Sanders County Community Housing Organization Inc
Sanders County Community Housing Organization consistently spends more than it earns, yet maintains strong asset growth and no reported officer compensation.
EIN: 203148637 · Thompson Fls, MT · NTEE: L20 · Updated: 2026-03-28
Source Check Matrix
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Sanders County Community Housing Organization Inc is mapped to EIN 203148637.
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| Metric | Value |
|---|---|
| Total Revenue | $270K |
| Total Expenses | $147K |
| Program Spending | 80% |
| Net Assets | $924K |
| Transparency Score | 75/100 |
Search Intent Cockpit
Sanders County Community Housing Organization Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
Sanders County Community Housing Organization Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Sanders County Community Housing Organization Inc in one place.
Form 990 Filing Summary
10 filing years are available, with latest revenue of $122K and expenses of $147K.
Revenue and Expenses
Sanders County Community Housing Organization Inc reported $122K in revenue and $147K in expenses, a deficit of $25K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
75/100 mission score, 2 red flags, and 4 strengths are shown from structured and AI review.
Is Sanders County Community Housing Organization Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $118K (80%) |
Across stored filings, Sanders County Community Housing Organization Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 80% to programs | Excellent |
| Financial durability | Grade B | 10 stored filing years |
| Peer context | Compare with Montana 4 H Foundation Inc | Montana and Category L context |
Trust Check
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Thompson Fls, MT nonprofitsCategory L in Montana
Human Services in Montana
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Sanders County Community Housing Organization Inc directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Sanders County Community Housing Organization Inc
Sanders County Community Housing Organization Inc (EIN: 203148637) is a nonprofit organization based in Thompson Fls, MT, classified under NTEE code L20. The organization reported total revenue of $270K and total assets of $972K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Sanders County Community Housing Organization Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Sanders County Community Housing Organization Inc is a small nonprofit that has been operating for 12 years, with 10 years of IRS 990 filings on record (2013–2023). Revenue has grown at a compound annual rate of 7.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $122K |
| Total Expenses | $147K |
| Surplus / Deficit | $-24,996 |
| Total Assets | $937K |
| Total Liabilities | $14K |
| Net Assets | $924K |
| Operating Margin | -20.4% |
| Debt-to-Asset Ratio | 1.5% |
| Months of Reserves | 76.4 months |
Financial Health Grade: B
In 2023, Sanders County Community Housing Organization Inc reported a deficit of $25K with expenses exceeding revenue, holds 76.4 months of operating reserves (strong position), has a debt-to-asset ratio of 1.5% (very low leverage).
Financial Trends
Over 10 years of filings (2013–2023), Sanders County Community Housing Organization Inc's revenue has grown at a compound annual growth rate (CAGR) of 7.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +29.1% | +23.4% | -2.3% |
| 2022 | -35.4% | -12.6% | -2.5% |
| 2021 | +22.2% | +21.9% | +452.4% |
| 2020 | +68.7% | +38.6% | +4.7% |
| 2019 | +6.5% | -7.2% | -45.9% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2014 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Sanders County Community Housing Organization Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Sanders County Community Housing Organization Inc allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $25K, with expenses exceeding revenue.
- Debt-to-asset ratio: 1.5%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating a volunteer-led executive team. This suggests that all funds are directed towards the organization's mission and operational costs, rather than executive salaries, which is commendable for a nonprofit of this size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Sanders County Community Housing Organization Inc's IRS 990 filings:
- Consistent operational deficits (expenses exceeding revenue in multiple periods, e.g., 2023, 2022, 2019, 2018, 2014, 2013)
- Lack of detailed expense breakdown (program, admin, fundraising) in the provided summary, limiting full spending efficiency analysis.
Strengths
The following positive indicators were identified for Sanders County Community Housing Organization Inc:
- Strong and growing asset base (from $178,075 in 2020 to $971,702 latest assets), indicating financial stability and capacity.
- Zero reported officer compensation across all filings, suggesting high efficiency in directing funds to mission-related activities.
- Low liabilities relative to assets (e.g., $13,769 liabilities vs. $937,275 assets in 2023), indicating strong financial health.
- Consistent filing history (10 filings), demonstrating transparency and compliance.
Frequently Asked Questions about Sanders County Community Housing Organization Inc
Is Sanders County Community Housing Organization Inc a legitimate charity?
Sanders County Community Housing Organization Inc (EIN: 203148637) is a registered tax-exempt nonprofit based in Montana. Our AI analysis gives it a Mission Score of 75/100. It has 10 years of IRS 990 filings on record. Total revenue: $270K. 2 red flags identified. 4 strengths noted. Financial health grade: B.
