Westwood Swim Club Inc
Westwood Swim Club Inc: Declining Revenue, High Liabilities, and Unclear Mission
EIN: 221720262 · Westwood, NJ · Updated: 2026-04-04
Source Check Matrix
What Has Been Verified vs. What Needs Human Review
Identity resolved verified
Westwood Swim Club Inc is mapped to EIN 221720262.
IRS BMF exempt record needs review
Open IRS TEOS or BMF source before relying on exemption status.
IRS Pub 78 deductibility needs review
Pub 78 eligibility should be verified in IRS TEOS before money changes hands.
IRS automatic revocation needs review
Check the official auto-revocation bulk source or cached evidence before relying on current exemption.
IRS Form 990 index verified
13 stored filing years available.
Raw 990 source linked
Open ProPublica to verify the raw filing record and PDFs.
Filing depth verified
13 stored filing years available.
State charity registration manual confirmation
Open NJ charity regulator via NASCO; the workflow stops for human confirmation unless a stable source is cached.
Candid / GuideStar profile api pending
Candid API access is not configured; open manually and do not count as verified evidence.
Charity Navigator rating api pending
Charity Navigator API access is not configured; open manually and do not count as verified evidence.
Source and Resolution Links
Finish the Investigation Outside Our Dataset
When the answer lives with the IRS, ProPublica, Candid, Charity Navigator, or the nonprofit itself, NonprofitSpending links out instead of trapping the user on a partial answer.
IRS tax-exempt lookup
Verify exemption status and deductibility directly with the IRS.
IRS bulk evidence downloads
Check Pub 78, automatic revocation, 990-N, and Form 990 bulk evidence sources.
IRS EO BMF extract
Open the official Business Master File extract source for tax-exempt organization records.
ProPublica 990 source
Open the raw filing record and filing PDFs outside NonprofitSpending.
NJ charity regulator via NASCO
Confirm state charity registration or solicitation status where applicable.
Candid profile search
Look for GuideStar/Candid profile details, programs, leadership, and seals.
Charity Navigator search
Check whether another evaluator has ratings or impact context.
Workflow Engine
Queries We Should Resolve, Not Just Answer
Search Console demand points to task completion. Each workflow can run calculations, source checks, external lookups, comparisons, and report/export capture around this nonprofit.
Verify tax status Runnable
Triggered by: 501(c)(3), tax deductible, EIN
IRS status check plus source links
Verify official evidence Runnable
Triggered by: IRS Pub 78, BMF, revocation, 990 index, state registration
Official-source evidence matrix with human stops where a state portal must be checked.
Find source filings Runnable
Triggered by: 990 PDF, annual report, filing record
13 stored filing years plus ProPublica source
Crunch money signals Runnable
Triggered by: program expense ratio, CEO salary, revenue, grants
70% program spend, health grade B
Compare alternatives Runnable
Triggered by: best charities, similar nonprofits, compare
4 peer options surfaced
Resolve leadership and board Runnable
Triggered by: executive team, trustees, officer pay
Use 990 compensation disclosures and external profile links.
Donation decision copilot Runnable
Triggered by: should I donate, give or compare, charity safety
Eligibility, money signals, sources, peer context, and next action.
Grantmaker due diligence Runnable
Triggered by: foundation review, grant risk, grantee capacity
Foundation-style packet across filings, finances, governance, and gaps.
Impact evidence finder Runnable
Triggered by: outcomes, annual report, cost effectiveness
Separate actual impact evidence from raw 990 financial cleanliness.
Room for more funding Runnable
Triggered by: would my donation help, funding gap, marginal impact
Revenue trend, runway, surplus/deficit, and source follow-ups.
