Womans Exchange Of Monmouth County
Womans Exchange Of Monmouth County faces persistent deficits and declining assets over a decade.
EIN: 210691473 · Little Silver, NJ · NTEE: P29Z · Updated: 2026-03-28
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Womans Exchange Of Monmouth County is mapped to EIN 210691473.
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| Metric | Value |
|---|---|
| Total Revenue | $99K |
| Total Expenses | $62K |
| Program Spending | 70% |
| Net Assets | $6K |
| Transparency Score | 45/100 |
Search Intent Cockpit
Womans Exchange Of Monmouth County Form 990, Revenue, CEO Pay, and IRS Filing Signals
Womans Exchange Of Monmouth County is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Womans Exchange Of Monmouth County in one place.
Form 990 Filing Summary
10 filing years are available, with latest revenue of $48K and expenses of $62K.
Revenue and Expenses
Womans Exchange Of Monmouth County reported $48K in revenue and $62K in expenses, a deficit of $15K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
45/100 mission score, 4 red flags, and 1 strength are shown from structured and AI review.
Is Womans Exchange Of Monmouth County Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
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Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $44K (70%) |
Across stored filings, Womans Exchange Of Monmouth County shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Significant Concerns | Good filing record; 4 red flags identified |
| Mission spend | 70% to programs | Good |
| Financial durability | Grade C | 10 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and Human Services context |
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Womans Exchange Of Monmouth County directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Womans Exchange Of Monmouth County
Womans Exchange Of Monmouth County (EIN: 210691473) is a nonprofit organization based in Little Silver, NJ, classified under NTEE code P29Z. The organization reported total revenue of $99K and total assets of $8K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Womans Exchange Of Monmouth County's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Womans Exchange Of Monmouth County is a micro nonprofit that has been operating for 82 years, with 10 years of IRS 990 filings on record (2011–2020). Revenue has grown at a compound annual rate of -6.1%.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
| Total Revenue | $48K |
| Total Expenses | $62K |
| Surplus / Deficit | $-14,673 |
| Total Assets | $8K |
| Total Liabilities | $2K |
| Net Assets | $6K |
| Operating Margin | -30.8% |
| Debt-to-Asset Ratio | 19.7% |
| Months of Reserves | 1.6 months |
Financial Health Grade: C
In 2020, Womans Exchange Of Monmouth County reported a deficit of $15K with expenses exceeding revenue, holds 1.6 months of operating reserves (limited), has a debt-to-asset ratio of 19.7% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2020), Womans Exchange Of Monmouth County's revenue has declined at a compound annual growth rate (CAGR) of -6.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2020 | -31.2% | -28.2% | -74.1% |
| 2019 | +0.0% | -7.0% | -32.9% |
| 2018 | -4.6% | +8.7% | -34.9% |
| 2017 | -7.8% | -0.7% | -18.0% |
| 2016 | -5.9% | -5.2% | -6.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1944 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Womans Exchange Of Monmouth County with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, Womans Exchange Of Monmouth County allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $15K, with expenses exceeding revenue.
- Debt-to-asset ratio: 19.7%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees are receiving salaries, which is highly unusual for an organization of any size and suggests a volunteer-led structure.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Womans Exchange Of Monmouth County's IRS 990 filings:
- Consistent operating deficits for over a decade (e.g., 202009: Revenue=$47,608, Expenses=$62,281)
- Significant decline in total assets (from $114,936 in 2011 to $8,052 in 2020)
- Low asset base relative to historical expenses, indicating limited financial reserves
- Lack of detailed expense breakdown in provided data makes efficiency assessment difficult
Strengths
The following positive indicators were identified for Womans Exchange Of Monmouth County:
- 0% officer compensation reported across all filings, indicating a volunteer-driven leadership structure and minimal executive overhead.
Frequently Asked Questions about Womans Exchange Of Monmouth County
Is Womans Exchange Of Monmouth County a legitimate charity?
Womans Exchange Of Monmouth County (EIN: 210691473) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 45/100. It has 10 years of IRS 990 filings on record. Total revenue: $99K. 4 red flags identified. 1 strength noted. Financial health grade: C.
How does Womans Exchange Of Monmouth County spend its money?
Womans Exchange Of Monmouth County directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to Womans Exchange Of Monmouth County tax-deductible?
