Raritan Yacht Club
Raritan Yacht Club: Steady Finances, Member-Focused Mission
EIN: 221444121 · Perth Amboy, NJ · Updated: 2026-04-04
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Raritan Yacht Club is mapped to EIN 221444121.
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13 stored filing years available.
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| Metric | Value |
|---|---|
| Total Revenue | $1.5M |
| Total Expenses | $1.1M |
| Program Spending | 80% |
| Net Assets | $2.4M |
| Transparency Score | 75/100 |
Search Intent Cockpit
Raritan Yacht Club Form 990, Revenue, CEO Pay, and IRS Filing Signals
Raritan Yacht Club is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Raritan Yacht Club in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $1.1M and expenses of $1.1M.
Revenue and Expenses
Raritan Yacht Club reported $1.1M in revenue and $1.1M in expenses, a surplus of $41K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
75/100 mission score, 0 red flags, and 3 strengths are shown from structured and AI review.
Is Raritan Yacht Club Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
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Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $871K (80%) |
Across stored filings, Raritan Yacht Club shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Appears Legitimate | Good filing record; no red flags identified |
| Mission spend | 80% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and category context |
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Perth Amboy, NJ nonprofitsFollow the Money
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Raritan Yacht Club directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Raritan Yacht Club
Raritan Yacht Club (EIN: 221444121) is a nonprofit organization based in Perth Amboy, NJ. The organization reported total revenue of $1.5M and total assets of $2.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Raritan Yacht Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Raritan Yacht Club is a mid-size nonprofit that has been operating for 84 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 5.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $1.1M |
| Total Expenses | $1.1M |
| Surplus / Deficit | +$41K |
| Total Assets | $2.6M |
| Total Liabilities | $134K |
| Net Assets | $2.4M |
| Operating Margin | 3.7% |
| Debt-to-Asset Ratio | 5.2% |
| Months of Reserves | 28.2 months |
Financial Health Grade: A
In 2023, Raritan Yacht Club reported a surplus of $41K with revenue exceeding expenses, holds 28.2 months of operating reserves (strong position), has a debt-to-asset ratio of 5.2% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Raritan Yacht Club's revenue has grown at a compound annual growth rate (CAGR) of 5.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -5.7% | -8.9% | +7.3% |
| 2022 | +37.5% | +54.7% | -0.2% |
| 2021 | +18.9% | +23.9% | +4.9% |
| 2020 | -6.7% | -24.5% | +4.5% |
| 2019 | -13.7% | -6.7% | -2.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1942 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Raritan Yacht Club with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 80%
- fundraising: 10%
According to IRS 990 filings, Raritan Yacht Club allocates its expenses as follows: admin: 10%, programs: 80%, fundraising: 10%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $41K, with revenue exceeding expenses.
- Debt-to-asset ratio: 5.2%.
Executive Compensation Analysis
Executive compensation is not explicitly detailed in the provided data, suggesting it is either minimal, covered under general administrative costs, or not reported as separate compensation for key employees.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Raritan Yacht Club:
- Consistent revenue and asset base over several years.
- Maintains a healthy asset-to-liability ratio.
- Stable financial operations with expenses generally in line with revenues.
Frequently Asked Questions about Raritan Yacht Club
Is Raritan Yacht Club a legitimate charity?
Raritan Yacht Club (EIN: 221444121) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $1.5M. No red flags identified. 3 strengths noted. Financial health grade: A.
How does Raritan Yacht Club spend its money?
Raritan Yacht Club directs 80% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to Raritan Yacht Club tax-deductible?
Raritan Yacht Club is registered as a tax-exempt nonprofit (EIN: 221444121). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Raritan Yacht Club's spending goes to programs?
Raritan Yacht Club directs 80% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Raritan Yacht Club located?
Raritan Yacht Club is headquartered in Perth Amboy, New Jersey and files with the IRS under EIN 221444121.
How many years of IRS 990 filings does Raritan Yacht Club have?
Raritan Yacht Club has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.5M in total revenue.
What does Raritan Yacht Club do?
Raritan Yacht Club is a nonprofit organization in the Unknown sector, located in Perth Amboy, New Jersey. It is classified under NTEE code Unknown.
How much revenue does Raritan Yacht Club have?
Raritan Yacht Club reported total revenue of $1,486,294. Based on 13 IRS 990 filings on record.
What are Raritan Yacht Club's total assets?
Raritan Yacht Club holds total assets of $2,631,468 as reported in IRS 990 filings.
Where is Raritan Yacht Club located?
Raritan Yacht Club is based in Perth Amboy, New Jersey.
What is Raritan Yacht Club's EIN?
Raritan Yacht Club's Employer Identification Number (EIN) is 221444121. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Raritan Yacht Club?
Raritan Yacht Club is classified under NTEE code Unknown (Unknown).
Is Raritan Yacht Club a registered 501(c)(3)?
Raritan Yacht Club appears in IRS records (EIN: 221444121). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Raritan Yacht Club file IRS Form 990?
Yes, Raritan Yacht Club has 13 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Raritan Yacht Club's revenue in 2023?
In the 202312 filing period, Raritan Yacht Club reported total revenue of $1,130,434, total expenses of $1,088,980, and net assets of $2,554,652.
Is Raritan Yacht Club's revenue growing or declining?