Operator transparency diagnostic Runnable
Triggered by: how does my nonprofit look to donors
Profile, filing, impact, and transparency improvements to earn trust.
| Metric | Value |
|---|---|
| Total Revenue | $191K |
| Total Expenses | $265K |
| Program Spending | 70% |
| Net Assets | $558K |
| Transparency Score | 40/100 |
Search Intent Cockpit
Westwood Swim Club Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
Westwood Swim Club Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Westwood Swim Club Inc in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $211K and expenses of $265K.
Revenue and Expenses
Westwood Swim Club Inc reported $211K in revenue and $265K in expenses, a deficit of $54K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
40/100 mission score, 4 red flags, and 2 strengths are shown from structured and AI review.
Is Westwood Swim Club Inc Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $185K (70%) |
Across stored filings, Westwood Swim Club Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Significant Concerns | Good filing record; 4 red flags identified |
| Mission spend | 70% to programs | Good |
| Financial durability | Grade B | 13 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and category context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
Open charity check →Peer Benchmark
Compare against real state and category peers.
Compare with Dance For The Cure Inc →All New Jersey nonprofits
Local and Sector Spokes
Move into this nonprofit's local market, category, and sector maps.
Westwood, NJ nonprofitsFollow the Money
Jump into spending, compensation, rankings, and filing-year evidence.
State spending analysisState compensation analysis
Relevant rankings
Donation Decision Flow
From Trust Check to Better Alternatives
Alternative Shopping
Similar Nonprofits Donors Should Compare
Merck Patient Assistance Program Inc
Rahway, NJ · $1.9B revenue · Score 98/100
Compare side-by-sideMedical Dosimetrist Certification Board
Mount Laurel, NJ · $4.3M revenue · Score 92/100
Compare side-by-sideAtlantic Cape Family Support Organization Inc
Northfield, NJ · $1.1M revenue · Score 92/100
Compare side-by-sideJanet H And C Harry Knowles Foundation Inc
Moorestown, NJ · $29.4M revenue · Score 90/100
Compare side-by-sideNext Best Actions
Keep the Investigation Moving
Research Workflow
Turn this Form 990 profile into a donor-ready report
Request a concise report for Westwood Swim Club Inc with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.
Early access request only. Reports and exports are informational and based on public IRS records, not financial or legal advice.
Westwood Swim Club Inc directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Westwood Swim Club Inc
Westwood Swim Club Inc (EIN: 221720262) is a nonprofit organization based in Westwood, NJ. The organization reported total revenue of $191K and total assets of $656K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Westwood Swim Club Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Westwood Swim Club Inc is a small nonprofit that has been operating for 25 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $211K |
| Total Expenses | $265K |
| Surplus / Deficit | $-54,196 |
| Total Assets | $731K |
| Total Liabilities | $173K |
| Net Assets | $558K |
| Operating Margin | -25.7% |
| Debt-to-Asset Ratio | 23.7% |
| Months of Reserves | 33.1 months |
Financial Health Grade: B
In 2023, Westwood Swim Club Inc reported a deficit of $54K with expenses exceeding revenue, holds 33.1 months of operating reserves (strong position), has a debt-to-asset ratio of 23.7% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Westwood Swim Club Inc's revenue has grown at a compound annual growth rate (CAGR) of 1.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +10.3% | +14.2% | -7.7% |
| 2022 | +19.5% | +2.9% | -5.8% |
| 2021 | +11.6% | +16.3% | +18.5% |
| 2020 | -30.0% | -2.1% | +8.3% |
| 2019 | +13.5% | +10.6% | -0.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2001 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Westwood Swim Club Inc with a Mission Score of 40 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Westwood Swim Club Inc allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $54K, with expenses exceeding revenue.
- Debt-to-asset ratio: 23.7%.
Executive Compensation Analysis
Executive compensation cannot be assessed as the provided data does not include any information on salaries or compensation for executives or key employees.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Westwood Swim Club Inc's IRS 990 filings:
- Consistent decline in revenue over the past several years, indicating potential sustainability issues.
- High liabilities relative to assets, with liabilities consistently over $170,000 in recent years.