Womans Exchange Of Monmouth County is registered as a tax-exempt nonprofit (EIN: 210691473). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Womans Exchange Of Monmouth County's spending goes to programs?
Womans Exchange Of Monmouth County directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
How does Womans Exchange Of Monmouth County compare to similar nonprofits?
With a transparency score of 45/100 (Fair), Womans Exchange Of Monmouth County is near average for NTEE category P29Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Womans Exchange Of Monmouth County located?
Womans Exchange Of Monmouth County is headquartered in Little Silver, New Jersey and files with the IRS under EIN 210691473. It is classified under NTEE code P29Z.
How many years of IRS 990 filings does Womans Exchange Of Monmouth County have?
Womans Exchange Of Monmouth County has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $99K in total revenue.
Is Womans Exchange Of Monmouth County financially sustainable?
Based on the consistent trend of expenses exceeding revenue and a significant decline in assets from $114,936 in 2011 to $8,052 in 2020, the organization's financial sustainability is highly questionable without significant changes to its operating model or revenue generation.
What caused the substantial decline in assets?
The decline in assets from $114,936 in 2011 to $8,052 in 2020 is primarily due to the organization consistently spending more than it earns, as evidenced by the recurring deficits in nearly every filing period.
How does the organization cover its operating deficits?
The organization appears to be covering its operating deficits by drawing down its existing assets, as indicated by the sharp decline in total assets over the past decade.
What is the primary source of revenue for the organization?
The provided data only shows total revenue, not a breakdown by source. Further investigation into the 990 forms would be needed to identify the primary revenue streams.
What are the specific program activities of the Womans Exchange Of Monmouth County?
The NTEE code P29Z indicates 'Other Human Services, Not Elsewhere Classified,' but the provided financial data does not detail specific program activities or their associated costs. A review of the full 990 form's program service accomplishments section would be necessary.
Filing History
IRS 990 filing history for Womans Exchange Of Monmouth County showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2020), Womans Exchange Of Monmouth County's revenue has declined by 43.4%, moving from $84K to $48K. Total assets decreased by 93% over the same period, from $115K to $8K. Total functional expenses fell by 34.4%, from $95K to $62K. In its most recent filing year (2020), Womans Exchange Of Monmouth County reported a deficit of $15K, with expenses exceeding revenue. The organization holds $2K in liabilities against $8K in assets (debt-to-asset ratio: 19.7%), resulting in net assets of $6K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2020 | $48K | $62K | $8K | $2K | — | View 990 |
| 2019 | $69K | $87K | $31K | $10K | — | View 990 |
| 2018 | $69K | $93K | $46K | $8K | — | View 990 |
| 2017 | $73K | $86K | $71K | $8K | — | View 990 |
| 2016 | $79K | $86K | $87K | $10K | — | View 990 |
| 2015 | $84K | $91K | $92K | $9K | — | View 990 |
| 2014 | $83K | $96K | $101K | $10K | — | View 990 |
| 2013 | $87K | $94K | $113K | $8K | — | View 990 |
| 2012 | $91K | $87K | $118K | $6K | — | View 990 |
| 2011 | $84K | $95K | $115K | $7K | — | View 990 |
Year-by-Year Financial Summary
- 2020: Revenue of $48K, expenses of $62K, and assets of $8K (revenue -31.2% year-over-year).
- 2019: Revenue of $69K, expenses of $87K, and assets of $31K (revenue +0.0% year-over-year).
- 2018: Revenue of $69K, expenses of $93K, and assets of $46K (revenue -4.6% year-over-year).
- 2017: Revenue of $73K, expenses of $86K, and assets of $71K (revenue -7.8% year-over-year).
- 2016: Revenue of $79K, expenses of $86K, and assets of $87K (revenue -5.9% year-over-year).
- 2015: Revenue of $84K, expenses of $91K, and assets of $92K (revenue +0.9% year-over-year).
- 2014: Revenue of $83K, expenses of $96K, and assets of $101K (revenue -4.9% year-over-year).
- 2013: Revenue of $87K, expenses of $94K, and assets of $113K (revenue -4.0% year-over-year).
- 2012: Revenue of $91K, expenses of $87K, and assets of $118K (revenue +7.9% year-over-year).
- 2011: Revenue of $84K, expenses of $95K, and assets of $115K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Womans Exchange Of Monmouth County:
Data Sources and Methodology
This transparency report for Womans Exchange Of Monmouth County is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.