Westfield Area Chamber Of Commerce Inc

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Westfield Area Chamber Of Commerce Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals

Westfield Area Chamber Of Commerce Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Westfield Area Chamber Of Commerce Inc in one place.

Is Westfield Area Chamber Of Commerce Inc Legit?

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Request a concise report for Westfield Area Chamber Of Commerce Inc with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.

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Westfield Area Chamber Of Commerce Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Westfield Area Chamber Of Commerce Inc

Westfield Area Chamber Of Commerce Inc (EIN: 221591616) is a nonprofit organization based in Westfield, NJ. The organization reported total revenue of $267K and total assets of $294K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Westfield Area Chamber Of Commerce Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

Westfield Area Chamber Of Commerce Inc is a small nonprofit that has been operating for 62 years, with 14 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 7.1%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Financial Health Grade: A

In 2023, Westfield Area Chamber Of Commerce Inc reported a surplus of $14K with revenue exceeding expenses, holds 17.3 months of operating reserves (strong position), has a debt-to-asset ratio of 33.2% (moderate leverage).

Financial Trends

Over 14 years of filings (2011–2023), Westfield Area Chamber Of Commerce Inc's revenue has grown at a compound annual growth rate (CAGR) of 7.1%.

IRS Tax-Exempt Classification

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Westfield Area Chamber Of Commerce Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

• admin: 10%
• programs: 85%
• fundraising: 5%

According to IRS 990 filings, Westfield Area Chamber Of Commerce Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

• The organization reported a surplus of $14K, with revenue exceeding expenses.
• Debt-to-asset ratio: 33.2%.

Executive Compensation Analysis

Executive compensation is reported as 0% of expenses across all available filings, indicating either volunteer leadership or compensation below reporting thresholds, which is a positive for resource allocation.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Westfield Area Chamber Of Commerce Inc:

• Consistent revenue growth from $92,730 in 2019 to $275,801 in 2023.
• Strong program spending, with expenses consistently exceeding 80% of total expenses.
• Healthy asset growth from $238,760 in 2019 to $377,952 in 2023.
• Low administrative and fundraising overhead based on available expense data.

Frequently Asked Questions about Westfield Area Chamber Of Commerce Inc

Filing History

IRS 990 filing history for Westfield Area Chamber Of Commerce Inc showing financial trends over 14 years of public records:

Over 14 years of IRS 990 filings (2011–2023), Westfield Area Chamber Of Commerce Inc's revenue has grown by 128.3%, moving from $121K to $276K. Total assets increased by 187.4% over the same period, from $132K to $378K. Total functional expenses rose by 186.8%, from $91K to $262K. In its most recent filing year (2023), Westfield Area Chamber Of Commerce Inc reported a surplus of $14K, with revenue exceeding expenses. The organization holds $125K in liabilities against $378K in assets (debt-to-asset ratio: 33.2%), resulting in net assets of $253K.

Year-by-Year Financial Summary

• 2023: Revenue of $276K, expenses of $262K, and assets of $378K (revenue +21.0% year-over-year).
• 2022: Revenue of $228K, expenses of $201K, and assets of $377K (revenue +29.5% year-over-year).
• 2021: Revenue of $176K, expenses of $154K, and assets of $351K (revenue +45.5% year-over-year).
• 2020: Revenue of $121K, expenses of $142K, and assets of $348K (revenue +30.5% year-over-year).
• 2019: Revenue of $93K, expenses of $97K, and assets of $239K (revenue -53.7% year-over-year).
• 2019: Revenue of $200K, expenses of $191K, and assets of $243K (revenue -10.4% year-over-year).
• 2018: Revenue of $223K, expenses of $189K, and assets of $234K (revenue +10.0% year-over-year).
• 2017: Revenue of $203K, expenses of $179K, and assets of $228K (revenue -0.5% year-over-year).
• 2016: Revenue of $204K, expenses of $193K, and assets of $205K (revenue +13.7% year-over-year).
• 2015: Revenue of $179K, expenses of $164K, and assets of $194K (revenue +12.1% year-over-year).
• 2014: Revenue of $160K, expenses of $131K, and assets of $180K (revenue +32.5% year-over-year).
• 2013: Revenue of $121K, expenses of $103K, and assets of $150K (revenue +8.5% year-over-year).
• 2012: Revenue of $111K, expenses of $104K, and assets of $133K (revenue -7.8% year-over-year).
• 2011: Revenue of $121K, expenses of $91K, and assets of $132K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Westfield Area Chamber Of Commerce Inc:

Data Sources and Methodology

This transparency report for Westfield Area Chamber Of Commerce Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.