- Lack of clear mission statement or program details in the provided data makes it difficult to assess impact.
- No information on executive compensation, which is a critical component of financial transparency.
Strengths
The following positive indicators were identified for Westwood Swim Club Inc:
- Maintains a consistent asset base, generally above $650,000, suggesting some financial stability despite revenue declines.
- Expenses have generally been managed below revenue in most years, preventing significant deficits.
Frequently Asked Questions about Westwood Swim Club Inc
Is Westwood Swim Club Inc a legitimate charity?
Westwood Swim Club Inc (EIN: 221720262) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 40/100. It has 13 years of IRS 990 filings on record. Total revenue: $191K. 4 red flags identified. 2 strengths noted. Financial health grade: B.
How does Westwood Swim Club Inc spend its money?
Westwood Swim Club Inc directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to Westwood Swim Club Inc tax-deductible?
Westwood Swim Club Inc is registered as a tax-exempt nonprofit (EIN: 221720262). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Westwood Swim Club Inc's spending goes to programs?
Westwood Swim Club Inc directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is Westwood Swim Club Inc located?
Westwood Swim Club Inc is headquartered in Westwood, New Jersey and files with the IRS under EIN 221720262.
How many years of IRS 990 filings does Westwood Swim Club Inc have?
Westwood Swim Club Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $191K in total revenue.
What does Westwood Swim Club Inc do?
Westwood Swim Club Inc is a nonprofit organization in the Unknown sector, located in Westwood, New Jersey. It is classified under NTEE code Unknown.
How much revenue does Westwood Swim Club Inc have?
Westwood Swim Club Inc reported total revenue of $191,366. Based on 13 IRS 990 filings on record.
What are Westwood Swim Club Inc's total assets?
Westwood Swim Club Inc holds total assets of $656,218 as reported in IRS 990 filings.
Where is Westwood Swim Club Inc located?
Westwood Swim Club Inc is based in Westwood, New Jersey.
What is Westwood Swim Club Inc's EIN?
Westwood Swim Club Inc's Employer Identification Number (EIN) is 221720262. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Westwood Swim Club Inc?
Westwood Swim Club Inc is classified under NTEE code Unknown (Unknown).
Is Westwood Swim Club Inc a registered 501(c)(3)?
Westwood Swim Club Inc appears in IRS records (EIN: 221720262). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Westwood Swim Club Inc file IRS Form 990?
Yes, Westwood Swim Club Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202310.
What was Westwood Swim Club Inc's revenue in 2023?
In the 202310 filing period, Westwood Swim Club Inc reported total revenue of $210,713, total expenses of $264,909, and net assets of $731,346.
Is Westwood Swim Club Inc's revenue growing or declining?
Westwood Swim Club Inc's revenue is growing. Revenue went from $191,037 (202210) to $210,713 (202310), a +10.3% change. Based on 13 filings on record.
What is Westwood Swim Club Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Westwood Swim Club Inc covers tax period 202310. It shows revenue of $210,713, expenses of $264,909, total assets of $731,346, and liabilities of $173,002.
How much does Westwood Swim Club Inc spend on programs vs administration?
Based on IRS 990 analysis, Westwood Swim Club Inc allocates approximately 70% of expenses to program services, 20% to administrative costs, and 10% to fundraising. Program spending is moderate relative to overhead.
Is Westwood Swim Club Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Westwood Swim Club Inc shows mixed signals. Mission Score: 40/100 (Fair). 4 red flags identified. 2 strengths noted.
What are the red flags for Westwood Swim Club Inc?
The following concerns were identified: Consistent decline in revenue over the past several years, indicating potential sustainability issues.. High liabilities relative to assets, with liabilities consistently over $170,000 in recent years.. Lack of clear mission statement or program details in the provided data makes it difficult to assess impact.. No information on executive compensation, which is a critical component of financial transparency.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Westwood Swim Club Inc's strengths?
