South Bergen Region Vii Workers Compensation Pool

South Bergen Region VII Workers Compensation Pool: Stable Finances, Limited Public Information

EIN: 222470958 · Rutherford, NJ · Updated: 2026-04-04

$2.2MRevenue
$14.8MAssets
60/100Mission Score (Good)

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South Bergen Region Vii Workers Compensation Pool Financial Summary
MetricValue
Total Revenue$2.2M
Total Expenses$1.1M
Net Assets$8.1M
Transparency Score60/100

Search Intent Cockpit

South Bergen Region Vii Workers Compensation Pool Form 990, Revenue, CEO Pay, and IRS Filing Signals

South Bergen Region Vii Workers Compensation Pool is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around South Bergen Region Vii Workers Compensation Pool in one place.

Form 990 Filing Summary

10 filing years are available, with latest revenue of $2.2M and expenses of $1.1M.

Revenue and Expenses

South Bergen Region Vii Workers Compensation Pool reported $2.2M in revenue and $1.1M in expenses, a surplus of $1.1M.

Executive Compensation

Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.

Charity Score and Red Flags

60/100 mission score, 3 red flags, and 3 strengths are shown from structured and AI review.

Is South Bergen Region Vii Workers Compensation Pool Legit?

Some Concerns

GoodFiling Consistency
UnknownSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

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PendingProgram Expense
$0Grants Paid
10Stored Filing Years

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South Bergen Region Vii Workers Compensation Pool Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacySome ConcernsGood filing record; 3 red flags identified
Mission spendPendingUnknown
Financial durabilityGrade A10 stored filing years
Peer contextCompare with Dance For The Cure IncNew Jersey and category context

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About South Bergen Region Vii Workers Compensation Pool

South Bergen Region Vii Workers Compensation Pool (EIN: 222470958) is a nonprofit organization based in Rutherford, NJ. The organization reported total revenue of $2.2M and total assets of $14.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of South Bergen Region Vii Workers Compensation Pool's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

40Years Operating
Mid-SizeSize Classification
10Years of Filings
MixedRevenue Trajectory

South Bergen Region Vii Workers Compensation Pool is a mid-size nonprofit that has been operating for 40 years, with 10 years of IRS 990 filings on record (2011–2020). Revenue has grown at a compound annual rate of 1.6%.

Key Financial Metrics (2020)

From the most recent IRS 990 filing on record:

Total Revenue$2.2M
Total Expenses$1.1M
Surplus / Deficit+$1.1M
Total Assets$14.8M
Total Liabilities$6.7M
Net Assets$8.1M
Operating Margin48.9%
Debt-to-Asset Ratio45.0%
Months of Reserves158.4 months

Financial Health Grade: A

In 2020, South Bergen Region Vii Workers Compensation Pool reported a surplus of $1.1M with revenue exceeding expenses, holds 158.4 months of operating reserves (strong position), has a debt-to-asset ratio of 45.0% (moderate leverage).

Financial Trends

Over 10 years of filings (2011–2020), South Bergen Region Vii Workers Compensation Pool's revenue has grown at a compound annual growth rate (CAGR) of 1.6%.

YearRevenue ChangeExpense ChangeAsset Change
2020-3.4%-19.3%+6.0%
2019+9.6%+13.7%+5.9%
2018+8.7%-39.8%+3.5%
2017-5.4%+64.2%+0.6%
2016-14.6%-30.8%+3.1%

IRS Tax-Exempt Classification

IRS Classification Codes1000
IRS Ruling Date1986

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

South Bergen Region Vii Workers Compensation Pool is a unknown nonprofit based in Rutherford, New Jersey, with reported revenue of $2.2M and assets of $14.8M. Our AI analysis assigns a Mission Score of 60/100 (Good). Executive compensation information is not disclosed in the provided financial data, making a direct assessment impossible. Revenue has grown +15% across 10 filing periods.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates South Bergen Region Vii Workers Compensation Pool with a Mission Score of 60 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 100%
  • programs: 0%
  • fundraising: 0%

According to IRS 990 filings, South Bergen Region Vii Workers Compensation Pool allocates its expenses as follows: admin: 100%, programs: 0%, fundraising: 0%.

Key Financial Metrics (2020)

From the most recent IRS 990 filing on record:

$2.2MTotal Revenue
$1.1MTotal Expenses
$14.8MTotal Assets
$6.7MTotal Liabilities
$8.1MNet Assets
  • The organization reported a surplus of $1.1M, with revenue exceeding expenses.
  • Debt-to-asset ratio: 45.0%.

