrative expenses.

What are the primary expenses of the trust?

Given the nature of a medical trust, primary expenses would likely include investment management fees, legal and accounting services, and other administrative costs associated with maintaining and growing the fund, rather than direct program delivery costs.

Filing History

IRS 990 filing history for Ovec Ikec Union Retiree Medical Tr showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Ovec Ikec Union Retiree Medical Tr's revenue has grown by 26.1%, moving from $3.0M to $3.8M. Total assets increased by 76.5% over the same period, from $48.1M to $84.9M. Total functional expenses rose by 7001.6%, from $51K to $3.6M. In its most recent filing year (2023), Ovec Ikec Union Retiree Medical Tr reported a surplus of $180K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $3.8M $3.6M $84.9M $0 View 990
2022 $3.4M $1.6M $84.8M $0 View 990
2021 $6.3M $1.9M $83.0M $0 View 990
2020 $4.5M $1.7M $78.6M $0
2019 $3.7M $898K $76.2M $409K View 990
2018 $5.1M $1.0M $73.0M $0 View 990
2017 $4.1M $833K $69.0M $34K View 990
2016 $3.1M $668K $65.7M $0 View 990
2015 $2.8M $711K $63.3M $0 View 990
2014 $3.9M $29K $61.2M $0 View 990
2013 $5.4M $32K $57.4M $0 View 990
2012 $3.9M $29K $52.0M $1K View 990
2011 $3.0M $51K $48.1M $0 View 990

Year-by-Year Financial Summary

Data Sources and Methodology

This transparency report for Ovec Ikec Union Retiree Medical Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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