How does Sanders County Community Housing Organization Inc spend its money?
Sanders County Community Housing Organization Inc directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Sanders County Community Housing Organization Inc tax-deductible?
Sanders County Community Housing Organization Inc is registered as a tax-exempt nonprofit (EIN: 203148637). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Sanders County Community Housing Organization Inc's spending goes to programs?
Sanders County Community Housing Organization Inc directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Sanders County Community Housing Organization Inc compare to similar nonprofits?
With a transparency score of 75/100 (Good), Sanders County Community Housing Organization Inc is above average for NTEE category L20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Sanders County Community Housing Organization Inc located?
Sanders County Community Housing Organization Inc is headquartered in Thompson Fls, Montana and files with the IRS under EIN 203148637. It is classified under NTEE code L20.
How many years of IRS 990 filings does Sanders County Community Housing Organization Inc have?
Sanders County Community Housing Organization Inc has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $270K in total revenue.
Is Sanders County Community Housing Organization Inc a good charity?
Based on the available data, SCCHO appears to be a good charity, particularly due to its strong asset base ($971,702 latest assets), consistent program focus (implied by NTEE code L20 - Housing), and zero reported officer compensation, indicating efficient use of funds for its mission.
How does SCCHO manage its financial deficits?
SCCHO has frequently reported expenses exceeding revenue (e.g., $147,284 expenses vs. $122,288 revenue in 2023). While the organization maintains a strong asset base, the specific mechanisms for covering these deficits (e.g., drawing from reserves, non-cash expenses, or other unreported income sources) are not detailed in the provided summary.
What is the long-term sustainability of SCCHO given its spending patterns?
While SCCHO has a robust asset base, the recurring trend of expenses exceeding revenue could impact long-term sustainability if not addressed. Continued asset growth suggests some financial stability, but consistent operational deficits may eventually deplete reserves if not balanced by future revenue increases or expense reductions.
Filing History
IRS 990 filing history for Sanders County Community Housing Organization Inc showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2013–2023), Sanders County Community Housing Organization Inc's revenue has grown by 99.2%, moving from $61K to $122K. Total assets increased by 130.7% over the same period, from $406K to $937K. Total functional expenses rose by 100%, from $74K to $147K. In its most recent filing year (2023), Sanders County Community Housing Organization Inc reported a deficit of $25K, with expenses exceeding revenue. The organization holds $14K in liabilities against $937K in assets (debt-to-asset ratio: 1.5%), resulting in net assets of $924K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $122K | $147K | $937K | $14K | — | View 990 |
| 2022 | $95K | $119K | $959K | $11K | — | View 990 |
| 2021 | $147K | $137K | $984K | $11K | — | View 990 |
| 2020 | $120K | $112K | $178K | $0 | — | View 990 |
| 2019 | $71K | $81K | $170K | $0 | — | View 990 |
| 2018 | $67K | $87K | $314K | $135K | — | View 990 |
| 2017 | $101K | $86K | $337K | $137K | — | View 990 |
| 2016 | $96K | $85K | $338K | $153K | — | View 990 |
| 2014 | $67K | $79K | $393K | $201K | — | View 990 |
| 2013 | $61K | $74K | $406K | $202K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $122K, expenses of $147K, and assets of $937K (revenue +29.1% year-over-year).
- 2022: Revenue of $95K, expenses of $119K, and assets of $959K (revenue -35.4% year-over-year).
- 2021: Revenue of $147K, expenses of $137K, and assets of $984K (revenue +22.2% year-over-year).
- 2020: Revenue of $120K, expenses of $112K, and assets of $178K (revenue +68.7% year-over-year).
- 2019: Revenue of $71K, expenses of $81K, and assets of $170K (revenue +6.5% year-over-year).
- 2018: Revenue of $67K, expenses of $87K, and assets of $314K (revenue -34.2% year-over-year).
- 2017: Revenue of $101K, expenses of $86K, and assets of $337K (revenue +5.5% year-over-year).
- 2016: Revenue of $96K, expenses of $85K, and assets of $338K (revenue +44.3% year-over-year).
- 2014: Revenue of $67K, expenses of $79K, and assets of $393K (revenue +8.6% year-over-year).
- 2013: Revenue of $61K, expenses of $74K, and assets of $406K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Sanders County Community Housing Organization Inc:
Data Sources and Methodology
This transparency report for Sanders County Community Housing Organization Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.