Executive Compensation Analysis

Executive compensation information is not disclosed in the provided financial data, making a direct assessment impossible.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of South Bergen Region Vii Workers Compensation Pool's IRS 990 filings:

  • Lack of detailed programmatic information makes it difficult to assess direct impact.
  • No executive compensation details are available in the provided data.
  • The organization's nature as a workers' compensation pool suggests a focus on administrative functions rather than traditional charitable programs, which may not align with typical nonprofit evaluation metrics.

Strengths

The following positive indicators were identified for South Bergen Region Vii Workers Compensation Pool:

  • Consistent revenue and asset base over several years, indicating financial stability.
  • Low liability-to-asset ratio, suggesting good financial health.
  • The organization appears to effectively manage its core function as a workers' compensation pool.

Frequently Asked Questions about South Bergen Region Vii Workers Compensation Pool

Is South Bergen Region Vii Workers Compensation Pool a legitimate charity?

South Bergen Region Vii Workers Compensation Pool (EIN: 222470958) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 60/100. It has 10 years of IRS 990 filings on record. Total revenue: $2.2M. 3 red flags identified. 3 strengths noted. Financial health grade: A.

How does South Bergen Region Vii Workers Compensation Pool spend its money?

South Bergen Region Vii Workers Compensation Pool reported $2.2M in total revenue in IRS 990 filings. 10 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.

Are donations to South Bergen Region Vii Workers Compensation Pool tax-deductible?

South Bergen Region Vii Workers Compensation Pool is registered as a tax-exempt nonprofit (EIN: 222470958). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

Where is South Bergen Region Vii Workers Compensation Pool located?

South Bergen Region Vii Workers Compensation Pool is headquartered in Rutherford, New Jersey and files with the IRS under EIN 222470958.

How many years of IRS 990 filings does South Bergen Region Vii Workers Compensation Pool have?

South Bergen Region Vii Workers Compensation Pool has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.2M in total revenue.

What does South Bergen Region Vii Workers Compensation Pool do?

South Bergen Region Vii Workers Compensation Pool is a nonprofit organization in the Unknown sector, located in Rutherford, New Jersey. It is classified under NTEE code Unknown.

How much revenue does South Bergen Region Vii Workers Compensation Pool have?

South Bergen Region Vii Workers Compensation Pool reported total revenue of $2,195,834. Based on 10 IRS 990 filings on record.

What are South Bergen Region Vii Workers Compensation Pool's total assets?

South Bergen Region Vii Workers Compensation Pool holds total assets of $14,818,446 as reported in IRS 990 filings.

Where is South Bergen Region Vii Workers Compensation Pool located?

South Bergen Region Vii Workers Compensation Pool is based in Rutherford, New Jersey.

What is South Bergen Region Vii Workers Compensation Pool's EIN?

South Bergen Region Vii Workers Compensation Pool's Employer Identification Number (EIN) is 222470958. This is the unique tax ID assigned by the IRS for tax-exempt organizations.

What type of nonprofit is South Bergen Region Vii Workers Compensation Pool?

South Bergen Region Vii Workers Compensation Pool is classified under NTEE code Unknown (Unknown).

Is South Bergen Region Vii Workers Compensation Pool a registered 501(c)(3)?

South Bergen Region Vii Workers Compensation Pool appears in IRS records (EIN: 222470958). Check the IRS Tax Exempt Organization Search for the most current determination letter status.

Does South Bergen Region Vii Workers Compensation Pool file IRS Form 990?

Yes, South Bergen Region Vii Workers Compensation Pool has 10 IRS Form 990 filings on record. The most recent covers tax period 202006.

What was South Bergen Region Vii Workers Compensation Pool's revenue in 2020?

In the 202006 filing period, South Bergen Region Vii Workers Compensation Pool reported total revenue of $2,195,834, total expenses of $1,122,415, and net assets of $14,818,446.

Is South Bergen Region Vii Workers Compensation Pool's revenue growing or declining?

South Bergen Region Vii Workers Compensation Pool's revenue is relatively stable. Revenue went from $2,271,988 (201906) to $2,195,834 (202006), a -3.4% change. Based on 10 filings on record.

What is South Bergen Region Vii Workers Compensation Pool's most recent 990 filing?

The most recent IRS Form 990 filing for South Bergen Region Vii Workers Compensation Pool covers tax period 202006. It shows revenue of $2,195,834, expenses of $1,122,415, total assets of $14,818,446, and liabilities of $6,670,024.

