Significant fluctuations in revenue and assets suggest unpredictable funding and financial management.
High liabilities in certain years (e.g., $85,406 in 2017) relative to assets raise concerns about financial risk.
Strengths
Consistent 0% officer compensation demonstrates a strong commitment to directing funds to the mission.
Long filing history (14 filings) indicates sustained operation and compliance with IRS reporting requirements.
Spending Breakdown
How Alliance For Retired Americans Educational Fund allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Alliance For Retired Americans Educational Fund
Is Alliance For Retired Americans Educational Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Alliance For Retired Americans Educational Fund (EIN: 200475553) appears trustworthy. Mission Score: 70/100. 3 red flags identified, 2 strengths noted.
Is Alliance For Retired Americans Educational Fund a good charity to donate to?
Alliance For Retired Americans Educational Fund has a Mission Score of 70/100. Revenue: $139K. Assets: $73K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Alliance For Retired Americans Educational Fund?
The Employer Identification Number (EIN) for Alliance For Retired Americans Educational Fund is 200475553. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Alliance For Retired Americans Educational Fund spend its money?
Alliance For Retired Americans Educational Fund allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Alliance For Retired Americans Educational Fund's tax-exempt status?
You can verify Alliance For Retired Americans Educational Fund's tax-exempt status using EIN 200475553 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Alliance For Retired Americans Educational Fund demonstrates inconsistent financial performance over the past decade, with significant fluctuations in both revenue and expenses. For instance, revenue peaked at $221,901 in 2016 and saw an unusual spike to $2,670 in 2020, which appears to be an anomaly given the subsequent return to lower figures. The organization consistently reports 0% officer compensation, which is a positive indicator of resource allocation directly to the mission rather than executive salaries. However, the organization has frequently operated at a deficit, with expenses exceeding revenue in multiple years, such as in 2023 ($195,851 expenses vs. $165,087 revenue) and 2019 ($51,078 expenses vs. $38,753 revenue). This trend suggests potential challenges in maintaining financial stability and building reserves.
While the lack of officer compensation is a strong point for transparency and efficiency, the recurring deficits raise concerns about long-term sustainability. The organization's assets have also fluctuated, from a high of $115,576 in 2017 to a low of $29,640 in 2020, currently standing at $73,471 in 2023. These fluctuations, coupled with periods of significant liabilities (e.g., $85,406 in 2017), indicate a need for more consistent financial planning and fundraising strategies to ensure the organization can reliably fund its programs. The NTEE code B90 suggests a focus on senior citizens' rights, and without detailed program expense breakdowns, it's challenging to fully assess spending efficiency beyond the executive compensation aspect.