Is Ame Zion Trinity Housing Development Fund Co Inc Legit?
Quick charity verification for Ame Zion Trinity Housing Development Fund Co Inc (EIN: 132795194)
Verdict: Ame Zion Trinity Housing Development Fund Co Inc appears trustworthy
85/100Mission Score
$4.2MRevenue
$14.1MAssets
2Red Flags
4Strengths
Red Flags
High liabilities relative to assets, consistently above $12 million against assets around $14 million, which could indicate significant debt burden.
Lack of detailed expense breakdown on the provided summary makes it difficult to precisely assess program vs. administrative spending efficiency.
Strengths
Consistent reporting of 0% officer compensation, indicating strong financial stewardship and dedication to mission.
Steady growth in assets from $10.4 million in 2014 to $14.1 million currently, demonstrating financial stability and capacity.
Expenses generally lower than revenue in recent years (e.g., 2023: $3.38M expenses vs. $3.92M revenue), leading to positive net assets.
Long filing history (13 filings) indicates consistent compliance and operational longevity.
Spending Breakdown
How Ame Zion Trinity Housing Development Fund Co Inc allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Ame Zion Trinity Housing Development Fund Co Inc
Is Ame Zion Trinity Housing Development Fund Co Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Ame Zion Trinity Housing Development Fund Co Inc (EIN: 132795194) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
Is Ame Zion Trinity Housing Development Fund Co Inc a good charity to donate to?
Ame Zion Trinity Housing Development Fund Co Inc has a Mission Score of 85/100. Revenue: $4.2M. Assets: $14.1M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Ame Zion Trinity Housing Development Fund Co Inc?
The Employer Identification Number (EIN) for Ame Zion Trinity Housing Development Fund Co Inc is 132795194. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Ame Zion Trinity Housing Development Fund Co Inc spend its money?
Ame Zion Trinity Housing Development Fund Co Inc allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Ame Zion Trinity Housing Development Fund Co Inc's tax-exempt status?
You can verify Ame Zion Trinity Housing Development Fund Co Inc's tax-exempt status using EIN 132795194 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Ame Zion Trinity Housing Development Fund Co Inc demonstrates consistent financial operations, primarily focused on housing development as indicated by its NTEE code L20. The organization has shown a steady increase in assets over the past decade, growing from $10,436,571 in 2014 to $14,118,920 currently, suggesting stable asset management. While revenue has fluctuated, with a notable peak of $6,341,506 in 2021, expenses have remained relatively stable, indicating controlled spending. The organization consistently reports 0% officer compensation, which is a strong indicator of transparency and a commitment to directing funds towards its mission rather than executive salaries.
The organization's spending efficiency appears sound, with expenses generally lower than revenue in recent years, leading to positive net assets. For instance, in 2023, revenue was $3,928,956 against expenses of $3,386,311. The consistent reporting of no officer compensation across all available filings is a significant positive for transparency and suggests a volunteer-led or very lean administrative structure at the top. However, without a detailed breakdown of program, administrative, and fundraising expenses, a precise assessment of spending efficiency across these categories is limited.