Positive indicators for Westwood Swim Club Inc include: Maintains a consistent asset base, generally above $650,000, suggesting some financial stability despite revenue declines.. Expenses have generally been managed below revenue in most years, preventing significant deficits.. These findings are derived from AI analysis of the organization's financial filings.
How does Westwood Swim Club Inc compensate executives?
Executive compensation cannot be assessed as the provided data does not include any information on salaries or compensation for executives or key employees. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent decline in revenue and high liabilities, what specific strategies are being implemented to ensure the long-term financial viability of Westwood Swim Club Inc?
The provided data does not offer insights into strategic plans for revenue generation or liability management. Further investigation into operational strategies and fundraising efforts would be necessary.
How does Westwood Swim Club Inc define and measure the impact of its programs, especially considering the lack of detailed program information in the available filings?
Without a mission statement or program details, it's impossible to determine how the organization measures its impact. This information is crucial for assessing the effectiveness of its activities.
Filing History
IRS 990 filing history for Westwood Swim Club Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Westwood Swim Club Inc's revenue has grown by 12.6%, moving from $187K to $211K. Total assets increased by 10.9% over the same period, from $660K to $731K. Total functional expenses rose by 38.7%, from $191K to $265K. In its most recent filing year (2023), Westwood Swim Club Inc reported a deficit of $54K, with expenses exceeding revenue. The organization holds $173K in liabilities against $731K in assets (debt-to-asset ratio: 23.7%), resulting in net assets of $558K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $211K | $265K | $731K | $173K | — | View 990 |
| 2022 | $191K | $232K | $793K | $180K | — | View 990 |
| 2021 | $160K | $225K | $842K | $187K | — | — |
| 2020 | $143K | $194K | $711K | $252K | — | — |
| 2019 | $205K | $198K | $656K | $147K | — | View 990 |
| 2018 | $180K | $179K | $661K | $155K | — | View 990 |
| 2017 | $188K | $192K | $677K | $173K | — | View 990 |
| 2016 | $212K | $190K | $670K | $158K | — | View 990 |
| 2015 | $208K | $220K | $662K | $164K | — | View 990 |
| 2014 | $211K | $246K | $681K | $166K | — | View 990 |
| 2013 | $234K | $178K | $732K | $170K | — | View 990 |
| 2012 | $200K | $174K | $678K | $173K | — | View 990 |
| 2011 | $187K | $191K | $660K | $176K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $211K, expenses of $265K, and assets of $731K (revenue +10.3% year-over-year).
- 2022: Revenue of $191K, expenses of $232K, and assets of $793K (revenue +19.5% year-over-year).
- 2021: Revenue of $160K, expenses of $225K, and assets of $842K (revenue +11.6% year-over-year).
- 2020: Revenue of $143K, expenses of $194K, and assets of $711K (revenue -30.0% year-over-year).
- 2019: Revenue of $205K, expenses of $198K, and assets of $656K (revenue +13.5% year-over-year).
- 2018: Revenue of $180K, expenses of $179K, and assets of $661K (revenue -4.0% year-over-year).
- 2017: Revenue of $188K, expenses of $192K, and assets of $677K (revenue -11.3% year-over-year).
- 2016: Revenue of $212K, expenses of $190K, and assets of $670K (revenue +1.7% year-over-year).
- 2015: Revenue of $208K, expenses of $220K, and assets of $662K (revenue -1.2% year-over-year).
- 2014: Revenue of $211K, expenses of $246K, and assets of $681K (revenue -9.8% year-over-year).
- 2013: Revenue of $234K, expenses of $178K, and assets of $732K (revenue +16.7% year-over-year).
- 2012: Revenue of $200K, expenses of $174K, and assets of $678K (revenue +6.9% year-over-year).
- 2011: Revenue of $187K, expenses of $191K, and assets of $660K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Westwood Swim Club Inc:
Data Sources and Methodology
This transparency report for Westwood Swim Club Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.