San Luis Obispo County Housing Trust Fund
San Luis Obispo County Housing Trust Fund consistently grows assets with zero reported officer compensation.
EIN: 134243257 · Sn Luis Obisp, CA · NTEE: L20 · Updated: 2026-03-28
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San Luis Obispo County Housing Trust Fund is mapped to EIN 134243257.
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13 stored filing years available.
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90% program spend, health grade A
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| Metric | Value |
|---|---|
| Total Revenue | $8.6M |
| Total Expenses | $700K |
| Program Spending | 90% |
| Net Assets | $12.7M |
| Transparency Score | 95/100 |
Search Intent Cockpit
San Luis Obispo County Housing Trust Fund Form 990, Revenue, CEO Pay, and IRS Filing Signals
San Luis Obispo County Housing Trust Fund is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around San Luis Obispo County Housing Trust Fund in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $2.4M and expenses of $700K.
Revenue and Expenses
San Luis Obispo County Housing Trust Fund reported $2.4M in revenue and $700K in expenses, a surplus of $1.7M.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
95/100 mission score, 0 red flags, and 4 strengths are shown from structured and AI review.
Is San Luis Obispo County Housing Trust Fund Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
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Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $630K (90%) |
Across stored filings, San Luis Obispo County Housing Trust Fund shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Appears Legitimate | Good filing record; no red flags identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Butte County Fire Safe Council | California and Category L context |
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Sn Luis Obisp, CA nonprofitsCategory L in California
Human Services in California
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San Luis Obispo County Housing Trust Fund directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About San Luis Obispo County Housing Trust Fund
San Luis Obispo County Housing Trust Fund (EIN: 134243257) is a nonprofit organization based in Sn Luis Obisp, CA, classified under NTEE code L20. The organization reported total revenue of $8.6M and total assets of $25.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of San Luis Obispo County Housing Trust Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
San Luis Obispo County Housing Trust Fund is a mid-size nonprofit that has been operating for 23 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.5%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.4M |
| Total Expenses | $700K |
| Surplus / Deficit | +$1.7M |
| Total Assets | $21.7M |
| Total Liabilities | $9.0M |
| Net Assets | $12.7M |
| Operating Margin | 70.4% |
| Debt-to-Asset Ratio | 41.6% |
| Months of Reserves | 371.7 months |
Financial Health Grade: A
In 2023, San Luis Obispo County Housing Trust Fund reported a surplus of $1.7M with revenue exceeding expenses, holds 371.7 months of operating reserves (strong position), has a debt-to-asset ratio of 41.6% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), San Luis Obispo County Housing Trust Fund's revenue has grown at a compound annual growth rate (CAGR) of 1.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +206.5% | +34.1% | +11.6% |
| 2022 | -70.9% | -2.1% | +18.5% |
| 2021 | +21.9% | -6.4% | +10.3% |
| 2020 | +225.1% | -2.4% | +8.7% |
| 2019 | -60.9% | +31.2% | +2.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2003 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates San Luis Obispo County Housing Trust Fund with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 5%
- programs: 90%
- fundraising: 5%
According to IRS 990 filings, San Luis Obispo County Housing Trust Fund allocates its expenses as follows: admin: 5%, programs: 90%, fundraising: 5%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $1.7M, with revenue exceeding expenses.
- Debt-to-asset ratio: 41.6%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that executive leadership is either unpaid, volunteer-based, or compensated through general staff salaries rather than specific officer compensation, which is a positive indicator of financial efficiency.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for San Luis Obispo County Housing Trust Fund:
- Consistent asset growth, from $7.48M in 2014 to $21.68M in 2023.
- Zero reported officer compensation across all 13 filings, indicating high efficiency.
- Healthy revenue-to-expense ratio, with revenue significantly exceeding expenses in most periods (e.g., $2.36M revenue vs. $0.70M expenses in 202312).
- Strong program focus implied by low administrative overhead and mission-driven asset accumulation.
Frequently Asked Questions about San Luis Obispo County Housing Trust Fund
Is San Luis Obispo County Housing Trust Fund a legitimate charity?
San Luis Obispo County Housing Trust Fund (EIN: 134243257) is a registered tax-exempt nonprofit based in California. Our AI analysis gives it a Mission Score of 95/100. It has 13 years of IRS 990 filings on record. Total revenue: $8.6M. No red flags identified. 4 strengths noted. Financial health grade: A.
How does San Luis Obispo County Housing Trust Fund spend its money?
San Luis Obispo County Housing Trust Fund directs 90% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to San Luis Obispo County Housing Trust Fund tax-deductible?
San Luis Obispo County Housing Trust Fund is registered as a tax-exempt nonprofit (EIN: 134243257). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of San Luis Obispo County Housing Trust Fund's spending goes to programs?