Is South Bergen Region Vii Workers Compensation Pool a trustworthy charity?

Based on AI analysis of IRS 990 data, South Bergen Region Vii Workers Compensation Pool shows mixed signals. Mission Score: 60/100 (Good). 3 red flags identified. 3 strengths noted.

What are the red flags for South Bergen Region Vii Workers Compensation Pool?

The following concerns were identified: Lack of detailed programmatic information makes it difficult to assess direct impact.. No executive compensation details are available in the provided data.. The organization's nature as a workers' compensation pool suggests a focus on administrative functions rather than traditional charitable programs, which may not align with typical nonprofit evaluation metrics.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.

What are South Bergen Region Vii Workers Compensation Pool's strengths?

Positive indicators for South Bergen Region Vii Workers Compensation Pool include: Consistent revenue and asset base over several years, indicating financial stability.. Low liability-to-asset ratio, suggesting good financial health.. The organization appears to effectively manage its core function as a workers' compensation pool.. These findings are derived from AI analysis of the organization's financial filings.

How does South Bergen Region Vii Workers Compensation Pool compensate executives?

Executive compensation information is not disclosed in the provided financial data, making a direct assessment impossible. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.

Given its nature as a workers' compensation pool, how does this organization's 'programmatic spending' differ from a traditional charity, and what implications does this have for evaluation?

As a workers' compensation pool, its 'programs' are likely administrative functions related to managing claims, risk, and member services, rather than direct charitable services. This means traditional metrics like 'program expense ratio' may not be directly comparable or as relevant as for other nonprofits, requiring a different lens for evaluation focused on efficiency and effectiveness in its specific operational domain.

Filing History

IRS 990 filing history for South Bergen Region Vii Workers Compensation Pool showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2020), South Bergen Region Vii Workers Compensation Pool's revenue has grown by 15.1%, moving from $1.9M to $2.2M. Total assets increased by 41.3% over the same period, from $10.5M to $14.8M. Total functional expenses fell by 61.2%, from $2.9M to $1.1M. In its most recent filing year (2020), South Bergen Region Vii Workers Compensation Pool reported a surplus of $1.1M, with revenue exceeding expenses. The organization holds $6.7M in liabilities against $14.8M in assets (debt-to-asset ratio: 45.0%), resulting in net assets of $8.1M.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2020 $2.2M $1.1M $14.8M $6.7M View 990
2019 $2.3M $1.4M $14.0M $6.9M View 990
2018 $2.1M $1.2M $13.2M $7.0M View 990
2017 $1.9M $2.0M $12.8M $7.4M View 990
2016 $2.0M $1.2M $12.7M $7.2M View 990
2015 $2.4M $1.8M $12.3M $7.6M View 990
2014 $2.2M $1.8M $11.5M $7.4M View 990
2013 $2.5M $2.7M $11.1M $7.3M View 990
2012 $1.9M $1.8M $10.7M $6.8M View 990
2011 $1.9M $2.9M $10.5M $6.6M View 990

Year-by-Year Financial Summary

  • 2020: Revenue of $2.2M, expenses of $1.1M, and assets of $14.8M (revenue -3.4% year-over-year).
  • 2019: Revenue of $2.3M, expenses of $1.4M, and assets of $14.0M (revenue +9.6% year-over-year).
  • 2018: Revenue of $2.1M, expenses of $1.2M, and assets of $13.2M (revenue +8.7% year-over-year).
  • 2017: Revenue of $1.9M, expenses of $2.0M, and assets of $12.8M (revenue -5.4% year-over-year).
  • 2016: Revenue of $2.0M, expenses of $1.2M, and assets of $12.7M (revenue -14.6% year-over-year).
  • 2015: Revenue of $2.4M, expenses of $1.8M, and assets of $12.3M (revenue +8.7% year-over-year).
  • 2014: Revenue of $2.2M, expenses of $1.8M, and assets of $11.5M (revenue -11.6% year-over-year).
  • 2013: Revenue of $2.5M, expenses of $2.7M, and assets of $11.1M (revenue +31.5% year-over-year).
  • 2012: Revenue of $1.9M, expenses of $1.8M, and assets of $10.7M (revenue -2.1% year-over-year).
  • 2011: Revenue of $1.9M, expenses of $2.9M, and assets of $10.5M.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for South Bergen Region Vii Workers Compensation Pool:

2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for South Bergen Region Vii Workers Compensation Pool is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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