Womans Exchange Of Monmouth County

Womans Exchange Of Monmouth County faces persistent deficits and declining assets over a decade.

EIN: 210691473 · Little Silver, NJ · NTEE: P29Z · Updated: 2026-03-28

$99KRevenue

$8KAssets

45/100Mission Score (Fair)

P29Z

About Womans Exchange Of Monmouth County

Womans Exchange Of Monmouth County (EIN: 210691473) is a nonprofit organization based in Little Silver, NJ, classified under NTEE code P29Z. The organization reported total revenue of $99K and total assets of $8K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Womans Exchange Of Monmouth County's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

The Womans Exchange Of Monmouth County appears to be facing significant financial challenges, as evidenced by a consistent trend of expenses exceeding revenue over the past decade. In the latest filing (202009), the organization reported revenue of $47,608 against expenses of $62,281, indicating a deficit. This pattern is not isolated, with similar deficits observed in nearly all prior filings. The organization's assets have also seen a substantial decline, from $114,936 in 2011 to $8,052 in 2020, suggesting a depletion of reserves.

While the organization reports 0% officer compensation across all filings, which is a positive indicator for minimizing administrative overhead, the overall financial health is concerning. The consistent operating deficits raise questions about the long-term sustainability and ability to effectively deliver on its mission. Without a clear strategy to reverse these financial trends, the organization's future capacity to operate is at risk.

Given the available data, it's difficult to fully assess spending efficiency without a detailed breakdown of program, administrative, and fundraising expenses. However, the continuous decline in assets and persistent deficits suggest that current spending levels are not sustainable relative to its revenue generation. Transparency regarding the specific allocation of expenses would be beneficial for a more thorough evaluation.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Womans Exchange Of Monmouth County with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 20%
programs: 70%
fundraising: 10%

According to IRS 990 filings, Womans Exchange Of Monmouth County allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.

Executive Compensation Analysis

Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees are receiving salaries, which is highly unusual for an organization of any size and suggests a volunteer-led structure.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Womans Exchange Of Monmouth County's IRS 990 filings:

Consistent operating deficits for over a decade (e.g., 202009: Revenue=$47,608, Expenses=$62,281)
Significant decline in total assets (from $114,936 in 2011 to $8,052 in 2020)
Low asset base relative to historical expenses, indicating limited financial reserves
Lack of detailed expense breakdown in provided data makes efficiency assessment difficult

Strengths

The following positive indicators were identified for Womans Exchange Of Monmouth County:

0% officer compensation reported across all filings, indicating a volunteer-driven leadership structure and minimal executive overhead.

Frequently Asked Questions about Womans Exchange Of Monmouth County

Is Womans Exchange Of Monmouth County financially sustainable?

Based on the consistent trend of expenses exceeding revenue and a significant decline in assets from $114,936 in 2011 to $8,052 in 2020, the organization's financial sustainability is highly questionable without significant changes to its operating model or revenue generation.

What caused the substantial decline in assets?

The decline in assets from $114,936 in 2011 to $8,052 in 2020 is primarily due to the organization consistently spending more than it earns, as evidenced by the recurring deficits in nearly every filing period.

How does the organization cover its operating deficits?

The organization appears to be covering its operating deficits by drawing down its existing assets, as indicated by the sharp decline in total assets over the past decade.

What is the primary source of revenue for the organization?

The provided data only shows total revenue, not a breakdown by source. Further investigation into the 990 forms would be needed to identify the primary revenue streams.

What are the specific program activities of the Womans Exchange Of Monmouth County?

The NTEE code P29Z indicates 'Other Human Services, Not Elsewhere Classified,' but the provided financial data does not detail specific program activities or their associated costs. A review of the full 990 form's program service accomplishments section would be necessary.

Filing History

IRS 990 filing history for Womans Exchange Of Monmouth County showing financial trends over 10 years of public records:

Over 10 years of IRS 990 filings (2011–2020), Womans Exchange Of Monmouth County's revenue has declined by 43.4%, moving from $84K to $48K. Total assets decreased by 93% over the same period, from $115K to $8K. Total functional expenses fell by 34.4%, from $95K to $62K. In its most recent filing year (2020), Womans Exchange Of Monmouth County reported a deficit of $15K, with expenses exceeding revenue. The organization holds $2K in liabilities against $8K in assets (debt-to-asset ratio: 19.7%), resulting in net assets of $6K.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2020	$48K	$62K	$8K	$2K	—	View 990
2019	$69K	$87K	$31K	$10K	—	View 990
2018	$69K	$93K	$46K	$8K	—	View 990
2017	$73K	$86K	$71K	$8K	—	View 990
2016	$79K	$86K	$87K	$10K	—	View 990
2015	$84K	$91K	$92K	$9K	—	View 990
2014	$83K	$96K	$101K	$10K	—	View 990
2013	$87K	$94K	$113K	$8K	—	View 990
2012	$91K	$87K	$118K	$6K	—	View 990
2011	$84K	$95K	$115K	$7K	—	View 990

Year-by-Year Financial Summary

2020: Revenue of $48K, expenses of $62K, and assets of $8K (revenue -31.2% year-over-year).
2019: Revenue of $69K, expenses of $87K, and assets of $31K (revenue +0.0% year-over-year).
2018: Revenue of $69K, expenses of $93K, and assets of $46K (revenue -4.6% year-over-year).
2017: Revenue of $73K, expenses of $86K, and assets of $71K (revenue -7.8% year-over-year).
2016: Revenue of $79K, expenses of $86K, and assets of $87K (revenue -5.9% year-over-year).
2015: Revenue of $84K, expenses of $91K, and assets of $92K (revenue +0.9% year-over-year).
2014: Revenue of $83K, expenses of $96K, and assets of $101K (revenue -4.9% year-over-year).
2013: Revenue of $87K, expenses of $94K, and assets of $113K (revenue -4.0% year-over-year).
2012: Revenue of $91K, expenses of $87K, and assets of $118K (revenue +7.9% year-over-year).
2011: Revenue of $84K, expenses of $95K, and assets of $115K.

Data Sources and Methodology

This transparency report for Womans Exchange Of Monmouth County is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.