San Luis Obispo County Housing Trust Fund directs 90% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does San Luis Obispo County Housing Trust Fund compare to similar nonprofits?
With a transparency score of 95/100 (Excellent), San Luis Obispo County Housing Trust Fund is above average for NTEE category L20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is San Luis Obispo County Housing Trust Fund located?
San Luis Obispo County Housing Trust Fund is headquartered in Sn Luis Obisp, California and files with the IRS under EIN 134243257. It is classified under NTEE code L20.
How many years of IRS 990 filings does San Luis Obispo County Housing Trust Fund have?
San Luis Obispo County Housing Trust Fund has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $8.6M in total revenue.
Is San Luis Obispo County Housing Trust Fund a good charity?
Based on its financial data, the San Luis Obispo County Housing Trust Fund appears to be a very good charity. It consistently grows its assets, maintains a healthy revenue-to-expense ratio, and reports no officer compensation, suggesting a strong focus on its mission and efficient use of funds.
How has the organization's financial health changed over time?
The organization has shown significant financial growth. Its assets have increased from $7,480,081 in 201412 to $21,684,022 in 202312, and revenue has fluctuated but generally trended upwards, demonstrating sustained financial health and capacity building.
What is the organization's approach to executive compensation?
The organization reports 0% officer compensation in all available IRS 990 filings, indicating a highly lean approach to executive pay, potentially relying on volunteer leadership or integrating executive salaries within broader operational expenses, which is a strong positive for efficiency.
Filing History
IRS 990 filing history for San Luis Obispo County Housing Trust Fund showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), San Luis Obispo County Housing Trust Fund's revenue has grown by 20%, moving from $2.0M to $2.4M. Total assets increased by 337.2% over the same period, from $5.0M to $21.7M. Total functional expenses rose by 161.3%, from $268K to $700K. In its most recent filing year (2023), San Luis Obispo County Housing Trust Fund reported a surplus of $1.7M, with revenue exceeding expenses. The organization holds $9.0M in liabilities against $21.7M in assets (debt-to-asset ratio: 41.6%), resulting in net assets of $12.7M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $2.4M | $700K | $21.7M | $9.0M | — | — |
| 2022 | $771K | $522K | $19.4M | $7.6M | — | View 990 |
| 2021 | $2.6M | $533K | $16.4M | $4.8M | — | View 990 |
| 2020 | $2.2M | $569K | $14.9M | $5.4M | — | — |
| 2019 | $668K | $583K | $13.7M | $5.8M | — | View 990 |
| 2018 | $1.7M | $445K | $13.3M | $5.5M | — | View 990 |
| 2017 | $1.1M | $389K | $10.7M | $4.3M | — | View 990 |
| 2016 | $472K | $288K | $10.3M | $4.5M | — | View 990 |
| 2015 | $392K | $282K | $9.3M | $3.7M | — | View 990 |
| 2014 | $1.6M | $288K | $7.5M | $2.0M | — | View 990 |
| 2013 | $627K | $257K | $5.4M | $1.3M | — | View 990 |
| 2012 | $847K | $261K | $5.0M | $1.1M | — | View 990 |
| 2011 | $2.0M | $268K | $5.0M | $1.7M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $2.4M, expenses of $700K, and assets of $21.7M (revenue +206.5% year-over-year).
- 2022: Revenue of $771K, expenses of $522K, and assets of $19.4M (revenue -70.9% year-over-year).
- 2021: Revenue of $2.6M, expenses of $533K, and assets of $16.4M (revenue +21.9% year-over-year).
- 2020: Revenue of $2.2M, expenses of $569K, and assets of $14.9M (revenue +225.1% year-over-year).
- 2019: Revenue of $668K, expenses of $583K, and assets of $13.7M (revenue -60.9% year-over-year).
- 2018: Revenue of $1.7M, expenses of $445K, and assets of $13.3M (revenue +62.1% year-over-year).
- 2017: Revenue of $1.1M, expenses of $389K, and assets of $10.7M (revenue +123.6% year-over-year).
- 2016: Revenue of $472K, expenses of $288K, and assets of $10.3M (revenue +20.3% year-over-year).
- 2015: Revenue of $392K, expenses of $282K, and assets of $9.3M (revenue -75.6% year-over-year).
- 2014: Revenue of $1.6M, expenses of $288K, and assets of $7.5M (revenue +156.6% year-over-year).
- 2013: Revenue of $627K, expenses of $257K, and assets of $5.4M (revenue -26.0% year-over-year).
- 2012: Revenue of $847K, expenses of $261K, and assets of $5.0M (revenue -57.0% year-over-year).
- 2011: Revenue of $2.0M, expenses of $268K, and assets of $5.0M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for San Luis Obispo County Housing Trust Fund:
Data Sources and Methodology
This transparency report for San Luis Obispo County Housing Trust Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.