Raritan Yacht Club's revenue is declining. Revenue went from $1,198,889 (202212) to $1,130,434 (202312), a -5.7% change. Based on 13 filings on record.
What is Raritan Yacht Club's most recent 990 filing?
The most recent IRS Form 990 filing for Raritan Yacht Club covers tax period 202312. It shows revenue of $1,130,434, expenses of $1,088,980, total assets of $2,554,652, and liabilities of $133,631.
How much does Raritan Yacht Club spend on programs vs administration?
Based on IRS 990 analysis, Raritan Yacht Club allocates approximately 80% of expenses to program services, 10% to administrative costs, and 10% to fundraising. This indicates strong program focus.
Is Raritan Yacht Club a trustworthy charity?
Based on AI analysis of IRS 990 data, Raritan Yacht Club appears trustworthy. Mission Score: 75/100 (Good). No red flags identified. 3 strengths noted.
What are Raritan Yacht Club's strengths?
Positive indicators for Raritan Yacht Club include: Consistent revenue and asset base over several years.. Maintains a healthy asset-to-liability ratio.. Stable financial operations with expenses generally in line with revenues.. These findings are derived from AI analysis of the organization's financial filings.
How does Raritan Yacht Club compensate executives?
Executive compensation is not explicitly detailed in the provided data, suggesting it is either minimal, covered under general administrative costs, or not reported as separate compensation for key employees. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How transparent is Raritan Yacht Club?
• Financial statements are consistently filed, showing regular activity. • No specific transparency report or detailed program impact statements are readily available beyond standard filings. • The organization's 990 forms provide a basic overview of revenues and expenses. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.
Given the 'Yacht Club' designation, how does the organization balance its recreational purpose with any potential community or charitable contributions?
The provided data primarily reflects financial health and operational stability typical of a membership-based recreational organization. Without further program details, it's difficult to assess specific community or charitable contributions beyond its direct member services.
What is the primary source of the 'revenue' reported, and how does it align with the organization's mission?
Given the nature of a yacht club, the primary revenue sources are likely membership dues, event fees, and potentially marina services. This aligns directly with a mission focused on providing recreational and social facilities for its members.
Filing History
IRS 990 filing history for Raritan Yacht Club showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Raritan Yacht Club's revenue has grown by 79.8%, moving from $629K to $1.1M. Total assets increased by 48.1% over the same period, from $1.7M to $2.6M. Total functional expenses rose by 79.3%, from $607K to $1.1M. In its most recent filing year (2023), Raritan Yacht Club reported a surplus of $41K, with revenue exceeding expenses. The organization holds $134K in liabilities against $2.6M in assets (debt-to-asset ratio: 5.2%), resulting in net assets of $2.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $1.1M | $1.1M | $2.6M | $134K | — | — |
| 2022 | $1.2M | $1.2M | $2.4M | $14K | — | — |
| 2021 | $872K | $773K | $2.4M | $23K | — | View 990 |
| 2020 | $733K | $624K | $2.3M | $12K | — | — |
| 2019 | $786K | $826K | $2.2M | $22K | — | View 990 |
| 2018 | $911K | $886K | $2.2M | $45K | — | View 990 |
| 2017 | $901K | $904K | $2.2M | $61K | — | View 990 |
| 2016 | $977K | $972K | $2.5M | $291K | — | View 990 |
| 2015 | $1.2M | $962K | $2.5M | $330K | — | View 990 |
| 2014 | $870K | $951K | $2.4M | $473K | — | View 990 |
| 2013 | $1.2M | $822K | $2.2M | $197K | — | View 990 |
| 2012 | $641K | $696K | $2.3M | $672K | — | View 990 |
| 2011 | $629K | $607K | $1.7M | $36K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $1.1M, expenses of $1.1M, and assets of $2.6M (revenue -5.7% year-over-year).
- 2022: Revenue of $1.2M, expenses of $1.2M, and assets of $2.4M (revenue +37.5% year-over-year).
- 2021: Revenue of $872K, expenses of $773K, and assets of $2.4M (revenue +18.9% year-over-year).
- 2020: Revenue of $733K, expenses of $624K, and assets of $2.3M (revenue -6.7% year-over-year).
- 2019: Revenue of $786K, expenses of $826K, and assets of $2.2M (revenue -13.7% year-over-year).
- 2018: Revenue of $911K, expenses of $886K, and assets of $2.2M (revenue +1.1% year-over-year).
- 2017: Revenue of $901K, expenses of $904K, and assets of $2.2M (revenue -7.8% year-over-year).
- 2016: Revenue of $977K, expenses of $972K, and assets of $2.5M (revenue -17.0% year-over-year).
- 2015: Revenue of $1.2M, expenses of $962K, and assets of $2.5M (revenue +35.3% year-over-year).
- 2014: Revenue of $870K, expenses of $951K, and assets of $2.4M (revenue -28.7% year-over-year).
- 2013: Revenue of $1.2M, expenses of $822K, and assets of $2.2M (revenue +90.5% year-over-year).
- 2012: Revenue of $641K, expenses of $696K, and assets of $2.3M (revenue +2.0% year-over-year).
- 2011: Revenue of $629K, expenses of $607K, and assets of $1.7M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Raritan Yacht Club:
Data Sources and Methodology
This transparency report for Raritan Yacht Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.